4342 SHADY BEND DR

FOREST GLEN 4TH SEC BLK 2/8394 LT 5

NOTICE OF DEFAULT AND FORECLOSURE SALE
WHEREAS on September 16, 2009 a certain Fixed Rate Deed of Trust (Texas Home Equity
Conversion) ("Deed of Trust") was executed by GLENN J. MILLER AND WIFE, GLADYS L.
MILLER , as mortgagors to ROBERT K. FOWLER, as Trustee, for the benefit of GENERATION
MORTGAGE COMP ANY and was recorded on September 25, 2009 in the Official Public Records of
Real Property of DALLAS County Texas under Document No. Document No. 200900273617 ; and
WHEREAS the Deed of Trust was insured by the United States Secretary of Housing and Urban
Development ("the Secretary") pursuant to the National Housing Act for the purpose of providing single
family housing; and
WHEREAS the beneficial interest in the Deed of Trust is now owned by the Secretary,
pursuant to an assignment dated June 19, 2013, recorded in the Official Public Records of Real
Property of DALLAS County Texas under Document No. 201300193320; and
WHEREAS a default has been made in the covenants and conditions of the Deed of Trust in
that a Borrower dies and the Property is not the principal residence of at least one surviving borrower;
WHEREAS the entire amount delinquent as of November 4, 2025, is $852,713.85; and
WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the
indebtedness secured by the Deed of Trust to be immediately due and payable.
NOW THEREFORE, pursuant to powers vested in me by the Single-Family Mortgage
Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the
Secretary's designation of me as Foreclosure Commissioner dated July 13, 2022 and recorded in
the Official Public Records of DALLAS County, Texas under Document No.
202400189333 on November 4, 2025, between the hours of 10:00 AM and 1:00 PM Central Standard
Time, all real and personal property at or used in connection with the following described premises
("Property") will be sold at public auction to the highest bidder:
BEING LOT 5, IN BLOCK 2/8394, IN FOURTH SECTION, FOREST GLEN
ADDITION, AN ADDITION IN THE CITY OF DALLAS, TEXAS, ACCORDING
TO THE MAP THEREOF RECORDED IN VOULME 68222, PAGE 1596, OF THE
MAP RECORDS OF DALLAS COUNTY, TEXAS.
Commonly known as 4342 SHADY BEND DR, DALLAS, TX 75244
The sale will be held between the hours of 10:00 AM and 1 :00 PM at public venue in the area
designated by the DALLAS County Commissioners Court pursuant to Section 51.002 of the Texas
Property Code as the place where foreclosure sales are to take place, or if no place is designated by the
Commissioners Court, the sale will be conducted at the place where this Notice of Default and
Foreclosure Sale was posted.
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I The earliest time the sale will occur is 10:00 AM Central Standard Time. \ -I ._1 I I I
2025-00290 INODFSPubPostMailMillerl l .04.2025Dallas
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I ,I The Secretary of Housing and Urban Development will bid Eight Hundred Fifty-Two Thousand Seven
Hundred Thirteen and 85/100 Dollars ($852,713.85).
There will be no proration of taxes, rents or other income or liabilities, except that the
purchaser will pay, at or before closing, his pro-rata share of any real estate taxes that have been paid
by the Secretary to the date of the foreclosure sale.
When making their bids, all bidders except the Secretary must submit a deposit totaling
$85,271.38 in the form of a certified check or cashier's check made out to the Secretary of HUD. A
deposit need not accompany each oral bid. If the successful bid is oral, a deposit of $85,271.38 must
be presented before the bidding is closed.
The deposit is nonrefundable. The remainder of the purchase price must be delivered within
30 days of the sale or at such other time as the Secretary may determine for good cause shown, time
being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or
cashier's check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The
successful bidder will pay all conveying fees, all real est/ate and other taxes that are due on or after the
delivery date of the remainder of the payment and all other costs associated with the transfer of
title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them.
The Secretary may grant an extension of time within which to deliver the remainder of the
payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The
extension fee shall be in the form of a certified or cashier's check made payable to the Secretary of
HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused
portion of the extension fee shall be applied toward the amount due.
If the high bidder is unable to close the sale within the required period, or within any
extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash
deposit or, at the election of the foreclosure commissioner after consultation with the HUD
representative, will be liable to HUD for any costs incurred as a result of such failure. The
Commissioner may, at the direction of the HUD representative, offer the property to the second
highest bidder for an amount equal to the highest price offered by that bidder.
There is no right of redemption, or right of possession based upon a right of redemption , in
the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore , the
Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase
price in accordance with the tenns of the sale as provided herein. HUD does not guarantee that the
property will be vacant.
The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by
documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days
before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based
did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due
under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified
or cashier's check payable to the Secretary of HUD, before public auction of the property is
completed .
2025-00290 I NODFSPubPostMai!Millcr l l .04.2025Dallas
2 The amount that must be paid if the mortgage is to be reinstated prior to the scheduled sale is
$852,713.85 as of November 4, 2025 plus per diem interest from and after such date until paid
in full, plus all other amounts that would be due under the mortgage agreement if payments under
the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving
notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure
Commissioner's attendance at the sale, reasonable and customary costs incurred for title and lien
record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for
recording documents, a commission for the Foreclosure Commissioner, and all other costs incurred in
connection with the foreclosure prior to reinstatement.
Tender of payment by certified or cashier's check or application for cancellation of the
foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided
below.
Date: October 5, 2025
2025-00290 I NODFSPubPostMailMiller J J .04.2025Dallas Foreclosure Commissioner
Carolyn A. Taylor
Hughes, Watters & Askanase, LLP
1201 Louisiana Street, 28th Floor
Houston, Texas 77002
[email protected]
(713) 590-4200
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