4918 LEE ST

W 1/2 OF N 73.00 FT OF LT 5 BLK 30

TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-8768 FILED 12/4/2025 9:55:10 AM Notice of Substitute Trustee Sale F25-00379 TX 6723152946 / 7241073316 Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military including active military dui a_ member e Texas National Guard or the National Guard of another state or as a member of 2 reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. . Date, Time, and Place of Sale - The sale is scheduled to be held at the following date, time and place: Date: 01/06/2026 Time: The sale will begin no earlier than 10;00AM or no later than three hours thereafter. The sale will be completed by no later than 1:00 PM. (Attention all bidders: cashier’s checks must be made payable to Assured Lender Services, Inc.) Place: Harris County, TX at the following location: The Bayou City Event Center, Magnolia South Ballroom, located at 9401 Knight Rd, Hi n, TX 77045, OR If THE PRECEDING AREA IS NO LONGER THE DESIGNATED AREA, AT THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE

Property To Be Sold - The property to be sold is described as follows: _ The West 1/2 of the North 73 feet of Lot Five (5), in Block Thirty (30), of GAGNE HOMESTEAD, a subdivision in Harris County, Texas, according to the map or plat thereof recorded in Volume 89, Page 240 of the Deed Records of


dO). IWTITAAON Instrument to be Foreclosed — The instrument to be foreclosed is the Deed of Trust, Security Agreement and Assignment of Leases and Rents, dated 09/07/2023 (the “Deed of Trust”) and recorded in the office of the County Clerk of Harris County, Texas, recorded on 9/11/2023 as Document No, RP-2023-347194 of the Real Property Records of Harris County, Texas. Trustor(s):
~ U & MENTERPRISE LLC, a Original Beneficiary: Velocity Commercial Capital, Texas imited liability company LLC, a California Limited : Liability Company Current U.S, Bank Trust Company, “Loan Servicer: PHH Mortgage Services Beneficiary: National Association, as Indenture Trustee for Velocity Commercial’ Capital Loan Trust 2025-RTL1 Current Patricia Poston, Chris Poston, Amar Sood, Sandy Dasigenis, Jeff Leva, Steve Leva, Substituted Michele Sanders or Cherie Maples Trustees: : The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Terms of Sale - The sale will be conducted as a public auction to. the highest bidder for cash, subject to the provisions of the deed of trust permitting the beneficiary thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters; if any. Pursuant to the Deed of Trust, the beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-8768 FILED 12/4/2025 9:55:10 AM of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or implied warranties, except as to the warranties of title Gif any) provided for under the deed of trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the property. Pursuant to section 51.0075 of the Texas Property Code, the trustee. reserves the right to set ‘further reasonable conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by the trustee or any substitute trustee. Type of sale - The present Beneficiary under the Deed of Trust has elected to conduct a unified foreclosure sale pursuant to the provisions of Texas Business and Commercial Code § 9. 604 (a) and to include in the ton judicial foreclosure pursuant to the power of the sale granted by the deed of trust described in this Notice of Trustee’s Sale all of the personal property:and fixtures described within the loan documents. The present Beneficiary reserves the right'to revoke its election as to some.or all of.said personal property and/or fixtures, or to add additional personal property and/or fixtures to the election herein expressed, at the present Beneficiary’s sole election, from time to time and at. any time until the consummation of the trustee’s sale to be conducted pursuant to the Deed of Trust and Notice of Trustee’s Sale. The real property. and personal property ertcumbered by the Deed of Trust will be sold at the sale in accordance with the provisions of the Deed.of Trust and:as permitted by section 9.604(a) of the Texas Business and Commerce Code. Obligations. Secured - The Deed. of Trust provides. that it secures the payment of the indebtedness. arid obligations therein described (collectively the “Obligations”) including by not limited to (1) the promissory note in the original principal amount of $157,499.00, executed by U & M ENTERPRISE LLC, a Texas limited liability company, and payable to the order of Velocity Commercial Capital, LLC, a California Limited Liability Company, (2) all renewals and extensions of the riote; and (3) any and all present and future indebtedness of U & M ENTERPRISE LLC, a Texas limited liability company. U.S. Bank Trust Company, National Association, as Indenture Trustee for Velocity Commercial Capital Loan Trust 2025-RTL1 is the current owner and holder of the Obligations and is-the beneficiary under the Deed of Trust. e will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or ng al sum of the Note and all other amounts lawfully owing under the Note, lo luding, without limitation, all interest, default S$ an er. ast q Xpe NOTICE TO POTENTIAL BIDDER: * CERTIF! i . " CHECK(S) PAYABLE DIRECTLY TO “ASS ISSUING THE FINAL DEED.







Questions concerning the sale may be directed to the undersigned or to the beneficiary: U.S. Bank Trust Company, National Association, as Indenture Trustee for Velocity Commercial Capital Loan Trust 2025-RTL1 2945. Townsgate Road, Suite 110
Westlake Village, CA 91361 RaulRomero ” ANE de (312) 676-4574 Dated: 32 Al aS Patricia Poston, Chris Postoh, Amar Sood, Sandy Dasigenis, Jeff Leva, Steve Leya, Michele Sanders or Cherie Maples


der Services, Inc. 1 Pach ‘ica, Suite 140 Irvine, CA 92618 Phone: (714) 508-7373 Fax: (714) 505-3831
AFTER RECORDING, PLEASE RETURN TO: Assured Lender Services, Inc. 111 Pacifica, Suite 140. Irvine, CA 92618 - Attn: Trustee Department