4505 QUAILS LN

WHITEHALL #2 SUBDIVISION Block 2 Lot 46

NOTICE OF SUBSTITUTE TRUSTEE SALE Deed of Trust Date: Grantor(s)/Mortgagor(s): . 12/15/2022 OSARETIN NICHOLAS IGHODARO Original Beneficiary/Mortgagee: Current Beneficiary/Mortgagee: CIVIC FINANCIAL SERVICES, LLC CITIBANK, N.A., not in its individual capacity but solely as Trustee for Morgan Stanley Residential Mortgage Loan Trust 2023-NQM1 Property County: TARRANT






























Recorded in: Volume: N/A Page: N/A Instrument No: D222289951 Mortgage Servicer: NewRez LLC, d/b/a Shellpoint Mortgage Servicing is representing the Current Beneficiary/Mortgagee under a servicing agreement with the Current Beneficiary/Mortgagee. Date of Sale: 12/2/2025




































Mortgage Servicer’s Address: 75 Beattie Place, SUITE 300, GREENVILLE, SC 29601


Legal Description: ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 388-3, PAGE 132, OE, ene lortgagee or Mortgage Servicer does hereby remove the original Trustee and all successor substitute trustees and appoints in their stead, David Stod Btockman, Guy Wiggs, Janet Pinder, Michelle Schwartz, Brandy Bacon, Angela Cooper, Jeff Benton or Jamie Dworsky, Cole Patton, Myra Honk agier, McCarthy & Holthus, LLP, as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original €ed of Trust; and, further, does hereby request, stated above or within three (3) hours after that time. The Property will be sold “AS IS,” without any express or implied TEX. PRoP. CODE §51.002 and §51.009. Prospective bidders are advised ti Substitute Trustee reserves the right to set further reasonable conditions bidding is opened for the first sale of the day held by Substitute Trustg€ THIS INSTRUMENT APPOINTS THE SUBSTITING B ENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICEAPSA R SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT MEMBER OF THE TEXAS NATIONAL ORY THE ARMED FORCES OF THE SENDER OF THIS NOTICE IMME! Dated: 10/31/2025 RLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE Dated: 11/6/25



_____Donna Stockman Printed Name:

Aitomey Substitute Trustee thus, LLP’ c/o Tejas Trustee M Strdet, Suite 1255 West 15th Street, Suite 1060 Plano, TX 75073 Plano, TX 75075 https:/sales.mccarthyholthus.com/
FILE NOV 06 2025 MH File Number: TX-25-122254-POS COUNTY CLERK, TARRANT CO,, TEXAS Loan Type: Business Purpose Loan BY COEPUTY