4601 STAUNTON ST

LT 1 BLK 12 AFTON OAKS SEC 3

TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-6522 FILED 9/9/2025 11:59:38 AM Notice of Substitute Trustee Sale T.S. #: 24-11600

Date: 10/7/2025 Time: The sale will begin no earlier than 10:00 AM or The sale will be completed by no later th 00 P Place: Harris County Courthouse in HO PURSUANT TO TEXAS PROP! SPACE FOR SALE OF REAL PROP! THE AREA OF THE BAYOU C COMMISSIONER'S CO PROPERTY CODE Property To Be Sold - The property to be sold is LOT ONE (1), IN BLOCK TWELVE (1 HARRIS COUNTY, TEXAS, ACCO! VOLUME 39, PAGE 18 OF THE MAP recorded in the office of the Count recorded on 12/29/2022, of the Property Address: 4601 STAI TON TEXAS 77027 © Trustor(s): | RYAN S. MCCARTHY Original Beneficiary:




Current avings Fund Society, Loan Servicer: Beneficiz its individual capacity but as owner trustee for Verus itization Trust 2023-4 Services, LLC




























the following location: . THE DESIGNATED CENTER KNOWN AS AT 9401 KNIGHT ROAD IN , SECTION THREE (3), AN ADDITION IN OR PLAT THEREOF RECORDED IN IS COUNTY, TEXAS. closed is the Deed of Trust is dated 12/29/2022 and is Records of Harris County, Texas. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR HOMETOWN EQUITY MORTGAGE, LLC DBA THELENDER, ITS SUCCESSORS AND ASSIGNS NewRez LLC, F/K/A New Penn Financial, LLC, D/B/A Shellpoint Mortgage Servicing iction.com, Roy Crush, Jeff Leva, Sandy Dasigenis, Steve Leva, Patricia Poston, Megan L. Randle, Ebbie Murphy, Sabrina Paimer, Rick Snoke, Wayne Daughtrey, Prestige Default
 TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-6522 FILED 9/9/2025 11:59:38 AM - therein described (collectively the “Obliga T.S. #: 24-11600 The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Terms of Sale - The sale will be conducted as a public auction to the highest bidder for cash with funds being made payable to Prestige Default Services, LLC, subject to the provisions of the deed of trust permitting the beneficiary thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the deed of trust at the time of sale. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the beneficiary has the right to direct the ee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section of the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or anties, except as to the warranties of title (if any) provided for under the deed of trust. Prospective $ conduct an independent investigation of the nature and physical condition of the property. .0075 of the Texas Property Code, the trustee reserves the right to set further reasonable the sale. Any such further conditions shall be announced before bidding is opened for the y the trustee or any substitute trustee.








Type of sale - le is a non-judicial deed of trust lien and security interest foreclosure sale being conducted pursuant to the power of the sale grant the deed of trust executed by RYAN S. MCCARTHY, AN UNMARRIED MAN. The real property, nal property encumbered by the deed of trust will be sold at the sale in accordance with the provisions of trust and as permitted by section 9.604(a) of the Texas Business and Commerce Code. . .











s the payment of the indebtedness and obligations by not, limited to (1) the promissory note in the original principal amount of $754,800.00, executed by R , AN UNMARRIED MAN, and payable to the order of MORTGAGE ELECTRONIC YSTEMS, INC., AS’ NOMINEE. FOR HOMETOWN EQUITY MORTGAGE, LLC DBA TS ‘CESSORS AND ASSIGNS; (2) all renewals and extensions of the note; and (3) any and all pre: i ture dness of RYAN S. MCCARTHY, AN UNMARRIED MAN to RYAN S. MCCARTHY. Wilmington Savi id Society, FSB, not in its individual “4 is Obligations Secured - The deed of trust capacity but solely as owner trustee for Verus Securitization Trus owner and holder of the Obligations and is the beneficiary under the Deed of Trust,




The sale will be made, but without covenant or warranty, expressed or imy Tes le, possession, or encumbrances, to pay the remaining principal sum of the Note and all other amounts | the Deed of Trust, and all of the other associated loan documents, including, without interest, late charges, advances, attorneys’ fees and other costs and expenses. All checks Prestige Default Services, LLC Questions concerning the sale may be directed to the undersigned or to the beneficiary: Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as owner trustee for Verus Securitization Trust 2023-4 c/o NewRez LLC, F/K/A New Penn Financial, LLC, D/B/A Shellpoint Mortgage Servicing 75 Beattie Place, Suite 300 Greenville, South Carolina 29601-2743 800-365-7107
 TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-6522 FILED 9/9/2025 11:59:38 AM

WS. #: 24-11600 Auction.com, Roy Crush, Jeff Leva, Sandy Dasigenis, Steve Leva, Patricia Poston, Megan L. Randle, Ebbie Murphy, Sabrina Palmer, Rick Snoke, Wayne Daughtrey, Prestige Default Services, LLC, Prestige Default'Services, LLC 16801 Addison Road, Suite 350 Addison, Texas 75001 Phone; (972) 893-3096 ext. 1035 Fax: (949) 427-2732 AFTER RECORDING, PLEASE RETURN TO: Prestige Default Services, LLC 16801 Addison Road, Suite 350 Addison, Texas 75001 Attn: Trustee Department % % A O S