7418 W TEMPERANCE LN

LT 5 BLK 4 SPENCER VIEW TERRACE

TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-7859 FILED 10/23/2025 3:05:45 PM NOTICE OF SUBSTITUTE TRUSTEE’S SALE TS. #: 2025-18164-TX
Date: 12/2/2025





Time: The earliest time the sale will b: H , or within three (3) hours after that time. Place: Harris lowing location: 9401 Knight Rd, ‘ Houston, TX 77045, EVENT CENTER, MAGNOLIA SOUTH BALLRO'! 9401 KNIGHT RD, HOUSTON, TX 77045 Or if the 0 longer the designated area, at the area most recently desi, Commissioners Court, pursuant to section Property To Be Sold - The property LOT FIVE (5), IN BLOCK FO WwW TERRACE, A SUBDIVISION IN HARRIS COUNTY, TEXAS, ACCORDING TO THEREOF; RECORDED IN VOLUME 39, PAGE 53 OF THE MAP RECORDS OF HA)



t ~ The instrument to be foreclosed is the Deed of Trust dated 1/18/2021 and recorded in the office of of Harris County, Texas, recorded on 2/9/2021 under County Clerk’s File No RP-2021- f the Real Property Records of Harris County, Texas. NANCY RAMOS, A MARRIED WOMAN WHO ACQUIRED TITLE AS A SINGLE WOMAN JOINED BY NON-TITLE SPOUSE SIGNING PRO FORMA SAMUEL RENE CASTRO Black, Mann & Graham, L.L.P. Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, Anna Sewart, David Barry, Byron Sewart, Austin DuBois, John Burger, Martin Beltran, Patricia Poston, Amar Sood, David Poston, Nick Poston, Chris Poston, Roy Crush, Jeff Leva, Steve Leva, Sandy Dasigenis, Sabrina Palmer, Abstracts/Trustees of Texas, LLC, Jim Mills, Susan Mills, Andrew Mills-Middlebraok, George Hawthorne, Ed Henderson, Rex Kesler, Doug Malloy, Alexandra Holub, Marlene Zografos, Jeff Benton, Megan L, Randle, Ebbie Murphy, Wayne Daughtrey, Nicole Durrett, Brian Hooper, Mike Jansta, Mike Hayward, Jay Jacobs, Andrew Garza, Corey Johns, Jacquiline Williams, Resolve Trustee Services, LLC  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-7859 FILED 10/23/2025 3:05:45 PM A
T.S. #: 2025-18164-TX Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Freedom Mortgage Corporation., its successors and assigns ‘ Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the referenced property securing the above referenced loan. Terms of Sale - The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the deed of trust permitting the mortgagee thereunder to have the bid credited to the note-up to the amount of the unpaid debt secured by the deed of trust at the time of sale. : e desiring to purchase the property will need to demonstrate their ability to pay cash on the day the property is om ¢ be expressly subject to any title matters set forth in the deed of trust, but prospective bidders are em: hat by law the sale will ily be made subject to all prior matters of record affecting the property, if any, to the they remain in ct and have not been subordinated to the deed of trust. Prospective bidders are strongly urged to examing the i rty records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the mortgag, the parcels and/or to sell all or only part-of the prop property will be sold in “as is, where is” condition, warranties of title (if any) provided for under the deed of trust. Pr independent investigation of the nature and physical condition of the property. Texas Property Code, the trustee reserves the right to set further reasonable conditio such further conditions shall be announced before bidding is opened for the first sale of the da any substitute trustee.











Obligations Secured - The deed of trust provides that it secures the payment of the indebtedness and obligations therein described (collectively the “Obligations”) including by not limited to (1) the promissory note in the original principal amount of $118,562.00, executed by NANCY RAMOS, A MARRIED WOMAN WHO ACQUIRED TITLE AS A SINGLE WOMAN JOINED BY NON-TITLE SPOUSE SIGNING PRO FORMA SAMUEL RENE CASTRO, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Freedom Mortgage Corporation., its successors and assigns; (2) all rettewals and extensions of the note; and (3) any and all present and future indebtedness of Trustor(s) to the current holder of the Obligations to the mortgagee under the deed of trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Questions concerning the sale may be directed to the undersigned or to the Mortgagee:

 FRCL-2025-7859 FILED 10/23/2025 3:05:45 PM TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS
> T.S. #; 2025-18164-TX Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 : Phone: (855) 690-5900 . é Default and Request to Act - Default has occurred under the deed of trust, and the mortgagee has requested me, as Trustee, to conduct this sale. Notice is given that before the sale the mortgagee may appoint another person substitute trustee to conduct the sale. ‘Dated: 10/23/2025 Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate r Services, LLC, Anna Sewart, David Barry, Byron Sewart, Austin DuBois, John Burger, Martin Beltran, Patricia Poston, Amar Sood; David Poston, Nick Poston, Chris Poston, Roy Crush, Jeff Leva, Steve Leva, Sandy Dasigenis, Sabrina Palmer, Abstracts/Trustees of Texas, LLC, Jim Mills, Susan Mills, Andrew Mills-Middlebrook, George Hawthorne, Ed’ Henderson, Rex Kesler, Doug Malloy, Alexandra Holub, Marlene Zografos, Jeff Benton, Megan L. Randle, Ebbie Murphy, Wayne Daughtrey, Nicole Durrett, Brian Hooper; Mike Jansta, Mike Hayward, Jay Jacobs, Andrew Garza, Corey Johns, Jacquiline Williams, Resolve Trustee Services, LLC c/o Nestor Solytiong, L \dOD.RALII 4 SONN SENDER OF THIS NOTICE: AFTER FILING, PLEASE RETURN TO: Nestor Solutions, LLC J 214 5th Street, Suite 205 / : Huntington Beach, California 92648