4821 STAR RIDGE DR

CANDLERIDGE ADDITION Block 603 Lot 23

FILED OCT 16 2025 NOTICE OF TRUSTEE'S SALE ONCE TO Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active militarv duty as a member of the Texas Nationa! Guard or the National Guard of another state or as_a_member of _a_reserve component of the armed forces of the United States, lease send. written notice of the active duty C&M No, 44-25-01204/ FILE NOS















State Highway 249, Suite 170, Houston, TX 77070 INSTRUM
T BEING FORECLOSED AND MORTG Deed of Trust dated M: TARRANT County Te. Original Mortgazee. 24, 2007 and recorded under Clerk’s File No. D207199617. in the fds of with Vernon Ratliff and wife. Andrea Ratliff as Grantor(s) and 4,


Deed of Trust executed by Vernon Ratliff and wife, Andrea Ratliff securing/Paya pledness in the original principal amount of $146.330.00 and obligation therein described including in € promissory note and all modifications. renewal and extensions of the promissory note (the ~ “Lede fernon Ratliff. Andrea Ratiff, Lakeview Loan Servicing. LLC is the current mortgagee (the “Mortgagee™ KgtezndDeed of Trust or Contract Lien.










b of a servicing agreement with the Mortgagee. Pursuant to the Seni icing Agreement and Texas : Property Code $1 0095 the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property Spove referenced loan. M & T Bank is acting as the Mortgage Servicer for the Mortgagee. M & T By i Plaza, Buffalo, NY 14203 Legal Description: LOT 23, BLOCK 603, OF C. TARRANT COUNTY, TEXAS, ACC! 7377, PLAT RECORDS, TARRAN

. ADDITION TO THE CITY OF FORT WORTH, PLAT THEREOF RECORDED IN CABINET A, SLIDE
Date of Sale: 12/02/2025 hest Time Sale Will Begin: 11:00 AM Location of Sale: location: West side of the area, at the area moy je sale shall be: TARRANT County Courthouse, Texas at the following he Tarrant County Courthouse. or if the preceding area is no longer the designated TERMS OF SALE


‘the payment of said herein referenced indebtedness, and the same is now wholly due, and the rigage Servicer has requested the hereinafter appointed Substitute Trustee to sell said property to the ghsh and to distribute or apply the proceeds of said sale in accordance with the terms of said Deed of The Sale will be conducted as a public auction to the highest bidder for cash. except that Mortgagee’s bid may be by credit against the indebtedness secured by the lien of the Deed of Trust. Pursuant to the Deed of Trust, the mortgagee has the right to direct the Trustee to sell the property in one or more parcels and. or to sell all or only part of the property. Pursuant to Section 51.009 of the Texas Property Code, the Property will be sold in “AS IS." “WHERE 1S” condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the Deed of Trust.


The sale will begin at the earliest time stated above. or within three (3) hours afier that time. If the sale is set aside for any reason, the Purchaser at the sale shali be entitled only to a return of the funds paid. The Purchaser shall have no further recourse against the Mo ir. the Mortgagee or the Mertgavee's attorney vas AAO TARRANT | 4855887




 P225011547 Page 2 of 2 ‘The address for the Substitute Trustee for purposes of Section $1.007S(c) of the Texas Property Code is: Codilis & Moody. P.C. 20408 State Highway 249. Suite 170 Houston, TX 77070 (281) 925-5200 (Qoune Shear David Stockman, Donna Stockman, Brenda Wiggs, Guy Wiggs, Janet Pinder. Brandy Bacon, Michelle Schwartz. Jamie Dworsky, Angela Cooper. Jeff Benton. Thomas Delaney. Danya Gladney, Aaron Demuth, Codilis & Moody. P.C., or Agency Sales and Posting LLC. as Substitute Trustee FILED OCT 16 207% COUNTY CLERK TARRANT CO, TOXAS BY, ra ____—--