22619 BLACK WILLOW DR

LT 262 BLK 9 017*W3465200-001-009-262

TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-5542 FILED 7/24/2025 1:28:29 PM December 28, 2018, and recorded on e i, i Recorder, Harris C . Sal A ault Has b ed ovenants and conditions of the Deed of Trust te (i): Fhe Pr ceases to be the principal residence of a Borrower for reasons rt ith and the Property is not the principal residence of at least one other Borrower. As NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on January 07, 2010, a certain Deed of Trust was executed by David R. Sawyer and Victoria J. Sawyer, as Borrowers in favor of MetLife Home Loans, a Division of MetLife Bank, N.A., as Beneficiary, and was recorded on January 14, 2010, as Instrument Number 20100017146 in the Office of the Recorder, Harris County, Texas; and WHEREAS the Mortgage was insured by the United States Secretary of Housing and Urban Development (the “Secretary”) pursuant to the National Housing Act for the purpose of providing single family housing; and

WHEREAS, the Mortgage is now owned by theSecretary, pursuant td an assig as RP-2018-580798, i ich the Loan is in default as of January 22,2025, and the loan default has not been cured; and WHEREAS the entire amount delinquent as of June 5, 2025, is $188,063.81; and WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Mortgage to be immediately due and payable. NOW THEREFORE, pursuant to powers vested in me by the Single Family Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR Part 27 subpart B, and by the Secretary's designation of me as Foreclosure Commissioner, recorded on June 24, 2021, in RP-2021-355177 notice is hereby given that, on September 2,2025 at 10:00AM ~ 1:00 PM local time, all real and personal property at or used in connection with the following described premises ("Property"), will be sold at public auction to the highest bidder(s): See attached legal description. Commonly known as: 22619 Black Willow Dr, Tomball, TX 77375  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-5542 FILED 7/24/2025 1:28:29 PM 25-004440 Permanent Parcel Number(s): 106-602-000-0262 The sale will be held in the lobby of the Bayou City Event Center located at 9401 Knight Rd, Houston, TX 77045 OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE The United States Secretary of Housing and Urban Development will bid $192,557.39, plus any additional accrual, fees, costs or charges incurred by the Secretary up to the date of sale. There will be no proration of taxes, rents or other income or liabilities, except that the purchaser(s) will pay, at or before closing, his (their) pro-rata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making their bids, all bidders, except the Secretary, must submit a deposit totaling $19,255.74 in the form of a certified check or cashier's check made out to the United te: Secretary of Housing and Urban Development. A deposit need not accompany each orakhid successful bid is oral, a deposit of $19,255.74 must be presented before the biddi deposit is nonrefundable. The remainder of the purchase price must be d re the sale or at such other time as the Secretary may determine for ne cal the essence. This amount, like the bid deposits, must be d









being of certified or cashier's check. If the Secretary is the high bidder, y th mount in cash. The successful bidder(s) will pay all conveyanci other taxes that are due on or after the delivery date of the remaindef of t d all other costs associated with the transfer of title. At the conclusi le, t its of the unsuccessful bidder(s) will be returned to them.





The ry may grant an'extension of time within which to deliver the remainder of the nts A ions will be for 15-day increments for a fee of $500, paid in advance. The paid in the form of a certified or cashier's check made payable to the United a Tousing and Urban Development. If the high bidder(s) close(s) the sale prior expiration of any extension period, the unused portion of the extension fee shall be applied atd the amount due at closing. If the high bidder(s) is/are unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit, or at the election of the foreclosure commissioner after consultation with the HUD representative, will be liable to the Secretary for any costs incurred as a result of such failure, and the Commissioner may, at the direction of the HUD Field Office Representative, offer the Property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant.  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-5542 FILED 7/24/2025 1:28:29 PM 25-004440 The scheduled foreclosure sale sh









cancelled or adjourned if it is established, by ‘o the Foreclosure Commissioner not less than 3 ault or defaults upon which the foreclosure is notice of default and foreclosure sale, or all ed to the Foreclosure Commissioner, in the ited States Secretary of Housing and Urban amounts due under the mortgage agreeme form of a certified or cashier's check paya The amount that must be paid if t is $192,557.39 as of September 2, 202 other amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure Commissioner, and all other costs incuffed in connection with the foreclosure prior to reinstatement. L Tender of payment by certified or heck or application for cancellation of the foreclosure sale shall be submitted to s of the Foreclosure Commissioner provided below. A UNOFFICI  FRCL-2025-5542 FILED 7/24/2025 1:28:29 PM TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS 25-004440 Date: OAM MT, m5


cArthur Blvd, Suite 470 75039 9-804-8457 804-8462 Ackuéwledgme State of FLORIDA County of HILLSBOROUGH )

Before me the undersigned authority, on thi day personally appeared Justin Ritchie known to me (or proved to me through an identity or otherdocument) to be the person whose name is subscribed to the foregoing instrument, an wledged to me that he executed the same for the purposes and consideration therein Given under my hand and sea


(7) day of shy __, 2025.
Notary Public My Commission Expires: Props 21,2980 This Instrument prepared by: Kirk Schwartz, Esq.
y a Notary Pubtie stele of ls 6565 N MacArthur Blvd, 3 na Soren Anne Ri aarrss ‘ irving, TX 75039 é Explres 9/27/2027 i Firm # 25-004440 EP eS  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-5542 FILED 7/24/2025 1:28:29 PM LEGAL DESCRIPTION LOT TWO HUNDRED SIXTY-TWO (262) IN BLOCK NINE (9) OF CORRECTED PLAT OF WILLOW FOREST, SECTION ONE (1), A SUBDIVISION IN HARRIS COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 215, PAGE 17, OF THE MAP RECORDS OF HARRIS COUNTY, TEXAS. A e/@) ) | | D7, - On 25-004440