10827 KIRKBEND DR

LT 37 BLK 1 KIRKWOOD SOUTH SEC 5

TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-5643 FILED 7/31/2025 1:28:05 PM
































NOTICE OF DEFAULT AND FORECLOSURE SALE n October 23, 2009, a certain Deed of Trust was executed by Maria C. lortgage was insured by the United States Secretary of Housing and Urban Development (the “Segretary”) pursuant to the National Housing Act for the purpose of providing single family h id d WHEREAS, ge is now owned by the Secretary, pursuant to an assignment dated September 20, 2016, and rec: September 21, 2016, as Instrument number RP-2016- 425798, in the Office of the Recor is County, Texas; and . WHEREAS, a defaul: n made in the covenants and conditions of the Deed of Trust, as of November 13, 2024, in th of at least one surviving borrower. ied and the Property is not the principal residence of this notice, the loan remains in default; and tary has declared the entire amount of the indebtedness secured by the Mortgage to ediately due and payable. e by the Single Family Foreclosure 27 subpart B, and by the Secretary's on June 24, 2021, in Instrument Number 5 at 10:00AM — 1:00PM _ local with the following described premises bidder(s): NOW THEREFORE, pursuant to po Act of 1994, 12 U.S.C. 3751 et seq., by 2 designation of me as Foreclosure Commissioner, re RP-2021-355177 notice is hereby given that, on time, all real and personal property at or used in co ("Property"), will be sold at public auction to the hi See attached legal description. Commonly known as: 10827 Kirkbend Dr Houston TX 7708 Permanent Parcel Number(s): 1106810000037 The sale will be held in the lobby of The Bayou City Event 9401 Knight Rd, Houston, TX 77045 or as designated by the county commissioner's

C4 The Secretary of Housing and Urban Development will bid 9 lus any additional accrual, fees, costs, or charges incurred by the Secretary up to the =
 TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-5643 FILED 7/31/2025 1:28:05 PM There will be no proration of taxes, rents or other income or liabilities, except that the purchaser(s) will pay, at or before closing, his (their) pro-rata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making their bids, all bidders, except the Secretary, must submit a deposit totaling $17,949.47 in the form of a certified check or cashier's check made out to the United States Secretary of Housing and Urban Development. A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of $17,949.47 must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form ofa certified or cashier's check. If the Secretary is the high bidder, he need not pay the bid amount in cash. The successful bidder(s) will pay all conveyancing fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidder(s) will be returned to them. The Secretary may grant an extension of time within which to deliver the remainde: payment. All extensions will be for 15-day increments for a fee of $500, i extension fee shall be paid in the form of a certified or cashier's check made payab se(s) States Secretary of Housing and Urban Development, If th high bidder(s le prior A of the extensio: shall be applied le within the required period, or within any = a i liable to the Secretary for any costs incurred as a result of such failure, and to the expiration of any extension period, th toward the amount due at closing.




second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue 2 Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant. The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier's check payable to the United States Secretary of Housing and Urban Development, before public auction of the property is completed. The amount that must be paid if the mortgage is to be reinstated prior to the scheduled sale is $179,494.72 as of September 2, 2025, plus all other amounts that would be due under the
 TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-5643 FILED 7/31/2025 1:28:05 PM mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement. Tender of payment by certified or cashier's check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below. Date: fi wu wi Foreclosure Commissioner
; Ritchie, Esq. on behalf of OEF I CLA PremienfomifD yp County of HILLSBOROUGH Before me the undersigned authority, on this day personally appeared Justin Ritchie, known to me (or proved to me through an identity card or other document) to be the person whose name is subscribed to the foregoing instrument, and acknowledged to me that he executed the same for the purposes and consideration therein expressed. Given under my hand and seal on this val day of fh , 2025. (Seal) abebin. Leseg os
Notary Public ; My Commission Expires: Notary Public Stato of Florida mathe sneeze | This Instrument prepared by: Expires 8/22/2027 Justin Ritchie, Esq. 5404 Cypress Center Dr, Suite 300 Tampa, FL 33609 Firm #1 25007785
 TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-5643 FILED 7/31/2025 1:28:05 PM LEGAL DESCRIPTION LOT THIRTY-SEVEN (37) IN BLOCK ONE (1) OF KIRKWOOD SOUTH, SECTION FIVE (5), AN ADDITION IN HARRIS COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 246, PAGE 84, OF THE MAP RECORDS OF HARRIS COUNTY, TEXAS.