19855 LAUREL TRAIL DR

LT 16 BLK 10 LANCASTER SEC 2

FILED 11/10/2025 1:15:49 PM U eed of Trust: l . : (Or: F > us Martinez Ruiz and spouse, Cyndi L. Sandoval Govea Trustee: vidog : L, TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS
FRCL-2025-8338 NOTICE OF FORECLOSURE SALE AND me APPOINTMENT OF SUBSTITUTE TRUSTEE _Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active
military du including active military duty as a member of the
Texas National Guard or the National Guard of another state or : as_a member of a reserve component of the armed forces of the
United States, please send written notice of the -active-du
military service to the sender of this notice immediately.

~Current Lender: Recorded in: Legal Description: Foreclosure Sale: Date: Time: Place: June 11, 2019 (on or about) SouthState 5 i ‘0 Independent Bank File No. RP-2020-107856, recorde ch 9, 2020. ial Public Records of Harris County, Texas. | LOT SIXTEEN (16), IN BLOCK TEN (10), OF LANCAST TWO (2), A SUBDIVISION IN HARRIS COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 317, PAGE 7 OF THE MAP AND/OR PLAT RECORDS OF HARRIS COUNTY, TEXAS. More commonly known as: 19855 Laurel Trail Drive, Cypress, Texas 77433 (the “Property”). : ‘ Tuesday, December 2, 2025 Between 10:00 a.m. and. 1:00 p.m. (central time), beginning not earlier than 10:00 a.m. and not later than three hours thereafter. The Bayou City Event Center, Magnolia South Ballroom, located at 9401 Knight Rd, Houston, TX 77045, OR AS DESIGNATED BY THE COUNTY XN NOTICE OF FORECLOSURE SALE AND APPOINTMENT OF SUBSTITUTE TRUSTEE(S) PAGE 1 OF3
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TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS
FRCL-2025-8338 COMMISSIONER'S OFFICE pursuant to §51.002 of the Texas Property Code, as amended. Terms of Sale: The Foreclosure Sale will be conducted as a public auction and the Property will be sold to the highest bidder for cash, except that Lender’s bid may be by credit against the indebtedness secured by the Deed of Trust. Substitute Trustee: Patricia Poston, Chris Poston, Amar Sood, Sandy Dasigenis, Jeff Leva, Steve Leva, Michael D. McKinley, Joseph F. Colvin Jr., Thomas O. Anderson Jr., J. Brad Bryan, and Nicole Durrett. Default has occurred in the payment of the Note and in the performance of the obligations of the Deed of Trust. Because of that default, Lender, the owner and holder of the Note; has requested Substitute Trustee to sell the Property. The Deed of Trust may encumber both real and personal property. Formal notice is hereby n of Lender's election to proceed against and sell both the real property and any personal escribed in the Deed of Trust in accordance with Lender's rights and remedies under the u section 9.604(a) of the Texas Business and Commerce Code. efore, notice is given that on and at the Date, Time, and Place for the Foreclosure Sale described a’ , Substitute Trustée will sell the Property in accordance with the Terms of Sale described above, the Deed of Tgust, ble Texas law.







If Lender passes the Férecl Sale, flotic ¢ date of any rescheduled foreclosure sale will be reposted and refiled in accorda ith the postin filing requirements of the Deed of Trust and the Texas Property Code. The Foreclosure Sale will be made expressly subj an, t forth in the Deed of Trust, but prospective bidders are reminded that by necessarily be made subject to all prior matters of record affecting the Prop

eC t that they remain in force and effect and have not been subordinated to the Deed 0 e, avoidance of doubt, the Foreclosure Sale will not cover any part of the Property tha released of public record from the lien and/or security interest of the Deed of Trust by Len Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any Pursuant to section 51.009 of the Texas Property Code, the Property will be sold "AS IS," without any expressed or implied warranties, except as to the warranties (if any) provided for under the Deed of Trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Pursuant to Section 51.009 of the Texas Property Code, the Property will be sold "AS IS" without any expressed or implied warranties, except as to the warranties (if any) provided for under the Deed of Trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Pursuant to section 51.0075(a) of the Texas Property Code, Substitute Trustee reserves the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further NOTICE OF FORECLOSURE SALE AND APPOINTMENT OF SUBSTITUTE TRUSTEE(S) PAGE 2 OF3  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FILED 11/10/2025 1:15:49 PM
FRCL-2025-8338 conditions shall be announced before bidding is 0 ir the first sale of the day held by Substitute Trustee. . THIS INSTRUMENT APPOINTS THE SU E TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN T TY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PE NING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT O MORTGAGEE OR MORTGAGE SERVICER. Dated: November 7, 2025 WITNESS MY HAND this te a |


J. Brad Bryan, Substitute Trustee 3254 entral Expressway, Fourth Floor exas 75231 hone: 214.780.1322 4) 780-1401 [email protected]

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