20322 KENTUCKY TRCE

LT 1 BLK 3 VILLAGE OF NEW KENTUCKY

TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-7993 FILED 11/3/2025 10:01:14 AM NOTICE OF ACCELE N F TRUSTEE’S Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately.

Recording Informati _ Property County: Property:

‘TT April 20, 2022 Kevin Loper and Natalia Gonzalez, Husband and Wife Mortgage Electronic Registration Systems, Inc., as nominee for Lower, LLC DBA AMSW Lending









647,200.00 2022-214906 A TRACT CONTAINING 3.9948 ACRES, BEING ALL OF LOT 3-1 INB OR VILLAGE OF NEW KENTUCKY, SECTION 1, ACCORDING TO THEREOF FILED FOR RECORD IN VOLUME 335, PAGE 36°OF COUNTY MAP RECORDS (H.C.M.R.), BEING A PORTION O) ORDED IN THE NAME OF ADAM EF. SUHR UNDER RK’S FILE H.C.C.F. NO. X042851 OF THE S COUNTY, TEXAS (R.P.R.H.C.T.), DESCRIBED TOGETHER BY METES AND BOUNDS AS FOL S BASED ON SAID H.C.C.F. NO. 042851) BEGINNING AT A 5/8 INCH IRO OF THE NORTH RIGHT-OF-WAY OF KENTUCKY TRACE (60 FEET WIDE, VOLUME 335, PAGE 36 OF THE HARRIS COUNTY MAP RECORDS (H.C.M.R)), AND THE EAST RIGHT-OF-WA vE CEMETERY ROAD (60 FEET WIDE), BEING THE SO’ T CORNER


OF THIS TRACT; THENCE, NORTH 01° 39° 44" WEST (CALLED NORTH a WITH SAID EAST RIGHT-OF-WAY LINE, A DISTANCE O 84 A POINT AT THE NORTHWEST CORNER OF THIS TRACT FRE A IRON ROD FOUND BEARS SOUTH 00° 00° 09" WEST, A DISTAN! 0.59 FEET; THENCE, WITH THE SOUTHEASTERLY LINE OF UNRESTRICTED RESERVE "E" BEING RECORDED IN THE NAME OF ADAM F. SUHR UNDER H.C.C.F. NO, Z042851 OF THE R.P.R.H.C.T. THE FOLLOWING TWO (2) COURSES: 1. NORTH 58° 50° 52" EAST, A DISTANCE OF 22.81 FEET TO A POINT AT A CORNER OF THIS TRACT; PLG File Number: 25-014243-1 1

 TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-7993 FILED 11/3/2025 10:01:14 AM
0] A \) = 2. NORTH 60° 31° 59" EAST, A DISTANCE OF 262.55 FEET TO A 1/2 INCH IRON ROD WITH A "PRECISION" CAP SET AT THE NORTH CORNER OF THIS TRACT; . THENCE, WITH THE LINES OF BLOCK 1 OF THE VILLAGE OF NEW KENTUCKY, SECTION 2 AS RECORDED IN VOLUME 343, PAGE 29 OF THE H.C.M.R. THE FOLLOWING TWO (2) COURSES: 1. SOUTH 37° 49° 43" EAST, A DISTANCE OF 206.10 FEET TO A POINT ATA CORNER OF THIS TRACT; ‘ 2. SOUTH 22° 48° 07" EAST, A DISTANCE OF 281.43 FEET TO A POINT AT THE MOST EASTERLY SOUTHEAST CORNER OF THIS TRACT; THENCE, SOUTH 55° 05° 54" WEST, WITH THE NORTHWESTERLY LINE OF LOT 3-2 OF THE AFOREMENTIONED SECTION 1, A DISTANCE OF 232.57 FEET (CALLED 232.73) TO A 5/8 INCH IRON ROD FOUND ON AFOREMENTIONED NORTH RIGHT-OF-WAY LINE OF K TRACE AT THE MOST WESTERLY SOUTHEAST CO ‘Ye TRACT; THENCE, WITH SAID KENTUCKY TRACE ‘OLL TWO (2) COURSES: 1, IN A NORTHWESTERLY DIRECTION WITH THE OF A CURVE TO THE LEFT, HAVING A RAD 00 FEET, A LENGTH OF 191.20 FEET (CALLED 191.00), A C GL ° 46° 27", A CHORD BEARING A'‘CHORD DISTANCE OF 184.00 FEET ACORNER OF THIS TRACT;



Lower, LLC Mortgage Servicer: Servbank, N.A. Mortgage Servicer 3138 E. Elwood Street Address: Phoenix, AZ 85034 SALE INFORMATION: Date of Sale: December 2, 2025 Time of Sale: 10:00 AM or within three hours thereafter. Place of Sale: Bayou City Event Center Pavilion, 9401 Knight Road, Houston TX 77045 or, if the preceding area is no longer the designated area, at the area most recently designated by the County Commissioner’s Court. Substitute Trustee: Auction.com, LLC, and Padgett Law Group, any to act Substitute Trustee 546 Silicon Dr, Suite 103, Southlake, TX 76092. Address: PLG File Number: 25-014243-1 . 2
 TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-7993 FILED 11/3/2025 10:01:14 AM

The undersigned is the attorney fo ‘gagee and/or mortgage servicer, and in such capacity does stitute trustees under the above-described Deed of Trust trustees identified in the SALE INFORMATION section of this notice, whose address is c/o Pad; Law, ip, 546 Silicon Dr. Suite 103, Southlake, TX 76092 as Substitute Trustee, who shall hereafter exe! wers and duties to set aside the said original trustee under said Deed of Trust, and further does hereby request, authorize, and instruct said Substitute Trustees to conduct and direct the execution of remedies set aside to the beneficiary therein.






hereby remove the original trustee and all successor. and appoints in their place, any to act, these substi WHEREAS, the above-named Grantor(s) previously conveyed the above described property in trust to secure payment of the Note set forth in the above-described Deed of Trust; and WHEREAS, a default under the Note and Deed of Trust was declared, such default was reported to not have been cured, and all sums secured by such st are declared immediately due and payable. WHEREAS, the original Trustee usly appointed Substitute Trustee under said Deed of





Trust has been hereby removed and the herein descri ubstitute Trustees, have been appointed as Substitute Trustees and authorized by the Mortgage Servi ce the power of sale granted in the Deed of Trust; and WHEREAS, the undersigned law m requested to provide these notices on behalf of the Current Mortgagee, Mortgage Servicer and Subs es; NOW, THEREFORE, NOTICE IS BY G! of the foregoing matters and that: 1, The maturity of the Note is h accelerated, and all sums secured by the Deed of Trust are declared to be immediately due and payable. 2, The herein appointed Substitute










act, as Substitute Trustee will sell the Property to the highest bidder for cash on the ace, and no earlier than the time set forth above in the Sale Information section of this sale will begin within three hours after that time. 3. This sale shall be subject to any legal i impe iments to the sale of the Property to any exceptions cord to the extent the same are still in effect and . Shall not cover any property that has from the lien imposed by the Deed of Trust. 4. No warranties, express or impli ing’ but not limited to the implied warranties of merchantability and fitness for the particular purpose shall be conveyed at the sale, save and except the Grantor’s warranties specifically ‘@ithozized by the Grantor in the Deed of Trust. The property shall be sold “AS-IS”, purchaser’s bu ‘operty “at the purchaser’s own risk” and “at his peril” and no representation is mat the quality or nature of title to be acquired. Purchasers will receive whatever interest Grantor and Grantor’s assigns have in the property, subject to any liens or interest of iid that may survive the sale. Interested persons are encouraged to consult counsel of their ¢hoicé prior.to participating in the sale of the property. 5. If the sale is set aside for any reason, at the sale shall be entitled only to a return of the funds paid. The Purchaser shall have ni recourse against the Mortgagor, the Mortgagee, the Mortgagee’s Attorney, or the duly a titute Trustee. Fyvwo- Michael J. Burns / Jonathan Smith/ Gabrielle A. Davi: PLG File Number: 25-014243-1 3
 TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-7993 FILED 11/3/2025 10:01:14 AM CERTIFICATE OF POSTING
My name is Jeff Leva and my address is c/o Padgett Law Group, 546 Silicon Dr, Suite 103, Southlake, TX 76092. I declare under penalty of perjury that on ___ 11/03/2025 vt filed at the office of the Harris County Clerk to be posted at the Harris County courthouse this notice of sale. cf gg hn Declarant’s Name: Jeff Leva Date: ___ 11/03/2025 Padgett Law Group 546 Silicon Dr, Suite 103, Southlake, TX 76092 (850) 422-2520 this day of

T Al Copy PLG File Number: 25-014243-1 4