12740 BLUFFVIEW LN

HILLTOP ESTATES BLK E LT 3

TS No.: 2025.,Pl079-TX
24-000145-673
Notice of [Substitute] Trustee Sale
Assert and protect vour rights as a member of the armed forces of the United States. If vou are or vour spouse is
serving on active military dutv, including active military dutv as a member of the Texas National Guard or the
National Guard of another state or as a member of a reserve component of the armed forces of the United States,
please send written notice of the active dutv militarv service to the sender of this notice immediatelv.
L Date, Time and Place of Sale.
Date: 11/04/2025
~ The sale will begin at 12:00 PM or not later than three hours after that time
Place: Dallas County, Texas at the following location: NORTH SIDE OF THE GEORGE ALLEN COURTS
BUILDING FACING COMlVIERCE STREET ORAS DESIGNATED BY THE COUNTY
COMMISSIONERS OFFICE PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY·
CODEASTHEPLACEWHEREFORECLOSURESALESARETOTAKEPLACEORAS
DESIGNATED BY THE COUNTY COMMISSIONERS
Property Address: 12740 BLUFFVIEWDRIVE, BALCH SPRINGS, TX 75180
2. Terms of Sale: The sale will be conducted as a public auction to the highest bidder for cash. Pursuant to the deed of
trust, the mortgagee has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only
part of the propeey. Pursuant to section 51.009 of the Texas Property Code, the properly will be sold in AS IS, WHERE
IS condition. without any express or implied warranties, except as to the warranties of title, if any, provided for w1der the
deed of trust. Any conveyance of the property is subject to all matters of record affecting the property.
3. instrument to be Foreclosed: The instrument to be foreclosed is the Deed of Trust or Contract Lieu dated 01/23/2004
and recorded 01/29/2004 in Book 2004018 Page 12435 Document 2741058, Re-filed 07/15/2008 in Book 2004018 Page
12435 in Document 2008023014 7 , real property records of Dallas County, Texas, with JULIUS-SILVA IPOGA
grantor(s) and REGIONS BANK as Lender, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as
Beneficiary.
4. Appointment of Substitute 'frustee: In accordance with Texas Property Code Sec. 51.0076, the undersigned
authorized agent for the mortgage servicer has named and appointed, and by these presents does name and appoint AVT
Title Services, LLC, located at 5177 Ricl1D1011d Avenue Suite 1230, Houston, TX 77056, Substitute Trustee to act Ullder
and by virtue of said Deed of Trust.
5. Obligation Secure& Deed of Trust or Contract Lien executed by JULIUS-SILVA IPOGA, securing the payment of
the indebtedness in the original principal amount of $87,000.00, and obligations therein described including but not
limited to the promissoiy note; and all modifications, renewals and extensions of the promissory note. DEUTSCHE
BANK NATIONAL TRUST COMPANY,AS TRUSTEE FOR THE REGISTERED HOLDER OF EQUIFIRST
MORTGAGE LOAN TRUST 2004-2 ASSET-BACKED CERTIFICATES, SERIES 2004-2 is the current mortgagee
of the note and deed of trust or contract lien.
Veroion 1.1 TI{ NOS 0217 Page 1 of3 1
TS No.: 2025-01079-TX
24-000145-673
Notice of [Substitute} Trustee Sale
6. Default: A default has occurred in the payment of indebtedness, and the same is now wholly due, and the o.vner and
l1older has requested to sell said property to satisfy said indebtedness.
7. Property to be sold: The property to be sold is described as follows:
BEING LOT 3, BLOCK E OF HILLTOP ESTATES, AN ADDffiON TO THE .CITYOFBALCU-SPRINGS,
DJ\l,LAS COUNTY. TEXAS,ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 87134,
PAGE 3269, MAP RECORDS, DALLAS COUNTY, TEXAS.
8. Mortgage Servicer Information: The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a
servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code§ 51.0025, the
Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the lien securing the
property referenced above. PHH Mortgage Corporation, as Mortgage Servicer, is representing the current mortgagee,
whose address is: •
C/0 PHH Mortgage Corporation
POBOX24605
West Palm Beach, FL 33416R4605
Phone: 877-744-2506
Version 1.1 lX NOS 0217 Page2 of3 TS No.: 2025-01079-TX
24-000145'"673
Notice of [Substitute] lrustee Sale
9. Limitation of Damages: If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a
return of the funds paid. The Purchaser shall have no further recourse against the Mortgagor, the M01tgagee, or the
Mortgagee's attorney.
THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(SHDENTIFIED TO SELL THE PROPERTY
DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON
SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR
MORTGAGE SERVICER.
Date: September 10, 2025
C/O Power Default Services, Inc.
7730 Market Center Ave, Suite 100
El Paso, TX 79912
Telephone: 855-427-2204
Fax: 866-960-8298
For additional sale information visit: www.mwzmiaw.com/tx-investors
POWER DEFAULT SERVICES, INC. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO
COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.
S k Certificate of Posting
I am Donna toe man whoseaddressisc/oAVTTitle Services,LLC,5177 RichmondAvenue, Suite 1230,
Houston, TX 77056. I declare undel' penalty of perjury that on 9/11 /25 I filed this Notice of Poreclosw-e Sale at the office
of the Dallas County Clerk and caused it to be posted at the location directed by the Dallas County Commissioners Court
Veraiou 1.11X NOS 0217 Pagc3 of3