18311 JUNE FOREST DR

LT 1 BLK 2 TIMBER FOREST SEC 6

TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-9348 FILED 12/30/2025 10:24:18 AM .. part of the property. Pursuant to section 51.009 of the te) TS No,: 2022-009 11-TX - 25-000971-673 Notice of [Substitute] Trustee Sale Assert ang protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately.

1, Date, Time and Place of Sale. ~ Date: 02/03/2026 ' x
Time: — The sale will begin at 10:00 AM or noi later than three hours after that time Place: Harris County, Texas at the following location: AT THE MAGNOLIA SOUTH BALLROOM OF THE BAYOU CITY EVENT CENTER LOCATED AT 9461 KNIGHT ROAD, HOUSTON, TX 77045 PER ORDER RECORDED IN CLERK'S FILE NO. RP-2023-304925, or if the preceding area is no fonger the designated area, at the area most recently designated by the County Commissioner's Court. PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE AS THE PLACE WHERE 'LOSURE SALES ARE TO TAKE PLACE OR AS DESIGNATED BY THE COUNTY SS) S : 1 oF R. BLE, TX 77346-4458 i di i 2, Terms of Sale: The sale wi as a pu! trust, the mortgagee has the right to direct t us



Property



the est bidder for cash. Pursuant to the deed of erly in One or more parcels and/or to sell all or only . and recorded 07/19/2002 in Book 554-22 Page 2718 Document V949616 , Re-filed 08/30/2002 in Book 555- Pag, 3018 in Document W047859 , real property records of Harris County, Texas, with BENJAMIN GARY AND DEBRA GARY, HUSBAND AND WIFE grantor(s) and FINANCE AMERICA, LLC.as Lender, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC, as Beneficiary. Céde, the property wi imAS IS, WHERE IS condition, without any express or implied warranties, except as 10 t! mties of title, if any, p ‘0 the deed of trust. Any conveyance of the property is subject to all matters of record affecting tHe. prope 3. Instrument to be Foreclosed: The instrument to be foreclosed is the Deed of Trust or Contract'‘L' e 002 e , } “a 4. Appointment of Substitute Trustee: In accordance with Texas Property Code Sec. 51.0076, the undersigned authorized agent for the mortgage servicer has named and appointed, and by these presents does name and appoint AVT Title Services, LLC, located at 5177 Richmond Avenue Suite $230, Houston, TX 77056, Substitute Trustee to act under and by virtue of said Deed of Trust. 5. Obligation Secured: Deed of Trust or Contract Lien executed by BENJAMIN GARY AND DEBRA GARY, HUSBAND AND WIFE, securing the payment of the indebtedness in the original principal amount of $121,592.00, and obligations therein described including but'not limited to the promissory note: and all modifications, renewals and extensions of the promissory note. The Bank of New York Mellon, f/k/a, The Bank of New York, as successor in interest to JPMorgan Chase Bank, N.A, as Trustee for Amortizing Residential Collateral Trust Mortgage Pass- Through Certificates, Series 2002-BC7 is the current mortgagee of the note and deed of trust or contract lien. q Version 1.1 TX NOS 0217 Page 1 of 3  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-9348 FILED 12/30/2025 10:24:18 AM TS No.: 2022-00911-TX . 25-000971-673 6, Default: A default has occurred in indebtedness, and the same is now wholly due, and the owner and holder has requested to sel! said property to isfy'Said indebtedness. [Substitute] Trustee Sale 7, Property to be solid: The property to be sold is described as follows:



LOT ONE (1), IN BLOCK TWO (2), ER FOREST SECTION SIX, AN ADDITION IN HARRIS COUNTY, TEXAS ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN FILM CODE NO. 430057 OF THE MAP RECORDS OF HARRIS COUNTY, TEXAS.

8. Mortgage Servicer Information: The } er is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee, Pu rvicing Agreement and Texas Property Code § 51.0025, the Morigage Servicer is authorized 10 collect the debt and to administer any resulting foreclosuré of the lien securing the property referenced above. PHH Mortgage Corp: Mortgage Servicer, is representing the current mortgagee, whose address is: C/O PHA Mortgage Corporation : PO BOX 24605 West Palm Beach, FL 33416-4605 Phone: 877-744-2506 Version 1.1 FX NOS 0217 Page 2 of 3 A z CO) ok,  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-9348 FILED 12/30/2025 10:24:18 AM " Date: 12/26/2025 TS No.: 2022-0091 1-TX 25-000971-673 Notice of [Substitute] Trustee Sale














9, Limitation of Damages; If the sale is set aside for any reason, the Purchaser at th d only to a return of the funds paid. The Purchaser shall have no further recourse against the Mortga: Mortgagee, or the Mortgagee's attorney. ” THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) I LL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THI SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGE. MORTGAGEE OR MORTGAGE SERVICER.

Mark Bombick — Attorney or Authorized Agent of The M Be rigage Servicer =) C/O Power Defauit Services, Inc. 7730 Market Center Ave, Suite 100 El Paso, TX 79912 Telephone: 855-427-2204 Fax: 866-960-8298 For additional sale information visit: www.au




mm or (800) 280-2832 POWER DEFAULT SERVICES, INC. COLLECT A DEBT. ANY INFOR, ION 0 GAS A DEBT COLLECTOR ATTEMPTING TO ED MAY BE USED FOR THAT PURPOSE. Certificate of Posting . Lam whose address is c/o AVT Title Services. LLC. 5177 Richmond Avenue, Suite 1230, Houston, TX 77056. 1 declare under penalty of perjury that on I filed this Notice of Foreclosure Sale at the office of the Harris County Clerk and caused if 10 be posted at the location directed by the Harris County Commissioners Court. ‘ ) ~ 1,1 TX NOS 0217 Page 3 of 3 .