5410 RINGFORD CT

LT 4 BLK 1 BERKSHIRE SEC 5

TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-8583 FILED 11/20/2025 10:34:41 AM _ trust, the mortgagee has the right to direct the Trus| , Structured Asset Inv TS No.: 2025-01323-TX 18-001637-673 ° Notice of [Substitute] Trustee Sale Assert and rotect vour rights as a member of the armed forces of. the. United ‘States, If you are or vour spouse is cr'ving on active military duty, including active military duty ; as amember of the Texas National Guard or the







1
ease send written notice of the active duty military service to the sender of this notice immediately. 1. Date, Time and Place of Sale: Date: 01/06/2026 . . Time: The sale will begin at 10:00 AM or not later than three hours after that time







Place: . Harris County, Texas at the following location: AT THE MAGNOLIA SOUTH F THE . - BAYOU CITY. EVENT CENTER LOCATED AT 9401 KNIGHT ROAD, HO. 77045 PER ORDER RECORDED IN CLERK'S FILE NO, RP-2023-304925, o rea is uo longer the designated area, at the area most recently designated by the County Go mers Court. PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY FORECLOSURE SALES ARE TO TAKE PLACE ORA IGN. COMMISSIONERS Property Address: . 5410 Ringfird Ct Houston, TX 770









2, Terms of Sale: The sale will be conducted as a publi tion to thr est bidder for cash. Pursuant to-the deed of in one or more parcels and/or to sell all'or only Code, the property will be sold in AS IS, WHERE to the warranties of title, if any, provided for under the all matters of record. affecting the property. : part of the property. Pursuant to section.51.009 of 1S condition, without any express or implied deed of trust. Any: conveyance of the pro; 3, Instrument to be Foreclosed: Thé instr to be foreclosed is the Deed of Trust or Contract Lien dated 03/30/2004 and recorded 04/12/2004 in Book 584-23 Page ¢ Document X524768 , real property records of Harris County, Texas, with Joel B. Gusman and wife, Yamile Gusman grantor(s) and OPTION ONE MORTGAGE CORPORATION, A CALIFORNIA CORPORATION as Lender, U.S. Bank National Association, as Trustee, successor in interest to Bank of America National Assog as Trustee, successor by merger to LaSalle Bank National Association, as Trustee for Trust, Mottgage Pass-Through Certificates, Series 2004-8 as Beneficiary.












4. Appointmesit 0 i ustee: In accordance with Texas Property Code Sec. 51.0076, the undersigned authorized ag ge servicer has named and appointed; and by these presents does name and appomt AVT Title Se ted at 5177 Richmond Avenue Suite 1230, Houston, TX 71056, Substitute Trustee to act under and by v: ed of Trust. red: Deed of Trust or Contract Lien executed by Joel B. Gusman and wife, Yamile Gusman, ayment of the indebtedness in the original principal amount of $173,600.00, and obligations therein including but not limited to the promissory note; and all modifi ications, renewals and extensions of the issory note. U.S, Bank National Association, as Trustee, successor in iterest to Bank of America National ciation, as Trustee, successor by merger to LaSalle Bank National Association, as Trustee for Structured Assct .Inyestment-Loan Trust, Mortgage Pass-Through Certificates, Series 2004-8 is the current mortgagee of the note and deed of trust or contract lien. oe . } Version 1.1 TX NOS 0217 ee aie 103  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-8583 FILED 11/20/2025 10:34:41 AM TS No.: 2025 18-001637-673 otice of [Substitute] Trustee Sale



payment of indebtedness, and the same is now wholly due, and the owner and 6. Default: A default has rf rty to satisfy said indebtedness. holder has requested to s¢ 7. Property to be sold: The property fo be gold is described as follows: LOT FOUR (4), IN BLOCK BERKSHIRE SEC. 5, A SUBDIVISION IN HARRIS COUNTY, TEXAS, ACCORDING TO P OR PLAT THEREOF RECORDED UNDER FILM CODE NO. 529136 OF THE MAP RECORDS OF HARRIS COUNTY, TEXAS 8. Mortgage Servicer Information: The Mortgage Servicer is authorized to represcat the Morigagee by virtue of a servicing agreement with the Mortgagee. Pursuant e Servicing Agreement and Texas Property Code § 51.0025, the Mortgage Servicer is authorized to collect the debt aiidsto administer any resulting foreclosure of the lien securing the property referenced above. PHH Mortgage Cor, , as Mortgage Servicer, is representing the current mortgagee, whose address is: : - :




C/O PHA Mortgage Corporation PO BOX 24605 West Palm Beach, FL 33416-4605 2 Phone: 877-744-2506 an 5 Version 1.1 TX NOS 0217 Page 2 of 3 _ 2?  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-8583 FILED 11/20/2025 10:34:41 AM TS No.: 2025-01323-TX - . 18-001637-673 , ,
Notice of [Substitute] | Trustee Sa 9. Limitation of Damages: If the sale is set aside for any reason, the Purchaser ai retum of the funds paid. The Purchaser shall have no further recourse agains Mortgagee's attorney.




be erititled only to a THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S DESCRIBED IN ‘THE SECURITY INSTRUMENT IDENTIFIED IN’ SIGNING THIS NOTICE IS THE ATTORNEY ORAUTHORIZED AGENT OF THE MORTGAGEE OR




". MORTGAGE SERVICER. Date: November H, 2025 —


& Ave, Suite 100 . El Paso, TX 79912- Telephone: 855-427-2204 Fax: 866-960-8298 For additio: ation Visit: www.auction.com, or (800) 280-2832 POWER DEFAULT SERVICES, INC. MAY BE A GAS ADEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATIO) TAINED MAY BE USED FOR THAT PURPOSE.





Certificate of Posting ¢ sis c/o AVT Title Services, LLC, 5177 Richmond Avenue, Suite 1230, Houston, TX 77056. declare under penalty of perjury : of the Harris County Clerk and caused it posted at ation directed by the Harris County Commissioners Court. Version 1 1TXN : oo , : Page 3 of3 OF SALE. THE PERSON | I filed this Notice of Foreclosure Sale at the office