14803 OPERA HOUSE ROW DR

LT 25 BLK 2 SYDNEY HARBOUR SEC 1

FRCL-2025-5438 FILED 7/21/2025 11:05:09 AM TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS NOTICE OF SUBSTITUTE TRUSTEE’S





T.S. #: 2025-14264-TX re or your spouse ational Guard or Date, Time, and Place of Sale - The sale is scheduled to be held at the following date, time and place: Date: 10/7/2025 Time: The earliest time the sale will begin is 10:00 AM , or within three (3) hours after that time. Place: Harris County Courthouse, at the following location: 9401 Knight Rd, Houston, TX 77045, THE BA EVENT CENTER, MAGNOLIA SOUTH BALLROOM, LOCATED 401 KNIGHT RD, HOUSTON, TX










77045 Or if the preceding area ii designated area, at the area most recently designated by the County sioners Court, pursuant to section 51.002 of the Texas Property Code. Property To Be Sold - The property to be s follows: n in Harris County, Texas, according to the map or plat and/or Plat Records of Harris County, Texas. Lot 25, Block 2, of Sydney Harbour, S thereof, recorded under Film Code No. Commonly known as: 14803 OPERA IR CYPRESS, TX 77429




0 be foreclosed is the Deed of Trust dated 2/22/2018 and recorded in the office of the County Clerk , Texas, recorded on 2/27/2018 under County Clerk’s File No RP- 2018-80926, in Book -- and Pi rrection Instrument recorded 5/20/2025 as Instrument No. RP-2025- 190679, The subject Deed of, Trust was m d by Loan Modification recorded as Instrument RP-2020-177852 and recorded on 04/28/2020, er rec on 04/03/2024 as Instrument RP-2024-118124 of the Real Property Records of Harris Coun: § Grantor(s): Jason L Churgin and Theresa A Churgin, husband and wife Instrument to be Foreclosed —
Original Trust Allan B, Polunsky Substitute Trustee? Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Trustee LLC, Anna Sewart, David Barry, Byron Sewart, Austin DuBois, John Burger, Martin Beltran, Patricia Poston, Amar Sood, David Poston, Nick Poston, Chris Poston, Roy Crush, Jeff Leva, Steve Leva, Sandy Dasigenis, Sabrina Palmer, Abstracts/Trustees of Texas, LLC, Jim Mills, Susan Mills, Andrew Mills-Middlebrook, George Hawthorne, Ed Henderson, Rex Kesler, Doug Malloy, Alexandra Holub, Marlene Zografos, Jeff Benton, Megan L. Randle, Ebbie Murphy, Wayne Daughtrey, Nicole Durrett, Brian Hooper, Mike Jansta, Mike Hayward, Jay Jacobs, Andrew Garza, Corey Johns, Jacquiline Williams, Resolve Trustee Services, LLC Ori ortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Academy Mortgage Corporation, its successors and assigns
 TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-5438 FILED 7/21/2025 11:05:09 AM T.S, #: 2025-14264-TX Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the referenced property securing the above referenced loan. Terms of Sale - The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the deed of trust permitting the mortgagee thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the deed of trust at the time of sale. Those desiring to purchase the property will need to demonstrate their ability to pay cash on the day the property is sold. The sale will be made expressly subject to any title matters set forth in the deed of trust, but prospective bidders are reminded that by law the sale will necessarily be made subject to all prior matters of record affecting the property, if any, to the extent that they remain in force and effect and have not been subordinated to the deed of trust. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the mortgagee has the right to direct the parcels and/or to sell all or onl: f i 0 i id in “as is, i i ¢ 8 i any) provided . j indg at i ation of the nat iti e PHO le, the trustee resel uu ther conditions shall be announced before bidding is opened for the first sale of the day held by the trustee or any substitute trustee.






Obligations Secured - The deed of trust provides that it secures the payment of the indebtedness and obligations therein described (collectively the “Obligations”) including by not limited to (1) the promissory note in the original principal amount of $330,896.00, executed by Jason L Churgin and Theresa A Churgin, husband and wife, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Academy Mortgage Corporation, its successors and assigns; (2) all renewals and extensions of the note; and (3) any and alt present and future indebtedness of Trustor(s) to the current holder of the Obligations to the mortgagee under the deed of trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Questions concerning the sale may be directed to the undersigned or to the Mortgagee: Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-5438 FILED 7/21/2025 11:05:09 AM T.S. #; 2025-14264-TX Default and Request to Act - Default has occurred under the deed of trast, and the mortgagee has requested me, Trustee, to conduct this sale, Notice is given that before the sale the mortgagee may appoint another person ti trustee to conduct the sale, Dated:__07/21/2025 Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Gorpo Trustee LLC, Anna Sewart, David Barry, Byron Sewart, Ai Dabo John Burger, Martin Beltran, Patricia Poston, Amar Sood,.David Nick Poston, Chris Poston, Roy Crush, Jeff Leva, Ste a Dasigenis, Sabrina Palmer, Abstracts/Trustees of Tex Susan Mills, Andrew Mills-Middlebrook, Geo: Henderson, Rex Kesler, Doug Malloy, Ale: Jeff Benton, Megan L. Randle, Ebbie Murp! phirey, Nicole Durrett, Brian Hooper, Mike Jansta, Mike Garza, Corey Johns, Jacquiline Williams, Res










ervices, LLC c/o Nestor Bolufion$, LLC 214 5th Street, Suite 205 Huntington Beach, Calif 2 Phone: (888) 403-4115 648 Fax: (888) 345-550 For sale information visit: https://www.xome.com or Conté oa(60 $-8052. SENDER OF THIS NOTICE: AFTER FILING, PLEASE RETURN T Nestor Solutions, LLC 214 5th Street, Suite 205 Huntington Beach, California 8 Ss