22702 HEARTHSTONE HILL LN

LT 11 BLK 2 VILLAGES OF NORTHGATE CROSSING SEC 12

TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-7469 FILED 10/13/2025 8:16:45 AM

Notice is hereby-given of a public non-judicial fore
1. Property To Be Sold, The property to be sold





LOT ELEVEN (11,) BLOCK TWO SECTION TWELVE (12), A SUBDIVISION IN HARR PLAT THEREOF, RECORDED IN FILM CODE NO. 566 TEXAS. LAGES OF NORTHGATE CROSSING, EXAS, ACCORDING TO THE MAP OR MAP RECORDS OF HARRIS COUNTY, 2. Date, Time, and Place of Sale, The is scheduled to be-held at the following date, time, and place: Date: | November 4, 2025 Time: The sale shall begin no earlier than 10:00 AM or no later than three hours thereafter. The sale shall be completed by no later than 4:00 PM. om inside the Bayou City Event Center, Houston, TX, or at the location an ss designated by the Commissioners Court of said county, pursuant to 51.002 of th ty Code as the location and address where the sale is to be held. The sale shall take place in the area designated by the Commissioners Court, pursuant to Section 51.0. Property Code, as the place where foreclosure sales are to take place. If lesignated by the Commissioners Court, sale will be conducted at the place w! otice of Trustee's Sale was posted. , Place: HARRIS County, Magnolia South Ba








e conducted as a public auction to the highest bidder for cash, beneficiary thereunder to have the bid credited to the note st at the time of sale. Those desiring to purchase the the day the property is sold. If a purchaser desires to yable to Anderson Vela, L.L.P. or endorsed in accordance with the id by the undersigned herein is payable immediately on trustee. The sale will be made expressly subject to any ders are reminded that by law the sale will necessarily be made subject to all prior matters ‘of record affecting the property, if any, to the extent that they remain in force and For the avoidance of doubt, the Foreclosure Sale wil! not ic record from the lien and/or security interest of the Deed | of Trust. Prospective bidders are. strongly e the applicable property. records to determine the nature and extent of such matters, if any. Pursuant to section 51.0075(a) of the Texas Property Code, Substitute Trustee reserves the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee. If the Foreclosure Sale is passed, notice of the date of any ri d foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements of the and the Texas Property Code. 3. Terms of Sale: The sale wil] subject to the provisions of the deed of trust peri up to the amount of the unpaid debt secured by property will need to demonstrate their ability pay with cashier's checks, they should be made, instructions by the Trustee. The purchase pri acceptance of the bid by the undersigned trust














cover any part of the Property that has been






4, The Deed of Trust may encumber both real and personal property. Notice is hereby given of Holder's election to proceed against and sell the real property and any personal property described in the Deed of Trust in accordance with the Holder’ edies under the Deed of Trust and Section 9.604 of the Texas Business and Commerce Code, 5. Pursuant to section § ‘exas Property Code, the property will be sold in “as is, where is” , except as to the warranties of title (if any) provided for under 0 conduct an independent investigation of the property. condition, without any express or imp the deed of trust. Prospective bidders are Pursuant to section 51.0075 0: roperty Code, the trustee reserves the right to set further reasonable xx8412 Lopez

FRCL-2025-7469 TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FILED 10/13/2025 8:16:45 AM conditions for conducting the sale. Any such further conditions shall in efore bidding is opened for the first sale of the day held by the trustee or any substitute trustee. :


















6. Type of Sale. _—‘ The sale is a non-judicial deed being conducted pursuant to the power 6f sale granted by the Dee executed by Alfonso R. Lopez ("Debtor"). Said Deed of Trust secures renewals, extensions or modifications thereof, dated June 19, 200° Amount of $164,350.00. The current beneficiary of the Deed o Trustee of the Igloo Series V Trust, 323 5th Street, Eureka, CA designating Atty. Don W, Ledbetter as the Original Trustee and HARRIS County, Texas, under Instrument No. 2007038585 Texas. The foreclosure of this mortgage is being administe! under a servicing agreement. Questions concerning the sale 4920 Westport Drive, The’Colony, Texas 75056, who sent. Corporation, 323 Sth Street, Eureka, CA 95501. n and security interest foreclosure sale Security Instrument ("Deed of Trust") ry Note/Loan Agreement, and any xecuted by Debtor in the Original Principal . Bank Trust National Association, as Deed of Trust is dated June 19, 2007, al Property Records of HARRIS County, 10 the undersigned, Richard E. Anderson, to the mortgage servicer, SN Servicing 7. Default and Request To Act. Default has occurred under the deed of trust, and the benef iciary has requested me, as Substitute Trustee, to conduct this sale. Notice is given that before. the sale the beneficiary may appoint another person substitute trustee to conduct the sale.



8. Assert and protect. your rights a asa member o are or your spouse is serving on active military du luding active military duty as a member of the Texas National Guard or the National Guard of another s ember of.a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. . , e armed forces of the United States. If you

DATED October 13, 2025

xx8412 Lopez J in the office of the County Clerk of : age servicer representing the mortgagee