

WINDMILL ESTATES, LOT 12; SN1: CBH012699TX, HUD1: HWC0333118
Bedrooms
Bathrooms
Sq Ft
Year Built
FILED
NOTICE OFSUBSTITUTE TRUSTEE' SS4i.O4M
,
Ail8: 18
STACEY KEMP
COUNTY CLERK
T.S.#:2025-17417- TXrCOLLINCOUNTY. TEXAS
ry flPHTY
Assertandprotectyourrightsasamember ofthearmedforcesoftheUnitedStates.Ifyouareoryourspouse
isservingonactivemilitaryduty,including activemilitarydutyasamember oftheTexasNational Guardor
theNational Guardofanother stateorasamember ofareserve component ofthearmedforcesoftheUnited
States,pleasesendwritten noticeoftheactive-dutymilitary servicetothesenderofthisnoticeimmediately.
Date,Time,andPlaceofSale-Thesaleisscheduled tobeheldatthefollowing date,timeandplace:
Date:
12/2/2025
Time: Theearliest timethesalewillbeginis10:00AM,orwithinthree(3)hoursafter
thattime.
Place: CollinCountyCourthouse, Texas,atthefollowing location:Thefrontstepsofthe
CollinCountyCourthouse locatedat2100Bloomdale Road, McKinney, Texas
75071
Orifthepreceding areaisnolongerthedesignated area,attheareamostrecently
designated bytheCountyCommissioners Court,pursuanttosection51.002ofthe
TexasPropertyCode.
Property ToBeSold-Thepropertytobesoldisdescribed asfollows:
PleaseRefertoExhibit A
Commonly knownas:2520CORYSCIRMCKINNEY, TX75071
Instrument tobeForeclosed— Theinstrument tobeforeclosed istheDeedofTrustdated8/31/2023andrecorded in
theofficeoftheCountyClerkofCollinCounty, Texas, recordedon9/1/2023underCountyClerk'sFileNo
2023000101223, inBook— andPage—alongwithCorrection Instrument recorded on10/8/2025inInstrument No.
2025000129655, oftheRealPropertyRecordsofCollinCounty,Texas.
Grantor( s):
Zachary CayCampbell, asingleman
Original Trustee:
AllanBPolunsky
Substitute Trustee:
Nestor Solutions, LLC,Auction. com,LLC,XomeInc.,TejasCorporate
Services, LLC,DonnaStockman, Brenda Wiggs,DavidStockman,
Michelle Schwartz, GuyWiggs,KathyArrington, JanetPinder,Brandy
Bacon, Abstracts/ Trustees ofTexas, LLC,JimMills,SusanMills,
Andrew Mills-Middlebrook, George Hawthorne, EdHenderson, David
Cullar,AshleyHammons, RussellStockman, Francesca Ortolani,
ShelleyOrtolani,MaryMancuso, LizHach,MicheleHreha,Carol
Dunmon, PaytonHreha,JamieDworsky, AngelaCooper,JeffBenton,
BrianHooper,MikeJansta,MikeHayward, JayJacobs,Resolve
Trustee Services, LLC
Original Mortgagee:
Mortgage Electronic Registration Systems, Inc.,asBeneficiary, as
nominee forCMGMortgage, Inc.dbaCMGHomeLoans, its
successors andassigns
Current Mortgagee:
Freedom Mortgage Corporation
Mortgage Servicer:
Freedom Mortgage CorporationT.S.#: 2025-17417-TX
TheMortgage Servicerisauthorized torepresenttheMortgagee byvirtueofaservicingagreement withthe
Mortgagee. PursuanttotheServicing Agreement andTexasPropertyCode §51.0025, theMortgage Serviceris
authorized tocollectthedebtandtoadminister anyresultingforeclosure ofthereferenced propertysecuringtheabove
referenced loan.
TermsofSale-Thesalewillbeconducted asapublicauctiontothehighestbidderforcash,subjecttothe
provisions ofthedeedoftrustpermitting themortgagee thereunder tohavethebidcreditedtothenoteuptothe
amountoftheunpaiddebtsecuredbythedeedoftrustatthetimeofsale.
Thosedesiringtopurchase thepropertywillneedtodemonstrate theirabilitytopaycashonthedaythepropertyis
sold.
Thesalewillbemadeexpressly subjecttoanytitlematterssetforthinthedeedoftrust,butprospective biddersare
remindedthatbylawthesalewillnecessarily bemadesubjecttoallpriormattersofrecordaffectingtheproperty,if
any,totheextentthattheyremaininforceandeffectandhavenotbeensubordinated tothedeedoftrust. Prospective
biddersarestronglyurgedtoexaminetheapplicable property recordstodetermine thenatureandextentofsuch
matters,ifany.
Pursuant totheDeedofTrust,themortgagee hastherighttodirecttheTrusteetosellthepropertyinoneormore
parcelsand/ortosellalloronlypartoftheproperty. Pursuanttosection51.009oftheTexasPropertyCode, the
property willbesoldin "asis, whereis" condition, withoutanyexpressorimpliedwarranties, exceptastothe
warranties oftitle (ifany) providedforunderthedeedoftrust. Prospective biddersareadvisedtoconductan
independent investigation ofthenatureandphysicalcondition oftheproperty. Pursuant tosection51.0075ofthe
TexasProperty Code,thetrusteereservestherighttosetfurtherreasonable conditions forconducting thesale.Any
suchfurtherconditions shallbeannounced beforebiddingisopenedforthefirstsaleofthedayheldbythetrusteeor
anysubstitute trustee.
Obligations Secured - Thedeedoftrustprovides thatitsecuresthepayment oftheindebtedness andobligations
therein described(collectivelythe"Obligations") includingbynotlimitedto (1)thepromissory noteintheoriginal
principalamountof$127,645.00, executedbyZacharyCayCampbell, asingleman, andpayabletotheorderof
Mortgage Electronic Registration Systems, Inc.,asBeneficiary, asnomineeforCMGMortgage, Inc.dbaCMGHome
Loans,itssuccessors andassigns; ( 2)allrenewals andextensions ofthenote; and(3)anyandallpresentandfuture
indebtedness ofTrustor(s)tothecurrentholderoftheObligations tothemortgagee underthedeedoftrust.
Thesalewillbemade, butwithoutcovenant orwarranty, expressed orimplied, regarding title, possession, or
encumbrances, topaytheremaining principalsumofthenote(s)securedbytheDeedofTrust,withinterestandlate
chargesthereon, asprovidedinthenote(s), advances, underthetermsoftheDeedofTrust, interestthereon, fees,
chargesandexpenses oftheTrusteeforthetotalamount(atthetimeoftheinitialpublication oftheNoticeofSale)
reasonably estimatedtobesetforthbelow. Theamountmaybegreateronthedayofsale.
Questions concerning thesalemaybedirectedtotheundersigned ortotheMortgagee:
Freedom Mortgage Corporation
11988EXIT5PKWY BLDG 4
FISHERS IN46037-7939
Phone: ( 855)690-5900T.S.#: 2025-17417- TX
Default andRequest toAct-Default hasoccurred underthedeedoftrust,andthemortgagee hasrequested me,as
Trustee,toconductthissale. Noticeisgiventhatbeforethesalethemortgagee mayappointanotherpersonsubstitute
trustee toconduct thesale.
Dated:
11/6/25Nestor Solutions, LLC,Auction. com,LLC,XomeInc.,TejasCorporate
Services, LLC,Donna Stockman, Brenda Wiggs, DavidStockman, Michelle
Schwartz, GuyWiggs,KathyArrington, JanetPinder,BrandyBacon,
Abstracts/ Trustees ofTexas,LLC,JimMills,SusanMills,Andrew Mills-
Middlebrook, GeorgeHawthorne, EdHenderson, DavidCullar,Ashley
Hammons, RussellStockman, Francesca Ortolani, ShelleyOrtolani, Mary
Mancuso, LizHach,Michele Hreha, CarolDunmon, Payton Hreha, Jamie
Dworsky, AngelaCooper,JeffBenton,BrianHooper,MikeJansta,Mike
Hayward, JayJacobs,ResolveTrusteeServices, LLC
3tee
c/oN-/ rf%Lions,LLC
2145thStreet,Suite205
Huntington Beach, California 92648
Phone: ( 888)403-4115
Fax: (888)345-5501
Forsaleinformation visit: https://www.xome.comorContact( 800)758-8052.
SENDER OFTHISNOTICE:
AFTER FILING, PLEASE RETURN TO:
Nestor Solutions, LLC
2145thStreet, Suite205
Huntington Beach, California 92648T.S.#: 2025-17417-TX
LEGAL DESCRIPTION
Tract1:
BeingLot12,ofWndmillEstates,anunrecorded subdvision inCornCounty,Texas,alsobeingacertainfot,tractor
parceloflandsituatedintheThomasA.RhodesSravey,AbstractNo.741..inCollinCounty,Texas.andbeingthesame
tactoflanddescribed indeedtoNancyCampbell recordedinInstrument No.20070423000541170. DeedRecords,
CamrCounty,Texas(D.RC.C.T.)andbeingmoreparticularly described asfollows:
BEGINNING ata112inchironrodfoundforcomerintheSouthlineofCarysCirce,attheNorthwest comerof atractof
landdescribed indeedtoRandallJohnson recorded ininstrument No.200E100700197460.( D.R.C.C.T_),andbeingthe
Northeast corner ofsaidLot12;
THENCE South25degrees56minutes50seconds West,adistance of27739feettoa112inchironrodfoundfor
comerintheNortheast lineofatractoflanddescribed indeedtoRickHarinandwife,DebbieHarlinrecorded in
instrument No.95-0061352, ( D.RC.C.T.)andattireSouthwest cornerofsaidJohnson tract
THENCE North65degrees00minutes00seconds Westadistance of110.53feettoapointforcoinerattheNorth
cornerofsaidHartintractandattheSoutheast comerofatractoflanddescribed indeedtoMarilynC-riffsrecorded in
Volume4150Page3346,(D.RC.CT.);
THENCE North02degrees56:minutes57secondsWest,passingatadistanceof50.00feet,a1/2inchironrodsetfor
reference andcontinuing atotaldistanceof250.67feettoa112inchironrodfoundforcomerintheSouthlineofsaid
CanisCafeandattheNortheast cornsofsaidGriffintractsaidpointbeinginacurvetotherighthavingacentrala*
of2Sdegrees 53minutes 47seconds, aradiusof4E0.,00andachordbearingadistance ofSouth7Sdegrees 30
rrinutes04seconds East23932feet;
THENCEinaNortheasterly directionalongscaldcurvetotherightanarcdistanceof242.0SfeettothePLACECF
BEGINNING andcontaining 46,573squarefeetor1.05acresofland.
Tract2(Easement Estate's
SituatedinCohnCounty,TexasapartoftheThomasA.RhodesSurey,AbstractNo.741,andbeingapartofacalled
161.641acretractoflandconveyed byBereanin FranklinHouston,andMaryElizabethMcCelveyy Houston,toKenneth
E.Benjamin, Trustee, bydeeddatedSeptember 16,1950andrecorded inVolume1305Page295oftheDeedRecords
ofCollinCounty,Texas.
BeinganAorcandUtilityEasement acrosstheWest59.777acresofsaid161.641acretractandbeingmore
parriuSarly described trymetesandboundsasfccvAs:
BEGINNING atanironrodfa*cornerontheEastright-of-varylineofFarmRoadnumber1027andalsotheVestlineof
said161.641acretactandsaid59.777acretract,saidironrodtiesSouth1degrees 01Mr'
East290.00feetfrom
theNorthwest cornerofsaid161.641acretract.
THENCENorthStdegrees59maximsEast130.00feetalongtl•.eNorthsideofa60.00footsideaccessandutility
easement namedWindmill DrivetoanironrodforcornerattheBeginning ofacurvetotheright;
THENCE withsadcurvewhosecenterbearsSouth1degrees 01minutesEast20000feethawingaradiusof200.00
feet,acentralripecf25degrees03minutes 33seconds, andanarolengthof57.47feettoanironrodforcorner
THENCE North41degrees 30minutesEast64.21feettoanironrodforcornerattheBeginning ofaoinVetotheright
THENCE withsaidcurvewhosecenterbearsSouth45degrees 30minutes East60.00feethavingaradiusof60.00feet,
acentralangleofISOdegrees 00minutes, andanarclengthof155.49feettothepointoltangency, anironrodfor
comer,
THENCE South41degrees 31minutesWest64.21feettoacanetotherightanironrodforcorner;
THENCE withsaidcurewhosecenterbearsSouth5Sdegrees 57mtrrutes 28seconds West200.00feethanga
maitralangleof30degrees 01rrinttes32seconds, aradiusof200.00feetandanarclengthof104.51feettothepoint
oftangency,anironrodforccrnarT.S.#: 2025-17417- TX
THENCE South1degrees 01mnutesEast215.00feettoaniron«dforcomerattheBeginning ofacurvetothelet
THENCE withsaidcurvewhosecenterbearsNorth38degrees 59minutesEast140.COfeet,havingaradiusof140.00
feet.acentresangleof87degrees 59minutes, andanarclengthof214.98feettothepointoftangency, anironrodfor
comer,
THENCE South89degrees 0DminutesEast450.00feettoanironrodforcomerattheBeginning ofacurvetotheleft
TiENCEva:ihsaidcurve%%hosecenterbearsNoes1degrees03minutesEast265.00feethavingaradiusof255.00
feet,acentralangleofE6degrees 00minutes, andanarclenggthof305.26feettothepointcitangency anbonrodfog
corner.
THENCE North25degrees 03nfi:tutesEast265.00feettoanironrodforcornerattheBegnning ofacumtotheright
THENCE vdthsaidcurvewhosecenterbearsSouth85degrees00minutesEast435. 00feethavingacentralangeof3
degrees49minutes35seconds, andanarclengthof29.05feettoanironrodforcomer,
THENCE North57degrees 13minutesOtseconds west104.04feetoaththeSouthboundary lineofthepartciisaid
easement( namedCoras-Circle)toanironrodforcornerattheBegnning ciacurvetothelent
THENCE tisihsaidcurvewhosecenterbearsSouth32degrees 48minutes 51seconds West480.00feethavnga
radiusof480.00feetacentralangleof35degrees43minutes48seconds andanarclengthof299.33feettoamironrod
forcomerattheBeginning ovacurvetotherght
THENCE withsaidcurvesalvocanterbearsNorth66degreesCOminutes17seconds 4'last60.00feethavingaradius
of60.00feet,acentralanglednadegrees 53minutes 35seconds andanarclengthof314.10feettoanironrodfor
comerattheBeginning ofacurvetotheright
THENCE 60.03feetfromandparalleltotheSouthlineofsaideasement( namedCaresClyde)asibllovrw withsaidcanoe
whosecenterbearsSouth03degrees17mnutes38seconds East540.00feethavingaradiusof540.00feetacentral
angleof36degrees 04minutes29seconds andanarolengthof340.00feettothepointoftangency anironrodfor
comer;South57degees13ninules09secondsEast104.04feet(retuurnirrgtothepartofsaideasement named
Midi-rillDrive)anironrodfarureterattheBeginning ofacurvetotheright;
THENCE withsaki,cteve.whosecenterbearsSouth53degrees15minutes53seconds East435. 00feet:hayvrrgaradius
of435_02feet,acentralangleof86degrees 15minutes53seconds anarolengthof854.94feettoanironrodfor
ComerateBegnnir>gofacurvetotheleft
THENCE wvithsaidcurvewhosecenterbearsNorth33degrees ODrrirratesEast440.03feethavingaradiusof440.00
feet,acentral angleof42degrees 11minutes 52seconds andanarolengthof324.06feettoanironrodforcornerinthe
Eastboundarylinealsaid59.777acretract;
THENCE South0degrees 18nfnutes 53seconds West60.73feetwiththeEastlinecfsaid59.777acretracttoaniron
rodforcornerattheBeginning ofacurvetotheright
THENCE60.00fromandparalleltothe.Necthlineofapartofsaidaccessandutilityeasement( namedWindrrillDrive)
asfota.ts:ughsaidcurvewhosecenterbearsNorth8degrees02minutes51secondsWest500.00feethalal)argaradius
of500.00feet,acentralangeof41MichaelG.Denton,P.C.02minutes51seconds andanamlengthof35821feetto
anironrodforcornerattheBegnning ofacurvetotheleftwithsaidcarvewhosecenterbearsSouth33degrees00
n^siteslhrest375.0feethavingaradiusof375.00feet,acentralangleof98degreesCOminxesandanarclengthof
841..41feettotepointoftangencyansonrodforwater,South25degrees00minutesWest170.49feettoanironrad
forcomer,
THENCESouth53degrees30minutesEast212.49feetwiththeNorthboundarylineofthepartofsaideasement
namedCasey;Trail)toanironrodforcornerattheBeginning ofacurvetotheleft;
THENCE withsaidcurvewhosecanterbeansNorth38degrees30minutesEast540.00feethavingaradusof540.00
feet,acentralangeci37degrees:30niruutesandanarclengthof353.43feettothepointoftangency anironrodfor
corner,T.S.#: 2025-17417-TX
THENCE North89degrees 00minutesEast454.58feettoanironrodforcane
THENCE South0degres 18minutes53seconds WestC0.02feetwiththeEastboundary fineofsaid59.777acretract
toanironrod'forcorner,
THENCE60.00feetfromandparatel•totheNorthtineofapartoffsataccessandutilityeasement( namedCaseysTrait)
asfcllows: South89 degrees 00minutes West45321feettoanironrodforcornerattheBeginningofacurvetothe
rightwithsaidcurvewhosecenterbearsNorth1degrees 00minutesWest600.00feethavingaradiusof600.00feet.a
centralangleof37degrees 30minutesandanarclengthof39220feettothepointoftangency anironrodforcomer.
North53degrees 30minutesWest200_28feettoanironrodforcomer;
THENCE 600.00feetfromandparalleltotheNoshboundary linecfapartof.saidaccessandutilityeasement( named
Windmill Drive)asfollows:South25degrees COminutesWest3328feettoanironrodforcornerattheBegnning ofa
curvetotherightwithsaidcurvewhoseostlerbearsNorth65degrees COminutesWest325.00feethavingaradiosof
325.00feet,acentralangleof66degrees03minutesandanarclengthof374.37feettothepintoftangencyaniron
rodforcomer.North89degrees00minutesWest460.00feettoanironrodforcornerattheBeginrrrtg ofacurvetothe
rightwithsaidcuriewhosecederbearsNorth1degrees00minutesEast200.00feethavingaradiusof200.00feet,a
centralangleof21degrees32minutes 32seconds andanarclengthof75.20feettoanironrodforooner,
THENCESouth40degrees00minutesWest84.21feettoanironrodforsongattheBeginning ofacurvetotheright
THENCE withsaidcurvewhosecenterbearsNorth50degrees 00mswtesWest60.00feehavingaradiusof60.00
feetacentralangleof180degreesandanarclengthof188.49feettothepointoftangency antramrodforcomer
THENCE North40degrees 03minutes East84.21feettoacurietotherightanironrodforcorner;
THENCE60.00feetfromandparalleltotheNorthbourrdarylineofapartofsadaccessandutlhyeasement( named
ViSetdrritl Drive)asfofows:withsaidtunewhosecenterbearsNorthrth57degrees 27minutes27seconds East2C0.03
feethavingaradiusof2C0.00feet,acentralangeof31degrees31minutes33secondsandanarclengthof110.05feet
tothepointoftangencyanironrodforcomer.North1degrees01minutesWest215.00feettoanironrodforcomerat
theBegarning ofacravetotheleftwithsaidcurvewhosecomesbearsSouth88degrees59minutesWest140.00feet
havingaradiusof140.00feel,acentralanglec(90degreesandanarclengthof219.91feeltothepointoftangencyan
ironrodfxcorner;South88degrees 59ninutesWest130.00feettoanironrod'sntheWestlineofsand161.641acre
tractandsand59.777acretractalsointheEastright-of-wayofFarmRoadNumber1827;
THENCE North1degrees 01minutesWest60.00feetgongtheEastright-cf-wayofFarmRoadNumb1827andthe
Westboundary, lineofsaidtacttothePLACE OFBEGINNING andcontaining 6.985acresoflandmore orless.
Appraised Value
$131,564
Default Amount
$127,645
Potential Savings: $3,919
Auction Date
December 2, 2025 10:00 AM
Foreclosure Type
mortgage
Current Owner
CAMPBELL ZACHARY CAY
2025 We Good LLC. All Rights Reserved