LOS RIOS ADDITION PHASE 3 CPL, BLK 4, LOT 3
Bedrooms
Bathrooms
Sq Ft
Year Built
C&MNo. 44-25-01541/FILENOS
NOTICE OFTRUSTEE' SSALEANDAPPOINTMENT OFSUBSTITUTE
TRUSTEE
AssertandprotectyourrightsasamemberofthearmedforcesoftheUnitedStates. Ifyou
areoryourspouseisservingonactivemilitary duty, including activemilitary dutyasa
member oftheTexasNational GuardortheNational Guardofanother stateorasamember
ofareservecomponent ofthearmedforcesoftheUnitedStates, pleasesendwrittennoticeof
theactiveduty military service tothesender ofthis noticeimmediately. Sender is:
Codilis &
Moody,P.C., 20405StateHighway 249, Suite170,Houston, TX77070
INSTRUMENT BEING FORECLOSED ANDMORTGAGE SERVICER INFORMATION
DeedofTrustdatedMay24,2022andrecordedunderClerk'sFileNo.2022000087653, intherealpropertyrecords
ofCollinCountyTexas, withShannaC. PruitandJohnR. Pruit, amarriedcoupleasGrantor(s) andMortgage
Electronic Registration Systems, Inc.,asbeneficiary, asnomineeforNationstar Mortgage LLCD/B/AMr. Cooper,
itssuccessors andassignsasOriginal Mortgagee.
DeedofTrustexecutedbyShannaC. PruitandJohnR. Pruit, amarriedcouplesecuringpaymentofthe
indebtedness intheoriginalprincipalamountof$400,000.00andobligationthereindescribedincludingbutnot
limitedtothepromissory noteandallmodifications, renewalandextensions ofthepromissory note (the "Note")
executed byShanna C. Pruit, JohnR. Pruit.
USBANK TRUST NATIONAL ASSOCIATION, NOTINITS
INDIVIDUAL CAPACITY BUTSOLELY ASOWNER TRUSTEE FORVRMTG ASSETTRUST isthecurrent
mortgagee( the"Mortgagee") oftheNoteandDeedofTrustorContract Lien.
TheMortgageServicerisauthorizedtorepresenttheMortgagee byvirtueofaservicingagreementwiththe
Mortgagee.
Pursuant totheServicing Agreement andTexasProperty Code51.0025, theMortgage Serviceris
authorized tocollectthedebtandtoadminister anyresultingforeclosure ofthepropertysecuringtheabove
referenced loan. Mr. CooperisactingastheMortgageServicerfortheMortgagee. Mr. Cooper, isrepresenting the
Mortgagee, whoseaddressis: 8950Cypress WatersBoulevard, Coppell, TX75019.
LegalDescription:
BEINGLOT3, INBLOCK 4, OFLOSRIOSADDITION- PHASE3, ANADDITION TOTHECITYOF
PLANO,
COLLIN COUNTY,
TEXAS, ACCORDING TOTHEMAPTHEREOF RECORDED IN
VOLUME 12,PAGE146,OFTHEMAPRECORDS OFCOLLIN COUNTY, TEXAS.
SALE INFORMATION
DateofSale:08/05/2025 Earliest TimeSaleWillBegin: 10:00AM
Location ofSale:
Theplaceofthesaleshallbe: CollinCountyCourthouse, Texasatthefollowing
location: 2100Bloomdale Road, McKinney, Texas75071,oriftheprecedingareaisnolongerthedesignated area,
attheareamostrecentlydesignated bytheCountyCommissioner' sCourt
TERMS OFSALE
Adefaulthasoccurredinthepaymentofsaidhereinreferencedindebtedness, andthesameisnowwhollydue,and
theMortgagee and/orMortgage Servicerhasrequested thehereinafter appointed Substitute Trusteetosellsaid
propertytothehighestbidderforcashandtodistributeorapplytheproceedsofsaidsaleinaccordance withthe
termsofsaidDeedofTrust.
TheSalewillbeconductedasapublicauctiontothehighestbidderforcash,exceptthatMortgagee'sbidmaybeby
credit against theindebtedness securedbythelienoftheDeedofTrust.
Pursuant totheDeedofTrust, the
mortgagee hastherighttodirecttheTrusteetosellthepropertyinoneormoreparcelsand/ortosellalloronlypart
oftheproperty. PursuanttoSection51.009oftheTexasPropertyCode,thePropertywillbesoldin "ASIS,"
WHERE IS" condition, withoutanyexpressorimpliedwarranties, exceptastothewarranties oftitle, if
any,provided forunder theDeedofTrust.
44-25-01541 IN
Cowin
4846303Thesalewillbeginattheearliesttimestatedabove,orwithinthree(3)hoursafterthattime. Ifthesaleissetaside
foranyreason,thePurchaseratthesaleshallbeentitledonlytoareturnofthefundspaid.ThePurchasershallhave
nofurtherrecourseagainsttheMortgagor,theMortgageeortheMortgagee'sattorney.
THISINSTRUMENT APPOINTS THESUBSTITUTE TRUSTEE( S) IDENTIFIED TOSELLTHE
PROPERTY DESCRIBED INTHESECURITY INSTRUMENT IDENTIFIED INTHISNOTICEOF
SALE. THEPERSONSIGNING THISNOTICEISTHEATTORNEY ORAUTHORIZED AGENTOF
THEMORTGAGEE ORMORTGAGE SERVICER.
WHEREAS, inmycapacityasattorneyfortheMortgageeand/orItsMortgageServicer, andpursuanttoSection
51.0076oftheTexasPropertyCode, IHEREBYAPPOINTANDDESIGNATE PhillipPierceall, Douglas
Rodgers,TerryWaters,BruceMiller,AshleeLuna,JoshuaSanders,RamiroCuevas,ShawnSchiller,Lauren
Guy, ConradWallace, PatrickZwiers, AngieUselton, LisaBruno, MistyMcMillan, DanielHart, Carol
Dunmon,
MaryMancuso, MicheleHreha,
ShelleyOrtolani,
Francesca Ortolani, GuyWiggs, David
Stockman, BrendaWiggs, DonnaStockman, JanetPinder, BrandyBacon, MichelleSchwartz, Jamie
Dworsky,
AngelaCooper, PaytonHreha, JeffBenton, ThomasDelaney, DanyaGladney, AaronDemuth,
Codilis&Moody, P.C.,orAuction. com,asSubstitute Trustee.
TheaddressfortheSubstituteTrusteeforpurposesofSection51.0075(e)oftheTexasPropertyCodeis:
Codilis&Moody,P.C.
20405StateHighway 249,Suite170
Houston, TX77070
281)925-5200
Executed onJune23,2025.
s/WillMorphisSBOTNo.24131905, AttorneyatLaw
Codilis& Moody, P.C.
20405StateHighway 249,Suite170
Houston, TX77070
281)925-5200
Postedandfiledby:
Printed Name:
C&MNo. 44-25-01541
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3 Bed, 2 Bath, Estimated value: $436,343 Avg ($/sqft: 185, 4 Bed , 2 Bath) # listed: 6
Appraised Value
$480,425
Default Amount
$400,000
Potential Savings: $80,425
Auction Date
August 5, 2025
Foreclosure Type
mortgage
Current Owner
PRUIT SHANNA C & JOHN R
2025 We Good LLC. All Rights Reserved