8646 LIGHTHOUSE LAKE LN

LT 33 BLK 1 WATERHAVEN

TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-6425 FILED 8/29/2025 10:28:13 AM



NOTICE OF SUBSTITUTE TRUSTEE’S SALE T.S. #: 2022-01648 Assert and protect your rights as a member of the armed forces of the Uni Ifyou are or your spouse is serving on active mili duty, includ: ctive military duty.as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active-duty military service to the sender of this notice immediately.
Date, Time, and Place of Sale - The sale is scheduled to be held at the following date, time and place: Date: 10/7/2025 Time: The earliest time the sale will begin is 10:00 AM , or within three (3) hours after that time,


Place: Harris County Courthouse, Texas, at the following location: 9401 Knight Rd, Houston, TX 77045, THE BAYOU CITY EVENT CENTE! SOUTH BALLROOM, LOCATED AT 9 Gl RD, H@US 771045 Ori Pp i 10 longer the designated e area mos! de d mmissiongrs Cor si .002 Of the Texas . i - The property to'be sold is described as follows: , BLOCK 1, WATERHAVEN, A SUBDIVISION IN HARRIS COUNTY, TEXAS, ACCORDING TO THE ~ MAP OR PLAT THEREOF RECORDED UNDER FILM CODE NO. 619006 OF THE MAP AND/OR PLAT RECORDS OF HARRIS COUNTY, TEXAS. Commonly known as; 8646 LIGHTHOUSE LAKE LN HUMBLE, TX 77346 instrument to be Foreclosed ~ The instrument to be foreclosed is the Deed of Trust dated 5/14/2018 and recorded in the office of the County Clerk of Harris County, Texas, recorded on 5/16/2018 under County Clerk’s File No RP- 2018-213330, in Book — and Page -- of the Real Property Records of Harris County, Texas.
Grantor(s): JAVIER FERRER JR, AN UNMARRIED MAN, AND SAMANTHA CHAPA, AN UNMARRIED WOMAN Original Trustee: Allan B, Polunsky Substitute Trustee: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, Anna Sewart, David Barry, Byron Sewart, Austin DuBois, John Burger, Martin Beltran, Patricia Poston, Amar Sood, David Poston, Nick Poston, Chris Poston, Roy Crush, Jeff Leva, Steve Leva, Sandy Dasigenis, Sabrina Palmer, Abstracts/Trustees of Texas, LLC, Jim Mills, Susan Mills, Andrew Mills-Middlebrook, George Hawthorne, Ed Henderson, Rex Kesler, Doug Malloy, Alexandra Holub, Marlene Zografos, Jeff Benton, Megan L. Randle, Ebbie Murphy, Wayne Daughtrey, Nicole Durrett, Brian Hooper, Mike Jansta, Mike Hayward, Jay Jacobs, Andrew : Garza, Corey Johns, Jacquiline Williams, Resolve Trustee Services, LLC Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Academy Mortgage Corporation, its successors and assigns  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-6425 FILED 8/29/2025 10:28:13 AM T.S. #: 2022-01648 Current Mortgagee: Freedom Mortgage Corp Mortgage Servicer: Freedom Mortgage Corpa



The Mortgage Servicer is authorized to represent the le of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texa ‘ode §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulti reclosure of the referenced property securing the above referenced loan. , Terms of Sale - The sale will be conducted as a public-au ighest bidder for cash, subject to the provisions of the deed of trust permitting the mortgagee there have the bid credited to the note up to the amount of the unpaid debt secured by the deed of trust at the time of sale. Those desiring to purchase the property will need to demonstrate their ability to pay cash on the day the property is sold, The sale will be made expressly subject to any title matters set fgith in the deed of trust, but prospective bidders are reminded that by law the sale will necessarily be m: ject to all prior matters of record affecting the property, if any, to the extent that they remain in force and effe een subordinated to the deed of trust. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any.








Pursuant to the Deed of Trust, the mortgagee has direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. P it to section 51.009 of the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for und ed @f trust. Prospective bidders are advised to conduct an independent investigation of the nature and n_ of the property. Pursuant to section 51.0075 of the Texas Property Code, the trustee reserves the er reasonable conditions for conducting the sale. Any such further conditions shall be announced bidding is opened for the first sale of the day held by the trustee or any substitute trustee. Obligations Secured - The deed of trust p secures the payment of the indebtedness and obligations therein described (collectively the “Obligations' ing by not limited to (1) the promissory note in the original










JAVIER FERRER JR, AN UNMARRIED MAN, AND SAMANTHA e order of Mortgage Electronic Registration Systems, Inc., poration, its successors and assigns; (2) all renewals and future indebtedness of Trustor(s) to the current holder of the principal amount of $255,290.00, execute CHAPA, AN UNMARRIED WOMAN, as Beneficiary, as nominee for Acad extensions of the note; and (3) any and Obligations to the mortgagee under the ‘The sale will be made, but without or warranty, expressed or implied, regarding title, possession, or * encumbrances, to pay the remaining the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the:total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth ¢ amount may be greater on the day of sale.




Questions concerning the sale may be dire e undersigned or to the Mortgagee: Freedom Mortgage Corporatio! 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: 855-690-5900





Default and Request to Act - Trustee, to conduct this sale. trustee to conduct the sale. urred under the deed of trust, and the mortgagee has requested me, as ‘iven that before the sale the mortgagee may appoint another person substitute
 TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-6425 FILED 8/29/2025 10:28:13 AM T.S. #: 2022-01648 Dated:__ 08/29/2025 “. Nestor Solutions, LLC, Auction.com, LLG, , Services, LLC, Anna Sewart, David Barry, John Burger, Martin Beltran, Patricia Poston,.A Susan Mills, Andrew Mills-Middlebro ' Henderson, Rex Kesler, Doug A Jeff Benton, Megan L. Randle, Durrett, Brian Hooper, Mike J: Garza, Corey Johns, Jacquiline > c/o Nestor Solhitions, LIC : 214 Sth Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-550 For sale information visit: https://www.xome.com or Contact’ 052. SENDER OF THIS NOTICE; AFTER FILING, PLEASE RETURN TO: Nestor Solutions, LLC 214 Sth Street, Suite 205 Huntington Beach, California 92648











., Tejas Corporate art, Austin DuBois, d, David Poston, ‘ayne Daughtrey, Nicole ard, Jay Jacobs, Andrew ve Trustee Services, LLC