19218 W AUSTIN BAYOU CT

LT 15 BLK 3 TOWNE LAKE SEC 10

TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-7769 FILED 10/21/2025 2:30:14 PM Notice of Substitute Trustee Sale T.S. #: 23-8874
Date, Time, and Place of Sale - The sale is scheduled to be held at the following date, time and place: Date: 12/2/2025 . Time: The sale will begin no earlier than 10:00 AM or no later than three hours thereafter. The sale will be completed by no later than 1:00 PM Place: Harris County Courthouse in Houston, Texas, at the following location: - PURSUANT .TO TEXAS PROPERTY CODE 51.002. THE DESIGNATED SPACE FOR SALE OF REAL PROPERTY UNDER A POWER OF SALE IN THE AREA OF THE BAYOU CITY EVENT CENTER KNOWN AS MAGNOLIA SOUTH BALLROOM LOCATED AT 9401 KNIGHT ROAD IN THE CITY OF HOUSTON. OR IN THE AREA DESIGNATED BY THE




COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE . 'o Be Seid - The property i follows: Instrument to be Foreclosed — The instrument to be foreclosed is the Deed of Trust is 0 recorded in the office of the County Clerk of Harris County, Texas, under County Clerk’s File No RP- recorded on 12/27/2018, of the Real Property Records of Harris County, Texas. . Property Address: 19218 West Austin Bayou Court Cypress Texas 77433 sori LOT FIFTEEN (15), IN BLOCK , OF TOWNE 58 ION (10), ASSUBDIVISION IN HARRIS COUNTY, TEXAS," AC THE PL. UNDER FILM CODE NO. 654158 OF THE SC f 5 is -2018-575535, Trustor(s): MOISE O ARRAH and SHERYLL Original MORTGAGE ELECTRONIC T ARRAH Beneficiary: REGISTRATION SYSTEMS INC., (MERS) AS NOMINEE FOR AMCAP MORTGAGE, LTD, DBA GOLD FINANCIAL SERVICES, ITS SUCCESSORS AND ASSIGNS Current Wilmington Savings Fund Society, Loan Servicer: NewRez LLC, F/K/A New Penn, Beneficiary: FSB, not in its individual capacity but Financial, LLC, D/B/A Shellpoint solely as Owner Trustee for Verus Mortgage Servicing Securitization Trust 2021-R3 Current Auction.com, Roy Crush, Jeff Leva, Sandy Dasigenis, Steve Leva, Patricia Poston, Megan L. ‘Substituted Randle, Ebbie Murphy, Jack Palmer, Sabrina Palmer, Rick Snoke, Wayne Daughtrey, Trustees: Prestige Default Services, LLC  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-7769 FILED 10/21/2025 2:30:14 PM





T.S, #: 23-8874 The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Terms of Sale - The sale will be conducted as a public auction to the highest bidder for cash with funds being made payable to Prestige: Default Services, LLC, subject to the provisions of the deed of trust permitting the beneficiary thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the deed of trust at the time of sale. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or imp ied warranties, except as to the warranties of title (if any) provided for under the deed of trust. Prospective ders.are advised'to conduct an independent investigation of the nature and physical condition of the property. poction 51.0075 of the Texas Property Code, the trustee reserves the right to set further reasonable cting the sale, Any such further conditions shall be announced before bidding is opened for the by the trustee or any substitute trustee. Type of sa nein deed of trust lien and security interest foreclosure sale being conducted pursuant to the ower by the deed of trust executed by MOISE O ARRAH and SHERYLL T


ARRAH HUSB, * property and personal property encumbered by the deed of trust will be sold at the sale in accordance wit the deed of trust and as permitted by section 9.604(a) of the Texas Business and Comm






Obligations Secured - The deed of tru ides it secures, the payment of the indebtedness and obligations therein described (collectively the “Obliga' i ited to (1) the promissory note in the original principal amount of $995,200.00, executed by an RYLL T ARRAH HUSBAND AND WIFE, and payable to the order of MORTGAGE EL. TION SYSTEMS INC., (MERS) AS NOMINEE FOR AMCAP MORTGAGE, LTD, DBA GOLD SERVICES, ITS SUCCESSORS AND ASSIGNS; (2) all renewals and extensions of the note; and and all present and future indebtedness of MOISE O ARRAH and SHERYLL T ARRAH HUSBAND AND MOISE O and SHERYLL T ARRAH. Wilmington Savings Fund Society, FSB, not in its individual capacity but er Trustee for Verus Securitization Trust 2021-R3 is the current owner and holder of the Obligations ad is the under the Deed of Trust. :

The sale will be made, but without covenant or warranty, expressed or implied, regarding encumbrances, to pay the remaining principal sum of the Note and all other amounts lawfully owing under‘the the Deed of Trust, and all of the other associated loan documents, including, without limitation, all intere default interest, late charges, advances, attorneys’ fees and other costs and expenses. All checks must be made payable to Prestige Default Services, LLC Questions concerning the sale may be directed to the undersigned or to the beneficiary: Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as Owner Trustee for Verus Securitization Trust 2021-R3 c/o NewRez LLC, F/K/A New Penn Financial, LLC, D/B/A Shellpoint Mortgage Servicing 75 Beattie Place, Suite 300 Greenville, South Carolina 29601-2743 800-365-7107
 TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-7769 FILED 10/21/2025 2:30:14 PM - Addison, Texas 75001. -

TS. #°23-8874. Dated: 10/21/2025 = Auction.com,, Roy Crush, “Jett ‘Leva, Sandy Dasig Leva, Patricia wo . cc 1 :Palmer, Rick



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_ Prestige Default Servidt 16801 Addison Road, § Suite 350 Addison, Texas 75001 Phone: (972) 893-3096 ext. 1035, “Fax (949) 427-2732 - AFTER RECORDING, PLEASE RETURN TO: Prestige Default Services; LLC" 16801 Addison Road, Suite 350°. ‘Attn: Trustee Department