812 FISHER ST D

LT 5 BLK 1 ESTATES AT FISHER STREET

TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-8017 FILED 11/6/2025 9:03:11 AM
IER.ST #D, HOUSTON, TX, 77018 APPOINTMENT OF SUBSTITUTE TRUSTEE AND NOTICE OF SUBSTITUTE TRUSTEE SALE





T NT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTIC THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY AUTHOR! [ OF THE MORTGAGEE OR MORTGAGE SERVICER. APPOIN : OF SUBSTITUTE AS, in my capacity as the attorney for the Mortgagee and/or its TRUSTEE: gage, Servicer, and pursuant to Section 51.0076 of the Texas r Code, I hereby name, * apport and designate _ Jack OBoyle, is_ Fer, —S ndy Das’ P;
SUBSTITUTE TRUSTEE’S TES, PLLC, Mailing Address: P.O. ADDRESS: Box 815369, Dallas, hysical Address: 2727 Lyndon B. Johnson Frwy., Suite 525, , TX 75234.



NOTICE OF SUBSTITUTE WHEREAS, default has o TRUSTEE SALE: referenced indebtedness, and theéysame is now wholly due, and the : Mortgagee and/or Mortgage Servicer has requested the hereinafter appointed Substitute Trustee to sell said property to the highest bidder for cash and to distribute or apply the proceeds o. le in accordance with the terms of said Deed of Trust. :






NOW, THEREFORE, NOTICE IS HEREB 02, 2025 between the hours of 10am-l1pm the said real property at the place hereinafter set out an herein described. The sale will begin at the earlies within three (3) hours after that time. December LOCATION OF The place of the sale shall be: ORDER DESIGNATING SP. SALE: CONDUCTING PUBLIC SALE OF REAL PROPERTY AT # — IE ed in the payment of said herein  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-8017 FILED 11/6/2025 9:03:11 AM
U GRAND BALLROOM OF THE BAYOU CITY EVENT CENTER LOCATED AT 9401 KNIGHT ROAD IN THE CITY OF HOUSTON . OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S INSTRUMENT TO BE FORECLOSED: OBLIGATIONS Oc MORTGAGE SERVICING INFORMATION: OFFICE in HARRIS County, Texas or as designated by the County Commissioners. Deed of Trust or Contract Lien dated 12/28/2016 and recorded under Volume, Page or Clerk’s File No. INSTRUMENT NUMBER RP-2016- §85113 in the real property records of Harris County Texas, with THOMAS V RUFF, AN UNMARRIED MAN AND JENNFIER L GUILLORY, AN UNMARRIED WOMAN as Grantor(s) and CalCon Mutual Mortgage LLC dba OneTrust Home Loans as Original Mortgagee. Deed of Trust or Contract Lien executed by THOMAS V RUFF, AN UNMARRIED MAN AND JENNFIER L = GUILLORY, AN UNMARRIED WOMAN securing the payment of the indebtedness in iginal principal amount of $367,080.00. and obligations therein cluding but not limited to the promissory note and all the rene d extensions of the promissory note (the “Ne ted by V RUFF, JENNIFER L GUILLORY. WILMING G SOCIETY, FSB, AS OWNER N


TRUSTEE OF AL CREDIT, PORTUNITIES TRUST VIII-C is the current e (the “ gagee? the Note and Deed of Trust or Contract Lien. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. FCI Lender Services Inc is acting as the Mortgage Servicer for WILMINGTON SAVINGS FUND SOCIETY, FSB, AS OWNER TRUSTEE OF THE ~ RESIDENTIAL CREDIT OPPORTUNITIES TRUST VII-C who is the 812 FISHER ST #D Mortgagee of the Note and Deed of Trust associated with the above referenced loan. FCI Lender Services Inc, as Mortgage Servicer, is representing the Mortgagee, whose address is:
 TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-8017 FILED 11/6/2025 9:03:11 AM

WILMINGTON SAVINGS FUND SOCIETY, FSB, AS OWNER TRUSTEE OF THE RESIDENTIAL CREDIT OPPORTUNITIES TRUST VII-C : , c/o FCI Lender Services Inc 8180 E. Kaiser Blvd Anaheim Hills, CA 92809



LEGAL DESCRIPTION LOT 5 AND AN UNDIVIDED INTERE: ICTED OF PROPERTY RESERVE B, ESTATES OF FISHER STREET, SION IN TOBESOLD: HARRIS COUNTY, TEXAS, ACCORDING MAP/PLAT THEREOF RECORDED IN FILM E “NO4 676179, MAP RECORDS OF HARRIS COUNTY, TEXA REPORTED PROPERTY 812 FISHER ST #D, HOUSTON, T. ADDRESS: TERMS OF The Substitute Trustee wi roperty by public auction at the place SALE: and date specified herein. exas Property Code, the property will ondition, without any express or implied
The sale wil onducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Mortgagee and/or Mortgage Servicer thereunder to have the bid credited to the Note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. . se desiring to purchase the property will need to demonstrate their ity to pay their bid immediately in cash if their bid is accepted. The sale will be made expressly subject to any title matters set forth in the © Deed of Trust, but prospective bidders are reminded that by law the sale will necessarily be made subject to all prior matters of record affecting the property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. The sale shall not cover 812 FISHER ST #D

FRCL-2025-8017 FILED 11/6/2025 9:03:11 AM
TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS AdOD any part of the property that has been released of public record from the lien of the Deed of Trust. Prospective bidders are strongly urged to examine the applicable property records to determine the priority, nature and extent of such matters, if any. In the event of a.defect or other problem with the foreclosure process is discovered that may invalidate the sale, the consideration paid will be retumed to the purchaser as the sole and absolute remedy. In the event of any claim or action brought by any person including the purchaser requiring or resulting in the invalidation of the sale and rescission of the Trustee's Deed or Substitute Trustee's Deed, purchaser's damages resulting therefrom are limited to the consideration paid to the Trustee or Substitute Trustee and the sole and absolute remedy shall be the return to purchaser of the consideration paid. The purchaser shall have no further recourse against the Trustee, Substitute Trustee, Mortgagee and/or Mortgage Servicer, or its attorney(s). The Deed of Trust permits the Mortgagee and/or Mortgage Servicer to postpone, withdraw, or reschedule the sale for another day. the Trustee under_t 6 ru! Substitute Truste herei ear at the date, time and of a sched announce the onement, withdra r di ~ No} € date of reschedul re sale will be reposted and refiled in accordance with the posting and filing requirements of the Texas Property Code. The reposting or refiling may be after the date originally scheduled for this sale.



ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER. OF THE, ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY
DUTY _AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER _OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. 812 FISHER ST #D i ale t e of the

 FRCL-2025-8017 FILED 11/6/2025 9:03:11 AM
TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS Signed onthe S exy SAYuue 4 Ly 520 L5— Respectfull SSOCIATES, PLLC



aE ORNEYS FOR MORTGAGEE AND/ORITS ORTGAGE SERVICER 812 FISHER ST #D Cr) x > Cr) ° U ~<
 FRCL-2025-8017 FILED 11/6/2025 9:03:11 AM
TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS



My name is _ . and my a s is c/o 2727 Lyndon B. Johnson Frwy., Suite 525, Dallas, TX 75234. I ded ve und the penalty of perjury that on ‘ I filed at the office of the ounty Clerk and caused to be posted at the Harris County courthouse (or other eT Ty notice of sale. Signed: es Declarant’s Name: Date:
812 FISHER ST #D My > re a Oo U ~<