2106 VALLEYWOOD DR

CARROLLTON DOWNS 3 BLK 2 LT 8

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Notice of Foreclosure Sale
2025 AUG I I PM 2: I 6 August 11, 2025
Deed of Trust ("Deed of Trust"):
Dated:
Grantor:
Trustee:
Lender:
Recorded in: November 10, 2015
Julio Narvaez and Margarita Morales
J. Mark Riebe
Texas Bank Financial dba Texas Bank Mortgage Co.
Instrument No. 201600014544 of the real property records of
Dallas County, Texas
Legal Description: Lot 8, in Block 2 of CARROLLTON DOWNS ADDITION NO. 3,
an Addition to the City of Carrollton, Dallas County, Texas,
according to the Map thereof recorded in Volume 264, Page 1263
of the Plat Records of Dallas County, Texas
Property Address: 2106 Valleywood Dr, Carrollton, Texas 75006
Secures: Promissory Note ("Note") in the original principal amount of
$122,850.00, executed by Julio Narvaez and Margarita Morales
("Borrower") and payable to the order of Lender
Substitute Trustee: Craig C. Lesok
Substitute Trustee's
Address: 226 Bailey Ave, Ste 101, Fort Worth, TX, 76107
Nominee for Lender/
Beneficiary:
Nominee for Lender/
Beneficiary's Address:
Foreclosure Sale:
Date:
Time: Mortgage Electronic Registration Systems, Inc. ("MERS")
P.O. Box 2026, Flint, MI, 48501
Tuesday, September 2, 2025
The sale of the Property will be held between the hours of 10:00
A.M. and 4:00 P .M. local time; the earliest time at which the
Foreclosure Sale will begin is 12:00 P.M. and not later than three
Notice of Foreclosure Sale (Narvaez)- Page 1 Place:
Terms of Sale: hours thereafter.
On the north side of the George Allen Courts Building facing
Commerce Street, below the overhang, or if the preceding area is
no longer the designated area, at the area most recently designated
by the County Commissioner's Court
The Foreclosure Sale will be conducted as a public auction and the
Property will be sold to the highest bidder for cash, except that
Texas Bank Financial dba Texas Bank Mortgage Co.'s bid may be
by credit against the indebtedness secured by the lien of the Deed
of Trust.
Default has occurred in the payment of the Note and in the performance of the
obligations of the Deed of Trust. Because of that default, Texas Bank Financial dba Texas Bank
Mortgage Co., the owner and holder of the Note, has requested Substitute Trustee to sell the
Property.
The Deed of Trust may encumber both real and personal property. Formal notice is
hereby given of Texas Bank Financial dba Texas Bank Mortgage Co.'s election to proceed
against and sell both the real property and any personal property described in the Deed of Trust
in accordance with Texas Bank Financial dba Texas Bank Mortgage Co.'s rights and remedies
under the Deed of Trust and section 9.604(a) of the Texas Business and Commerce Code.
Therefore, notice is given that on and at the Date, Time, and Place for the Foreclosure
Sale described above, Substitute Trustee will sell the Property in accordance with the Terms of
Sale described above, the Deed of Trust, and applicable Texas law.
If Texas Bank Financial dba Texas Bank Mortgage Co. passes the Foreclosure Sale,
notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance
with the posting and filing requirements of the Deed of Trust and the Texas Property Code.
The Foreclosure Sale will be made expressly subject to any title matters set forth in the
Deed of Trust, but prospective bidders are reminded that by law the Foreclosure Sale will
necessarily be made subject to all prior matters of record affecting the Property, if any, to the
extent that they remain in force and effect and have not been subordinated to the Deed of Trust.
For the avoidance of doubt, the Foreclosure Sale will not cover any part of the Property that has
been released of public record from the lien and/or security interest of the Deed of Trust by
Texas Bank Financial dba Texas Bank Mortgage Co. Prospective bidders are strongly urged to
examine the applicable property records to determine the nature and extent of such matters, if
any.
Pursuant to section 51.009 of the Texas Property Code, the Property will be sold "AS
IS," without any expressed or implied warranties, except as to the warranties (if any)
provided for under the Deed of Trust. Prospective bidders are advised to conduct an
independent investigation of the nature and physical condition of the Property.
Notice of Foreclosure Sale (Narvaez)- Page 2 Pursuant to section 51.0075(a) of the Texas Property Code, Substitute Trustee reserves
the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such
further conditions shall be announced before bidding is opened for the first sale of the day held
by Substitute Trustee.
Assert and protect your rights as a member of the armed forces of the
United States. If you are or your spouse is serving on active military duty,
including active military duty as a member of the Texas National Guard or
the National Guard of another state or as a member of a reserve component of
the armed forces of the United States, please send written notice of the active
duty military service to the sender of this notice immediately.
THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED
TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT
IDENTIFIED IN TIDS NOTICE OF SALE. THE PERSON SIGNING TIDS NOTICE IS
THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR NOMINEE
FOR LENDER/ BENEFICIARY.
Notice of Foreclosure Sale (Narvaez)- Page 3 Craig C. Lesok
Attorney for Lender
SBOT No. 24027446
Craig C. Lesok 1
226 Bailey Ave, Ste IO I
Fort Worth, TX 76107
Telephone (817) 882-9993
Telecopier (817) 882-9993