1906 MARY LN

WHITLOCK 4 BLK C LOT 10

Notice of Substitute Trustee Sale
T.S. #: 25-15651
Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving
on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of
another state or as a mem her of a reserve component of the armed forces of the United States, please send written notice
of the active duty military service to the sender of this notice immediately.
Date, Time, and Place of Sale -The sale is scheduled to be held at the following date, time and place:
Date: 10/7/2025
Time: The sale will begin no earlier than 1 :00 PM or no later than three hours thereafter.
The sale will be completed by no later than 4:00 PM
Place: Dallas County Courthouse in DALLAS, Texas, at the following location: the outside
area on the north side of the George Allen Courts Building facing Commerce
Street below the overhang. OR IN THE AREA DESIGNATED BY THE
COMMISSIONER'S COURT, PURSUANT TO SECTION 5J.002·OF THE TEXAS
PROPERTY CODE
Property To Be Sold -The property to be sold is described as follows:
BEING LOT 10, BLOCK C OF WHITLOCK ADDITION NO. 4, AN ADDITION TO THE CITY
OF CARROLLTON, DALLAS COUNTY, TEXAS, ACCORDING TO THE PLAT THEREOF
RECORDED IN VOLUME 74042, PAGE 814, MAP RECORDS, DALLAS COUNTY, TEXAS.
Instrument to be Foreclosed -The instrument to be foreclosed is the Deed of Trust is dated 9/30/2004 and is
recorded in the office of the County Clerk of Dallas County, Texas, under County Clerk's File No 3083239,
recorded on I 0/5/2004, in Book 2004192, Page 12297, of the Real Property Records of Dallas County, Texas.
Property Address: 1906 MARY LANE CARROLLTON Texas 75006
Trustor(s):
Current
Beneficiary:
Current
Substituted
Trustees: YANIRA E. LOPEZ
U.S. Bank National Association, as
Trustee for Terwin Mortgage Trust
2005-lSL, Asset-Backed Certificates,
Series 2005-1 SL Original
Beneficiary:
Loan Servicer: MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS,
INC. ("MERS"), AS
BENEFICIARY, AS NOMINEE
FOR ACCREDITED HOME
LENDERS, INC. ITS
SUCCESSORS AND ASSIGNS
NewRez LLC, F/K/A New Penn
Financial, LLC, D/B/ A Shellpoint
Mortgage Servicing
Auction.com, Donna Stockman, Brenda Wiggs, David Stockman, Michelle Schwartz, Guy
Wiggs, Carol Dunmon, Payton Hreha, Janet Pinder, Shelley Ortolani, Mary Mancuso,
Michele Hreha, Francesca Ortolani, Brandy Bacon, Jamie Dworsky, Angela Cooper, Jeff
Benton, Rick Snoke, Prestige Default Services, LLC t
T.S. #: 25-15651
The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the
Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is
authorized to collect the debt and to administer any resulting foreclosure of the property securing the above
referenced loan.
Terms of Sale -The sale will be conducted as a public auction to the highest bidder for cash with funds being made
payable to Prestige Default Services, LLC, subject to the provisions of the deed of trust permitting the beneficiary
thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the deed of trust at the
time of sale. Prospective bidders are strongly urged to examine the applicable property records to determine the
nature and extent of such matters, if any. Pursuant to the Deed of Trust, the beneficiary has the right to direct the
Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section
51.009 of the Texas Property Code, the property will be sold in "as is, where is" condition, without any. express or
implied warranties, except as to the warranties of title (if any) provided for under the deed of trust. Prospective
bidders are advised to conduct an independent investigation of the nature and physical condition of the property.
Pursuant to section 51.0075 of the Texas Property Code, the trustee reserves the right to set further reasonable
conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the
first sale of the day held by the trustee or any substitute trustee.
Type of sale -The sale is a non-judicial deed of trust lien and security interest foreclosure sale being conducted
pursuant to the power of the sale granted by the deed of trust executed by YANIRA E. LOPEZ, A SINGLE
PERSON. The real property and personal property encumbered by the deed of trust will be sold at the sale in
accordance with the provisions of the deed of trust and as permitted by section 9.604(a) of the Texas Business and
Commerce Code.
Obligations Secured -The deed of trust pn;)Vides that it secures the payment of the indebtedness and obligations
therein described (collectively the "Obligations") including by not limited to (l) the promissory note in the original
principal amount of $27,100.00, executed by YANIRA E. LOPEZ, A SINGLE PERSON, and payable to the order
of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS"), AS BENEFICIARY, AS
NOMINEE FOR ACCREDITED HOME LENDERS, INC. ITS SUCCESSORS AND ASSIGNS; (2) all renewals
and extensions of the note; and (3) any and all present and future indebtedness of YANIRA E. LOPEZ, A SINGLE
PERSON to YANIRA E. LOPEZ. U.S. Bank National Association, as Trustee for Terwin Mortgage Trust 2005- ISL, Asset-Backed Certificates, Series 2005-lSL is the current owner and holder of the Obligations and is the
beneficiary under the Deed of Trust.
The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or
encumbrances, to pay the remaining principal sum of the Note and all other amounts lawfully owing under the Note,
the Deed of Trust, and all of the other associated loan documents, including, without limitation, all interest, default
interest, late charges, advances, attorneys' fees and other costs and expenses. All checks must be made payable to
Prestige Default Services, LLC
Questions concerning the sale may be directed to the undersigned or to the beneficiary:
U.S. Bank National Association, as.Trustee for Terwin Mortgage Trust 2005-ISL, Asset-Backed Certificates,
Series 2005-JSL c/o NewRez LLC, FIK/A New Penn Financial, LLC,U/B/A Sbellpoint Mortgage Servicing
75 Beattie Place, Suite 300
Greenville, South Carolina 29601-2743
800-365- 7107 T.S. #: 25-15651
Dated: 8/21 /25 Auction.com, Donna Stockman, Brenda Wiggs, David Stockman, Michelle
Schwartz, Guy Wiggs, Carol Dunmon, Payton Hreha, Janet Pinder, Shelley
Ortolani, Mary Mancuso, Michele Hreha, Francesca Ortolani, Brandy Bacon,
Jamie Dworsky, Angela Cooper, Jeff Benton, Rick Snoke, Prestige Default
Servi~es, LLC •·
.I":'.;. • AL A.. . ·-·. . . . ,(.~· ,
Prestige Default Services, LLC
16801 Addison Road, Suite 350
Addison, Texas 75001
Phone: (972) 893-3096 ext. 1035
Fax: (949) 427-2732
AFTER RECORDING, PLEASE RETURN TO:
Prestige Default Services, LLC
16801 Addison Road, Suite 350
Addison, Texas 75001
Attn: Trustee Department