0 RIVER BIRCH LN

LT 12 BLK 7 OAKWOOD ESTATES SEC 1

FRCL-2025-6206 FILED 8/19/2025 9:08:17 AM TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS
NOTICE OF SUBSTITUTE TRUSTEE’S SALE TS. #: 2025-16794-TX Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active mititary duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active-duty military service to the sender of this notice immediately.



Date, Time, and Place of Sale - The sale is scheduled to be held at the following date, time and place: Date: 10/7/2025 Time: The earliest time the sale will begin is 10:00 AM, or within three (3) hours after that time. : Harris County Courthouse, Texas, at the following location: 9401 Knight Rd, Houston, TX 77045, THE BAYOU CITY EVENT CENTER, MAGNOLIA

Property To Be Sold - The property to be sold is described 2 a Lot TWELVE (12), in Block SEVEN (7), of the FINAL PLAT OF OAKWOOD S, 4 si i Harris County, Texas, according to the map of plat thereof, recorded in Film Code No. 6996' ie Map R Harris County, Texas.
Commonly known as: 32218 RIVER BIRCH LN WALLER, TX 77484 Instrument to be Foreclosed — The instrument to be foreclosed is the Deed of Trust dated 12/6/2024 and recorded in the office of the County Clerk of Harris County, Texas, recorded on 12/16/2024 under County Clerk’s File No RP- 2024-465330, in Book -- and Page -- of the Real Property Records of Harris County, Texas. Grantor(s): JALEEL G MERCER, A SINGLE PERSON Original Trustee: ALLAN B POLUNSKY Substitute Trustee: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, Anna Sewart, David Barry, Byron Sewart, Austin DuBois, John Burger, Martin Beltran, Patricia Poston, Amar Sood, David Poston, Nick Poston, Chris Poston, Roy Crush, Jeff Leva, Steve Leva, Sandy Dasigenis, Sabrina Palmer, Abstracts/Trustees of Texas, LLC, Jim Mills, Susan Mills, Andrew Mills-Middlebrook, George Hawthorne, Ed Henderson, Rex Kesler, Doug Malloy, Alexandra Holub, Marlene Zografos, Jeff Benton, Megan L. Randle, Ebbie Murphy, Wayne Daughtrey, Nicole Durrett, Brian Hooper, Mike Jansta, Mike Hayward, Jay Jacobs, Andrew Garza, Corey Johns, Jacquiline Williams, Resolve Trustee Services, LLC Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for GUARANTEED RATE AFFINITY, LLC, its successors and assigns
 TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-6206 FILED 8/19/2025 9:08:17 AM
T.S. #: 2025-16794-TX Current Mortgagee: Freedom Mortgage Mortgage Servicer: Freedom Mortgag The Mortgage Servicer is authorized to represent ee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement ani ‘operty Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any ting foreglosure of the referenced property securing the above referenced loan. Terms of Sale - The sale will be conducted as a pub! the highest bidder for cash, subject to the provisions of the deed of trust permitting the mortgagee thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the deed of trust at the time of sale. Those desiring to purchase the property will need to demonstrate their ability to pay cash on the day the property is sold. The sale will'be made expressly subject to any title matters s@t forth in the deed of trust, but prospective bidders are reminded that by law the sale will necessarily be i all prior matters of record affecting the property, if any, to the extent that they remain in force and e: iot been subordinated to the deed of trust. Prospective bidders are strongly urged to examine the applicable pri records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the mortgagee hi o direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. it to section 51,009 of the Texas Property Code, the property will be sold in “as is, where is” condition, withoyt any express or implied warranties, except as to the warranties of title (if any) provided for und trust. Prospective bidders are advised to conduct an independent investigation of the nature and pl n of the property. Pursuant to section 51,0075 of the Texas Property Code, the trustee reserves the er reasonable conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by the trustee or any substitute trustee.




Qbligations Secured - The deed of trust pro cures the payment of the indebtedness and obligations therein described (collectively the “Obligations”) 1g, by not limited to (1) the promissory note in the original principal amount of $407,478.00, executed b: EEL G,MERCER, A SINGLE PERSON, and payable to the order of Mortgage Electronic Registration Sys! eneficiary, as nominee for GUARANTEED RATE AFFINITY, LLC, its successors and assigns; and extensions of the note; and (3) any and all present and future indebtedness of Trustor(s) to the c the Obligations to the mortgagee under the deed of trust. ) arranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum 6f the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), ler the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.









The sale will be made, but without coven Questions concerning the sale may be di: lersigned or to the Mortgagee: Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 Default and Request to Act - Default h; the deed of trust, and the mortgagee has requested me, as Trustee, to conduct this sale. Notice is given that e sale the mortgagee may appoint another person substitute trustee to conduct the sale.
 TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2025-6206 FILED 8/19/2025 9:08:17 AM
TS, #: 2025-16794-TX Dated:__ 08/19/2025 Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate










Nick Poston, Chris Poston, Roy Crush, Jeff Leva, Steve Leva Dasigenis, Sabrina Palmer, Abstracts/Trustees of Texas Susan Mills, Andrew Mills-Middlebrook, George Ha Henderson, Rex Kesler, Doug Malloy, Alexandra Hi Jeff Benton, Megan L. Randle, Ebbie Murphy, i Durrett, Brian Hooper, Mike Jansta, Mike Garza, Corey Johns, Jacquiline Williams, Ri


c/o Nestor Sdlutions, LLC 214 Sth Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 For sale information visit: https://wwrw.xome.com or Contact (8 -805: SENDER OF THIS NOTICE: AFTER FILING, PLEASE RETURN TO: Nestor Solutions, LLC 214 Sth Street, Suite 205 Huntington Beach, California 92648 OS & rs 7