619 MOUNTAIN SIDE DR

COTTONWOOD BEND NO 3 CAL, BLK 3, LOT 12

NOTICE OFFORECLOSURE SALE DeedofTrust: Dated:

February 21, 2025 Grantor:
SPARKCAPITAL LLC, ANARIZONA LIMITED LIABILITY COMPANY Trustee:
Matthew C.Aycock Lender:

TernusLendingLLC,aDelawareLimitedLiabilityCompany LoanServicer:
FortLoanServicesLLC,aTexasLimitedLiabilityCompany Recorded in:

Instrument # 2025000021469 recordedonFebruary25, 2025, in therealpropertyrecordsofCOLLINCOUNTY, Texas Secures:
PromissoryNote
(" Note")
intheoriginalprincipalamountof 265,880.00,
executed bySPARK CAPITAL LLC,
AN ARIZONA LIMITED LIABILITY COMPANY
(" Borrower"), withamaturitydateofAugust21,2025. LegalDescription: LOT12,BLOCK3, OFREPLAT OFCOTTONWOOD BEND wNO. 3, ANADDITION TOTHECITYOFALLEN, COLLIN COUNTY, TEXAS, ACCORDING TOTHEMAPORPLAT La"


«


THEREOF RECORDED INCABINET F,
PAGE 256, OF THEMAPRECORDS OFCOLLIN COUNTY, TEXAS; and 1 morecommonly knownas619Mountain SideDr, Allen, Texas 75002. c""1U
} 3+4ORECLOSURE SALE: Date:


Tuesday, December 2, 2025 Time:


ThesaleofthePropertywillbeheldbetweenthehoursof10:00 a.m. and1:00p.m. localtime; theearliesttimeatwhichthe Foreclosure Salewillbeginis10:00a.m. andnotlaterthanthree hoursthereafter. Place:


THESOUTHWEST ENTRANCE OFTHEJACKHATCHELL COLLIN COUNTY ADMINISTRATION BUILDING LOCATED AT2300BLOOMDALE ROAD, MCKINNEY, TEXAS75071, ORIFTHEPRECEDING AREAISNOLONGER THE DESIGNATED AREA,
ATTHEAREAMOSTRECENTLY DESIGNATED BYTHECOUNTY COMMISSIONERS COURT Terms ofSale:
TheForeclosure Salewillbeconducted asapublicauctionandthe Propertywillbesoldtothehighestbidderforcash, exceptthat Lender'sorLoanServicer'sbidmaybebycreditagainstthe indebtedness securedbythelienoftheDeedofTrust. NOTICE OFFORECLOSURE SALE111111111111111liii111111111PAGE1OF3 4858092Substitute Trustee:


Bennett M.
Wyse,
TedGambordella,
Carol Dunmon,
Mary Mancuso, MicheleHreha, ShelleyOrtolani, Francesca Ortolani, GuyWiggs, DavidStockman, BrendaWiggs, DonnaStockman, JanetPinder, BrandyBacon, MichelleSchwartz, JamieDworsky, AngelaBrown, PaytonHreha, and/orJeffBenton DefaulthasoccurredinthepaymentoftheNoteandintheperformance ofthe obligations oftheDeedofTrust.
Becauseofthatdefault, Lender, theownerandholderofthe Note,oritsLoanServicer,hasrequested Substitute TrusteetoselltheProperty. TheDeedofTrustmayencumberbothrealandpersonalproperty. Formalnoticeis herebygivenofLender's, orLoanServicer'selectiontoproceedagainstandsellboththereal propertyandanypersonalpropertydescribedintheDeedofTrustinaccordancewithLender's rightsandremediesundertheDeedofTrustandsection9.604(a) oftheTexasBusinessand Commerce Code. Therefore, noticeisgiventhatonandattheDate, Time, andPlacefortheForeclosure Saledescribedabove, SubstituteTrusteewillsellthePropertyinaccordance withtheTermsof Saledescribed above,theDeedofTrust, andapplicable Texaslaw. IfLenderorLoanServicerpassestheForeclosure Sale, thennoticeofthedateofany rescheduled foreclosure salewillberepostedandrefiledinaccordance withthepostingand filingrequirements oftheDeedofTrustandtheTexasPropertyCode. TheForeclosure Salewillbemadeexpresslysubjecttoanytitlematterssetforthinthe DeedofTrust, butprospective biddersareremindedthatbylawtheForeclosure Salewill necessarilybemadesubjecttoallpriormattersofrecordaffectingtheProperty, ifany, tothe extentthattheyremaininforceandeffectandhavenotbeensubordinated totheDeedofTrust. Fortheavoidance ofdoubt, theForeclosure SalewillnotcoveranypartofthePropertythathas beenreleasedofpublicrecordfromthelienand/orsecurityinterestoftheDeedofTrustby Lender, orLoanServicer.
Prospective biddersarestronglyurgedtoexaminetheapplicable propertyrecordstodeterminethenatureandextentofsuchmatters, ifany. Pursuanttosection51.009oftheTexasPropertyCode,thePropertywillbesold"ASIS," withoutanyexpressedorimpliedwarranties, exceptastothewarranties ( ifany) providedfor under theDeedofTrust.

Prospective biddersareadvisedtoconduct anindependent investigation ofthenatureandphysicalconditionoftheProperty. Pursuanttosection51.0075(a) oftheTexasPropertyCode, Substitute Trusteereserves therighttosetfurther reasonable conditions forconductingtheForeclosure Sale.
Anysuch furtherconditions shallbeannounced beforebiddingisopenedforthefirstsaleofthedayheld bySubstitute Trustee. THISINSTRUMENT APPOINTS THESUBSTITUTE TRUSTEE( S)IDENTIFIED HEREIN TOSELLTHEPROPERTY DESCRIBED INTHESECURITY INSTRUMENT IDENTIFIED INTHISNOTICE OFSALE.
THEPERSON SIGNING THISNOTICE IS NOTICE OFFORECLOSURE SALEPAGE2OF3THEATTORNEY, SUBSTITUTE TRUSTEE, OROTHERAUTHORIZED AGENTOF THEMORTGAGEE ORLOAN SERVICER. SUBSTITUTE TRUSTEE: By: TedGambordella, Substitute Trustee 5910NCentralExpy, Suite920 Dallas, Texas75206 Tel. (214)473-5551 Fax. (214) 540-9333 Tgambordella@prattaycock. com NOTICE OFFORECLOSURE SALEPAGE3OF3