1713 JAPONICA LN

PLANO PARK ADDITION SIXTH SECTION CPL, BLK 18, LOT 4

C&MNo. 44-25-04072/ FILENOS NOTICE OFTRUSTEE' SSALE ANDAPPOINTMENT OFSUBSTITUTE TRUSTEE Assertandprotect yourrightsasamember ofthearmedforcesoftheUnited States. Ifyou areoryourspouse isserving onactivemilitary duty, including activemilitary dutyasa member oftheTexasNational Guard ortheNational Guard ofanother stateorasamember ofareserve component ofthearmedforcesoftheUnitedStates, pleasesendwritten noticeof theactiveduty military service tothesender ofthis noticeimmediately. Sender is:
Codilis & Moody, P.C., 20405StateHighway 249, Suite170, Houston, TX77070 INSTRUMENT BEING FORECLOSED ANDMORTGAGE SERVICER INFORMATION DeedofTrustdatedFebruary 11, 2025andrecorded underClerk'sFileNo. 2025000016220, intherealproperty recordsofCollinCountyTexas, withDeborah Lavitt, asinglewoman asGrantor( s) andMortgage Electronic Registration Systems, Inc., asbeneficiary, asnominee forUnitedWholesale Mortgage, LLC, itssuccessors and assigns asOriginal Mortgagee. DeedofTrustexecuted byDeborahLavitt, asinglewomansecuringpaymentoftheindebtedness intheoriginal principal amountof$346,750.00andobligation thereindescribed including butnotlimitedtothepromissory note andallmodifications, renewal andextensions ofthepromissorynote (the "Note") executed byDeborahLavitt. United Wholesale Mortgage, LLCisthecurrent mortgagee ( the "Mortgagee") oftheNoteandDeedofTrustor Contract Lien. TheMortgage Servicer isauthorized torepresent theMortgagee byvirtueofaservicing agreement withthe Mortgagee.
Pursuant totheServicing Agreement andTexasProperty Code51.0025, theMortgage Servicer is authorized tocollectthedebtandtoadminister anyresulting foreclosure oftheproperty securing theabove referenced loan. CenlarFSBisactingastheMortgage ServicerfortheMortgagee. CenlarFSB, isrepresenting the Mortgagee, whoseaddressis: 1000Technology Drive,O'Fallon,MO63368. Legal Description: LOT4, BLOCK 18, PLANO PARK, SIXTH SECTION, ANADDITION TOTHECITY OFPLANO, COLLIN COUNTY, TEXAS, ACCORDING TOTHE MAP THEREOF RECORDED INVOLUME 6, PAGE 16,OFTHE, MAPRECORDS OFCOLLIN COUNTY, TEXAS. SALE INFORMATION DateofSale:01/06/2026 Earliest TimeSaleWillBegin: 10:00AM Location ofSale:
Theplaceofthesaleshallbe: CollinCountyCourthouse, Texasatthefollowing location: 2100Bloomdale Road,McKinney, Texas75071,orifthepreceding areaisnolongerthedesignated area, attheareamostrecentlydesignated bytheCountyCommissioner' sCourt TERMS OFSALE Adefaulthasoccurred inthepayment ofsaidhereinreferenced indebtedness, andthesameisnowwhollydue,and theMortgagee and/orMortgage Servicer hasrequested thehereinafter appointed Substitute Trustee tosellsaid propertytothehighestbidderforcashandtodistribute orapplytheproceeds ofsaidsaleinaccordance withthe termsofsaidDeedofTrust. TheSalewillbeconducted asapublicauctiontothehighestbidderforcash,exceptthatMortgagee' sbidmaybeby credit against theindebtedness securedbythelienoftheDeedofTrust.
Pursuant totheDeedofTrust, the mortgagee hastherighttodirecttheTrusteetosellthepropertyinoneormoreparcelsand/ortosellalloronlypart oftheproperty. Pursuant toSection51.009oftheTexasProperty Code,theProperty willbesoldin"ASIS," WHERE IS" condition, withoutanyexpressorimpliedwarranties, exceptastothewarranties oftitle, if any,provided forundertheDeedofTrust. 44-25-04072 1111111liiiII1IIlUhI111111 Collin4860410Thesalewillbeginattheearliest timestated above, orwithin three( 3)hoursafterthattime. Ifthesaleissetaside foranyreason,thePurchaser atthesaleshallbeentitledonlytoareturnofthefundspaid.ThePurchaser shallhave nofurtherrecourseagainsttheMortgagor, theMortgagee ortheMortgagee' sattorney. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S)
IDENTIFIED TOSELL THE PROPERTY DESCRIBED INTHESECURITY INSTRUMENT IDENTIFIED INTHISNOTICE OF SALE. THEPERSON SIGNING THISNOTICE ISTHEATTORNEY ORAUTHORIZED AGENT OF THEMORTGAGEE ORMORTGAGE SERVICER. WHEREAS, inmycapacityasattorneyfortheMortgagee and/orItsMortgage Servicer, andpursuanttoSection 51.0076oftheTexasProperty Code, IHEREBY APPOINT ANDDESIGNATE CarolDunmon, Mary Mancuso, MicheleHreha,ShelleyOrtolani, Francesca Ortolani, GuyWiggs,DavidStockman, BrendaWiggs, DonnaStockman, JanetPinder, BrandyBacon, Michelle Schwartz, JamieDworsky, AngelaBrown, Payton Hreha, JeffBenton, Auction. com,LLC, orCodilis& Moody, P.C.,asSubstitute Trustee. TheaddressfortheSubstitute Trusteeforpurposes ofSection51.0075(e)oftheTexasPropertyCodeis: Codilis& Moody,P.C. 20405StateHighway 249,Suite170 Houston, TX77070 281)925-5200 Executed on12/09/2025. s/NicoleM.BarteeSHOTNo.24001674, AttorneyatLaw Codilis& Moody,P.C. 20405StateHighway 249,Suite170 Houston, TX77070 281)925-5200 Postedandfiledby: Printed Name: C&MNo. 44-25-04072 toc=3 rycr+ c— 1° W

Bed, 1.5 Bath, Estimated value: $303,921 Avg ($/sqft: 217, 4 Bed , 2 Bath) # listed: 16