ROCK CREEK BLK 5 LT 12
Bedrooms
Bathrooms
Sq Ft
Year Built
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25-289037
Notice of Substitute Trustee's Sale
Notice Concerning Military Duty: Assert and protect your rights as a member of the armed forces of the United
States. Hyou are or your spouse is serving on active military duty, including active military duty as a member
of the Texas National Guard or the National Guard of another state or as a member of a reserve component
of the armed forces of the United States, please send written notice of the active duty military service to the
sender of this notice immediately. TeL Prop. Code § 51.002(i)
Deed of Trust Date: June 15, 2000 Original Mortgagor/Grantor: DEBORAH
SMALLWOOD AND LEONARD SMALLWOOD
Original Beneficiary/ Mortgagee: ASSOCIATES Current Beneficiary/ Mortgagee: U.S. BANK
HOME EQIDTY SERVICES, INC .. , ITS TRUST NATIONAL ASSOCIATION NOT IN ITS
SUCCESSORS AND ASSIGNS INDIVIDUAL CAPACITY BUT SOLELY AS
OWNER TRUSTEE FORRCF 2 ACQIDSITION
·TRUST
Recorded in: Property County: DALLAS
Volume: 120
Page:07094
Instrument No: 1034693
Mortgage Servicer: SELENE FINANCE LP Mortgage Servicer's Address: 3501 OLYMPUS
BLVD. SIDTE 500 DALLAS. TEXAS 75019
* The mortgage servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the
Servicing Agreement and Texas Property Code § 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting
foreclosure of the property securing fue above referenced loan.
Secures:Note in the original principal amount of$94,940.00, executed by DEBRA SMALL WOOD AND
LEONARD SMALL WOOD and payable to the order of Lender.
Property Address/Mailing Address: 1012 OPAL DR, DESOTO, TX 75115
Legal Description of Property to be Sold: LOT 12, BLOCK 5, OF ROCK CREEKADDITION,.,AN ADDITION
TO THE CITY OF DESOTO, DALLAS COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THE~F
RECORDED IN VOLUME 79232, PAGE 808, OF THE MAP RECORDS OF DALLAS COUNtv;~~s. 2::
I ; .,. ;~cc.::::: <:t;:i I Date of Sale: October 7, 2025 j Earliest time Sale will begin: 10:00 J\.1\1-,· :S :':::;
I .....,-- ~ -.;;-,.
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Place of sale of Property: NORTH SIDE OF THE GEORGE ALLEN COURTS BUILDING F A,6~S5 :::1,-:
COMMERCE STREET ORAS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFIQJE ~ ::i~
ORAS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE OR IN THE AREA DESIGNATE913Y
THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE
The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date
specified. The sale will begin at the earliest time stated above or within three (3) hours after that time.
Appointment of Substitute Trustee: Default has occurred in the payment of the Note and in the performance of the
obligations of the Deed of Trust, the same is now wholly due. Because of that default, U.S. BANK TRUST
NATIONAL ASSOCIATION NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCF
2 ACQUISITION TRUST, the owner and holder of the Note, has requested Shelley Ortolani, Michele Hreha, Mary
Mancuso, Francesca Ortolani, Carol Dunmon, Jane Kline, Payton Hreha or Chasity Lewallen whose address is
14800 LANDMARK BLVD., SIDTE 850, DALLAS, TX 75254, to sell the property. The Trustee(s) has/have been
appointed Substitute Trustee in the place of the original trustee, in the manner authorized by the deed of trust.
Terms of Sale: The Foreclosure Sale will be conducted as a public auction and the Property will be sold to the
highc5t bidder for cash, except trutt U.S. IJANK TKU:ST NATIONAL ASSOCIATION NOT IN ITS INDIVIDUAL
Ill I I Ill II I IIII IIIIIIIIIIIIIIIIIIIIIHII II Ill II I I I Ill II I II II IIIIIIIIIIIIIIIIIHIIIIIIIIIII I I Ill Ill I I Ill llllll llllllllllllUU ID Ill CAP A CITY BUT SOLELY AS OWNER TRUSTEE FOR RCF 2 ACQUISITION TRUST bid may be by credit against
the indebtedness secured by the lien of the Deed of Trust.
Pursuant to section 51.009 of the Texas Property Code, the Property will be sold "AS IS," without any expressed or
implied warranties, except as to the warranties (if any) provided for under the Deed of Trust. Prospective bidders are
advised to conduct an independent investigation of the nature and physical condition of the Property.
Pursuant to section 51.0075(a) of the Texas Property Code, Shelley Ortolani, Michele Hreha, Mary Mancuso,
Francesca Ortolani, Carol Dunmon, Jane Kline, Payton Hreha or Chasity Lewallen whose address is 14800
LANDMARK BL VD., SUITE 850, DALLAS, TX 75254, Trustee reserves the right to set further reasonable
conditions for conducting the Foreclosure Sale. Any such :further conditions shall be announced before bidding is
opened for the first sale of the day held by Shelley Ortolani, Michele Hreha, Mary Mancuso, Francesca Ortolani,
CarolDunmon, Jane Kline, Payton Hreha or Chasity Lewallen whose address is 14800 LANDMARK BLVD.,
SUITE 850, DALLAS, TX 75254, Trustee.
Limitation of Damages: If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a
return of the funds paid. The purchaser shall have no :further recourse against Mortgagor, the Mortgagee, or the
Mortgagee's attorney.
~lP~ SUBSTITUTE~
Shelley Ortolani, Michele Hreha, Mary Mancuso, Francesca
Ortolani, Carol Dunmon, Jane Kline, Payton Hreha or Chasity
Lewallen, Trustee
c/o Robertson, Anschutz, Schneid, Crane & Partners, PLLC,
13010 Morris Rd, Suite 450, Alpharetta, Georgia 30004
PH: (470)321-7112
Appraised Value
$257,240
Default Amount
$94,940
Potential Savings: $162,300
Auction Date
October 7, 2025
Foreclosure Type
mortgage
Current Owner
SMALLWOOD DEBORAH
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