
DEERFIELD WEST ADDITION PHASE TWO CPL, BLK A, LOT 20
Bedrooms
Bathrooms
Sq Ft
Year Built
C&MNo. 44-25-04103/FILENOS
NOTICEOFTRUSTEE' SSALEANDAPPOINTMENT OFSUBSTITUTE
TRUSTEE
AssertandprotectyourrightsasamemberofthearmedforcesoftheUnitedStates. Ifyou
areoryourspouseisservingonactivemilitaryduty, includingactivemilitarydutyasa
memberoftheTexasNationalGuardortheNationalGuardofanotherstateorasamember
ofareservecomponent ofthearmedforcesoftheUnitedStates, pleasesendwrittennoticeof
theactiveduty military service tothesender ofthis notice immediately. Sender is:
Codilis &
Moody,P.C.,20405StateHighway249, Suite170, Houston,TX77070
INSTRUMENT BEINGFORECLOSED ANDMORTGAGE SERVICER INFORMATION
DeedofTrustdatedMay18, 2021andrecordedunderClerk'sFileNo. 20210601001104130, intherealproperty
recordsofCollinCountyTexas, withPrabhatNagarajandChaitraPrabhat, husbandandwifeasGrantor(s) and
MortgageElectronicRegistration Systems, Inc., asbeneficiary, asnomineeforProvidentFunding, ADivisionof
ColoradoFederalSavingsBank,itssuccessors andassignsasOriginalMortgagee.
DeedofTrustexecutedbyPrabhatNagarajandChaitraPrabhat, husbandandwifesecuringpaymentofthe
indebtedness intheoriginalprincipalamountof$245,000.00andobligationthereindescribedincludingbutnot
limitedtothepromissorynoteandallmodifications, renewalandextensionsofthepromissorynote (the "Note")
executedbyPrabhatNagarajandChaitraPrabhat. ProvidentFundingAssociates,L.P. isthecurrentmortgagee(the
Mortgagee") oftheNoteandDeedofTrustorContract Lien.
TheMortgageServicerisauthorizedtorepresenttheMortgageebyvirtueofaservicingagreementwiththe
Mortgagee.
PursuanttotheServicingAgreementandTexasPropertyCode51.0025, theMortgageServiceris
authorizedtocollectthedebtandtoadministeranyresultingforeclosure ofthepropertysecuringtheabove
referencedloan. ProvidentFundingAssociates, L.P. isactingastheMortgageServicerfortheMortgagee.
ProvidentFundingAssociates, L.P., isrepresentingtheMortgagee, whoseaddressis: P.O. Box5914, SantaRosa,
CA95402-5914.
Legal Description:
LOT20, INBLOCKA, OFDEERFIELD WESTADDITION, PHASETWO, ANADDITION TOTHE
CITYOFPLANO, COLLINCOUNTY, TEXAS, ACCORDING TOTHEREVISEDMAPTHEREOF
RECORDED INVOLUMEI,PAGE155,OFTHEMAPRECORDSOFCOLLINCOUNTY,TEXAS.
SALEINFORMATIONN
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DateofSale:01/06/2026 Earliest TimeSaleWillBegin: 10:00AMrrft
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Location ofSale:
Theplaceofthesaleshallbe: CollinCountyCourthouse, Texasattheollg
.
location: 2100BloomdaleRoad,McKinney, Texas75071,oriftheprecedingareaisnolongerthedesignted
,
attheareamostrecentlydesignated bytheCountyCommissioner' sCourtII
TERMS OFSALEx W
ry
Adefault hasoccurred inthepaymentofsaidhereinreferenced indebtedness, andthesameisnowwhollydue,andCrJ
theMortgageeand/orMortgageServicerhasrequestedthehereinafterappointedSubstituteTrusteetosellsaid
propertytothehighestbidderforcashandtodistributeorapplytheproceedsofsaidsaleinaccordancewiththe
termsofsaidDeedofTrust.
TheSalewillbeconductedasapublicauctiontothehighestbidderforcash,exceptthatMortgagee'sbidmaybeby
credit against theindebtedness secured bythelienoftheDeed ofTrust.
Pursuant totheDeedofTrust, the
mortgagee hastherighttodirecttheTrusteetosellthepropertyinoneormoreparcelsand/ortosellalloronlypart
oftheproperty. PursuanttoSection51.009oftheTexasPropertyCode,thePropertywillbesoldin"ASla,-
WHEREIS" condition, withoutanyexpressorimpliedwarranties, exceptastothewarranties oftitle, if
any,providedforunder theDeedofTrust.
11IIIIIIII11111111 44-25-04103
Collin4859988Thesalewillbeginattheearliesttimestatedabove,orwithinthree(3)hoursafterthattime. Ifthesaleissetaside
foranyreason,thePurchaseratthesaleshallbeentitledonlytoareturnofthefundspaid.ThePurchasershallhave
nofurtherrecourse againsttheMortgagor, theMortgagee ortheMortgagee' sattorney.
THISINSTRUMENT APPOINTS THESUBSTITUTE TRUSTEE( S)
IDENTIFIED TOSELL THE
PROPERTY DESCRIBED INTHESECURITY INSTRUMENT IDENTIFIED INTHISNOTICE OF
SALE. THEPERSON SIGNING THISNOTICE ISTHEATTORNEY ORAUTHORIZED AGENT OF
THEMORTGAGEE ORMORTGAGE SERVICER.
WHEREAS, inmycapacityasattorneyfortheMortgagee and/orItsMortgageServicer, andpursuanttoSection
51.0076oftheTexasPropertyCode, IHEREBY APPOINT ANDDESIGNATE CarolDunmon, Mary
Mancuso,MicheleHreha,ShelleyOrtolani,FrancescaOrtolani,GuyWiggs,DavidStockman, BrendaWiggs,
DonnaStockman, JanetPinder,BrandyBacon,MichelleSchwartz,JamieDworsky, AngelaBrown,Payton
Hreha, JeffBenton, AgencySalesandPosting,LLC, orCodilis& Moody,P.C.,asSubstitute Trustee.
TheaddressfortheSubstituteTrusteeforpurposesofSection51.0075(e)oftheTexasPropertyCodeis:
Codilis& Moody,P.C.
20405StateHighway 249,Suite170
Houston, TX77070
281)925-5200
Executed on12/03/2025.
s/WillMorphis SBOTNo.24131905, Attorney atLaw
Codilis& Moody,P.C.
20405StateHighway 249,Suite170
Houston, TX77070
281)925-5200
Postedandfiledby:
Printed Name:
C&MNo. 44-25-04103
4 Bed, 3.5 Bath, Estimated value: $757,975 Avg ($/sqft: 220, 4 Bed , 2 Bath) # listed: 6
Appraised Value
$760,769
Default Amount
$245,000
Potential Savings: $515,769
Auction Date
January 6, 2026
Foreclosure Type
mortgage
Current Owner
NAGARAJ PRABHAT & CHAITRA PRABHAT
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