WESTOVER ESTATES PHASE ONE CPL, BLK A, LOT 5

NOTICE OFSUBSTITUTE TRUSTEE SALE DeedofTrustDate:

Grantor( s)/Mortgagor( s): 12/31/2007JOHNA.DUBASANDMARYKATHLEEN S.DUBAS, HUSBAND ANDWIFE OriginalBeneficiary/Mortgagee:


CurrentBeneficiary/ Mortgagee: BANK OFAMERICA, N.A.

BANKOFAMERICA, N.A. Recorded in:

Property County: Volume: N/ACOLLIN Page: N/A Instrument No:20080122000078840 Mortgage Servicer:

Mortgage Servicer' sAddress: BankofAmerica, N.A.isrepresentingtheCurrentBeneficiary/Mortgagee 7105Corporate Drive, under aservicing agreement withtheCurrentBeneficiary/ Mortgagee.
Plano, TX75024 DateofSale: 2/3/2026 Earliest TimeSaleWillBegin: loam PlaceofSaleofProperty:CollinCountyCourthouse, 2100BloomdaleRoad,McKinney, TX75071ORINTHEAREADESIGNATED BY THECOMMISSIONER' SCOURT, PURSUANT TOSECTION 51.002OFTHETEXASPROPERTY CODE. LegalDescription: LEGALDESCRIPTION ATTACHED ASEXHIBIT A InaccordancewithTEX.PROP.CODE§51.0076andtheDeedofTrustreferencedabove,theundersigned asattorneyforMortgageeorMortgageServicerdoeshereby removetheoriginalTrusteeandallsuccessorsubstitutetrusteesandappointsintheirstead,PhillipPierceall,DouglasRodgers,TerryWaters,BruceMiller,Ashlee Luna,JoshuaSanders,RamiroCuevas, ShawnSchiller, LaurenGuy, ConradWallace, PatrickZwiers, AngieUselton, LisaBruno,MistyMcMillan, DanielHart, Auction.comLLC,PaytonHreha,FrancescaOrtolani,ShelleyOrtolani,MaryMancuso,LizHach,MicheleHrehaorCarolDunmon,ColePatton,MyraHomayoun, ThuyFrazier,McCarthy& Holthus,LLP,asSubstituteTrustee,whoshallhereafterexerciseallpowersanddutiessetasidetothesaidoriginalTrusteeundertheresaid DeedofTrust; and, further, doesherebyrequest, authorize, andinstructsaidSubstituteTrusteetoconductanddirecttheexecutionofremediessetasidetothe beneficiary therein TheSubstituteTrusteewillsellthepropertybypublicauctiontothehighestbidderforcashattheplaceanddatespecified.
Thesalewillbeginattheearliesttime statedaboveorwithinthree(3)hoursafterthattime.


ThePropertywillbesold"ASIS,"withoutanyexpressorimpliedwarranties, exceptastowarrantiesoftitle,andatthepurchaser'sownrisk,pursuanttothetermsof TEXPROP.CODE§51.002and§51.009.Prospectivebiddersareadvisedtoconductanindependentinvestigation ofthenatureandphysicalconditionoftheProperty. SubstituteTrusteereservestherighttosetfurtherreasonableconditionsforconducting thepublicauction. Anysuchfurtherconditionsshallbeannounced before biddingisopenedforthefirstsaleofthedayheldbySubstitute Trustee. THISINSTRUMENT APPOINTS THESUBSTITUTE TRUSTEE( S) IDENTIFIED TOSELLTHEPROPERTY DESCRIBED INTHESECURITY INSTRUMENT IDENTIFIED INTHISNOTICEOFSALE.THEPERSONSIGNINGTHISNOTICEISTHEATTORNEY ORAUTHORIZED AGENT OFTHEMORTGAGEE ORMORTGAGE SERVICER. NOTICEPURSUANT TOTELPROP.CODE§51.002(1): ASSERTANDPROTECT YOURRIGHTSASMEMBER OFTHEARMEDFORCESOFTHE UNITEDSTATES. IFYOUORYOURSPOUSEARESERVING ONACTIVEMILITARY DUTY, INCLUDING ACTIVEMILITARY DUTYASA MEMBER OFTHETEXASNATIONAL ORTHENATIONAL GUARDOFANOTHER STATEORASAMEMBER OFARESERVE COMPONENT OF THEARMED FORCES OFTHEUNITED STATES, PLEASE SENDWRITTEN NOTICE OFTHEACTIVE DUTYMILITARY SERVICE TOTHE SENDER OFTHISNOTICE IMMEDIATELY. Dated: 12/9/2025 Dated:

IP ) 1O\. 9E) 11UucI Name: affl ThuyFrazier,Attorney Substitute Trustee McCarthy& Holthus, LLP c%Auction. com 1255West15thStreet, Suite10601255West15thStreet,Suite1060 Plano, TX75075Plano,TX75075 Attorneys forBankofAmerica, N.A.
https://sales.mccarthvholthus. com! G=3 hJc.n rnawl C) 1 1711 rV N 1\3 MI3FileNumber:
TX-25-125022- POS LoanType:Conventional ResidentialTX-25-125022- P0S EXHIBIT " A" THEFOLLOWING DESCRIBED REALPROPERTY SITUATE INTHE COUNTY OFCOLLIN, ANDSTATE OFTEXAS, TOWIT: LOTFIVE (5),BLOCKA,OFWESTOVER ESTATES PHASEONE,AN ADDITION TOTHECITYOFPLANO, COLLIN COUNTY, TEXAS, ACCORDING TOTHEMAP'!'HEREOF RECORDED INCABINET I,SLIDE 229,OFTHEPLATRECORDS OFCOLLIN COUNTY, TEXAS. RESERVATIONS FROMANDEXCEPTIONS TOCONVEYANCE AND WARRANTY: THISCONVEYANCE ISMADESUBJECT TOANYANDALLEASEMENTS, RIGHTS- OF-WAY,ANDPRESCRIPTIVE RIGHTS, WHETHER OFRECORD ORNOT;ALLPRESENTLY RECORDED RESTRICTIONS, RESERVATIONS, COVENANTS, CONDITIONS, OILANDGASLEASESANDCONVEYANCES, THATAFFECT THEPROPERTY; RIGHTS OFADJOINING OWNERS INANY WALLS ANDFENCES SITUATED ONACOMMON BOUNDARY; ANY DISCREPANCIES, CONFLICTS, ORSHORTAGES INAREAORBOUNDARY LINES; ANYENCROACHMENTS OROVERLAPPING OFIMPROVEMENTS; ALLRIGHTS, OBLIGATIONS, ANDTAXES FORTHEYEAR1999,AND SUBSEQUENT YEARS,THEPAYMENT OFWHICH GRANTEE ASSUMES. TAXID#: R-3003-OOA-0050-1 BYFEESIMPLE DEEDFROMHSMORTGAGE ACCEPTANCE CORPORATION TOJOHNA. DUBAS ANDMARYKATHLEEN S.DUBAS AS SETFORTHINDEEDBOOK04566,PAGE01006,DATED11/22/1999AND RECORDED ON12/20/1999,COLLIN COUNTY RECORDS. THESOURCE DEEDASSTATED ABOVEISTHELASTRECORD OF VESTING FILEDFORTHISPROPERTY. THEREHAVEBEENNOVESTING CHANGES SINCE THEDATEOFTHEABOVE REFERENCED SOURCE.