407 CLOVER LEAF LN

AUTUMN RIDGE II CMC, BLK B, LOT 37

Pitpn NOTICE OFFORECLOSURE SALEDECSi9:
4 StateofTexas U171ctL1ii[ County ofCollin COLLIN CC!';iT; TEXASC 13Y_


DEP()TYNoticeisherebygivenofapublicnon-judicialforeclosure sale.
PropertyToBeSold. Thepropertytobesoldisdescribed asfollows: LOT37,INBLOCK B,OFAUTUMN RIDGEII,ANADDITION INCOLLIN COUNTY, TEXAS, ACCORDING TOTHEMAPORPLATTHEREOF RECORDED INVOLUME I,PAGE476,MAPRECORDS OFCOLLIN COUNTY, TEXAS. 2. Date,Time,andPlaceofSale. Thesaleisscheduled tobeheldatthefollowing date,time,andplace: Date:

January 6,2026 Time:

Thesaleshallbeginnoearlierthan10:00AMornolaterthanthreehoursthereafter. Place:
CollinCountyCourthouse inMcKinney, Texas,atthefollowinglocation: theareadesignated bythe Commissioners CourtofMcKinney, CollinCounty,Texas,pursuantto§ 51.002oftheTexasProperty Codeastheplacewhereforeclosure salesaretotakeplace(ifnosuchplaceissodesignated, thesale willtakeplaceintheareawherethisNoticeofSubstituteTrustee'sSaleisposted). ThedeedoftrustpermitstheMortgagee ofRecordtopostpone,withdraw,orreschedule thesaleforanotherday. Inthatcase,thetrusteeorsubstitute trusteeunderthedeedoftrustneednotappearatthedate,time,andplaceof ascheduledsaletoannouncethepostponement, withdrawal, orrescheduling. Noticeofthedateofany rescheduled foreclosure salewillbereposted andrefiledinaccordance withthepostingandfilingrequirements oftheTexasPropertyCode.Therepostingorrefilingmaybeafterthedateoriginallyscheduledforthissale. Pursuanttosection51.009oftheTexasPropertyCode,thepropertywillbesoldin "asis,whereis"condition, withoutanyexpressorimpliedwarranties, exceptastothewarrantiesoftitle(ifany)providedforunderthedeed oftrust. Prospective biddersareadvisedtoconductanindependent investigation ofthenatureandphysical condition oftheproperty. Pursuanttosection51.0075oftheTexasPropertyCode,thetrusteereservestherighttosetfurtherreasonable conditionsforconducting thesale.Anysuchfurtherconditionsshallbeannounced beforebiddingisopenedfor thefirstsaleofthedayheldbythetrusteeoranysubstitute trustee. 3.TermsofSale. Thesalewillbeconducted asapublicauctiontothehighestbidderforcash,subjecttothe provisionsofthedeedoftrustpermittingtheMortgagee ofRecordthereundertohavethebidcreditedtothenote uptotheamountoftheunpaiddebtsecuredbythedeedoftrustatthetimeofsale. Thosedesiringtopurchasethepropertywillneedtodemonstrate theirabilitytopaytheirbidimmediately in cashiftheirbidisaccepted. Thesalewillbemadeexpresslysubjecttoanytitlematterssetforthinthedeedoftrust,butprospective bidders areremindedthatbylawthesalewillnecessarily bemadesubjecttoallpriormattersofrecordaffectingthe property,ifany,totheextentthattheyremaininforceandeffectandhavenotbeensubordinated tothedeedof trust.Thesaleshallnotcoveranypartofthepropertythathasbeenreleasedofpublicrecordfromthelienofthe deedoftrust.Prospective biddersarestronglyurgedtoexamine theapplicable property recordstodetermine the natureandextentofsuchmatters,ifany. Ifthesaleissetasideforanyreason,thePurchaseratthesaleshallbeentitledonlytoareturnofthedeposit paid.ThePurchasershallhavenofurtherrecourseagainsttheMortgagor, theMortgagee ortheMortgagee' s 1007960- 1attorney. 4.TypeofSale. Thesaleisanonjudicialdeedoftrustlienandsecurityinterestforeclosure salebeingconducted pursuanttothepowerofsalegrantedbytheDeedofTrustexecutedbyJuaquinIglesiasandDestinyIglesias, husband andwife. 5.Obligations Secured. TheDeedofTrustisdatedMarch23,2022,andisrecordedintheofficeoftheCounty ClerkofCollinCounty,Texas,in/under20220330000511170, OfficialPublicRecordsofCoffinCounty,Texas. Thedeedoftrustprovidesthatitsecuresthepaymentoftheindebtedness andobligations thereindescribed collectively the"Obligations") includingbutnotlimitedtothepromissory noteintheoriginalprincipalamount of$25,000.00, executedbyJuaquinIglesias,andpayabletotheorderofInternational BankofCommerce. Original Mortgagee: International BankofCommerce. Current Mortgagee ofRecord: International BankofCommerce whoseaddress is8998Research Blvd.,FirstFloor,Austin, TX78758. 6.DefaultandRequestToAct. Defaulthasoccurredunderthedeedoftrust,andthebeneficiary hasrequested me, asSubstitute Trustee,toconductthispublicsale. Noticeisgiventhatbeforethesalethebeneficiary mayappoint another person substitute trustee toconduct thesale. 7. ASSERT ANDPROTECT YOUR RIGHTS ASAMEMBER OFTHEARMED FORCES OFTHE UNITED STATES. IFYOUAREORYOURSPOUSE ISSERVING ONACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTYASAMEMBER OFTHETEXAS NATIONAL GUARD OR THENATIONAL GUARD OFANOTHER STATE ORASAMEMBER OFARESERVE COMPONENT OFTHEARMED FORCES OFTHEUNITED STATES, PLEASE SENDWRITTEN NOTICE OFTHE ACTIVE DUTYMILITARY SERVICE TOTHESENDER OFTHISNOTICE IMMEDIATELY. Sentby:ClareV. Cougill Robertson Anschutz Vetters, LLC 10375Richmond Avenue, Suite200 Houston, TX77042 DATED December 15,2025, e3O.dt JeffBenton, Br.. dy :acon,Michelle Schwartz, GuyWiggs, David Stockman, Donna Stockman, JanetPinder, Jaime Dworsky, AngelaCooperBrown,DavidGarvin,LeslieShuler, Robin Shelton, Substitute Trustee c/oRobertson Anschutz Vetters, LLC 10375Richmond Avenue, Suite200 Houston, TX77042 Phone:( 713)244-1360 THISINSTRUMENT APPOINTS THESUBSTITUTE TRUSTEE( S)IDENTIFIED TOSELLTHEPROPERTY DESCRIBED INTHESECURITY INSTRUMENT INDENTIFIED INTHISNOTICE OFSALE THEPERSON SIGNING THISNOTICE ISTHEATTORNEY ORAUTHORIZED AGENT OFTHEMORTGAGEE OR MORTGAGE SERVICER. 1007960- 1