8201 WHARF ST

PRESTON LAKES ADDITION PHASE III CFR, BLK H, LOT 3

41-
n 2025SEP16AM8: 29 COLLCOUNTY UHTYTEXAS NOTICE OFSUBSTITUTE TRUSTEE' SSALE T.S.#:2025-17508- TX Assertandprotect yourrightsasamember ofthearmed forcesoftheUnited States.ifyouareoryourspouse isservingonactivemilitaryduty,including activemilitarydutyasamemberoftheTexasNationalGuardor theNational Guardofanother stateorasamember ofareservecomponent ofthearmedforcesoftheUnited States,pleasesendwrittennoticeoftheactive-dutymilitary servicetothesenderofthisnoticeimmediately. Date.Time,andPlaceofSale-Thesaleisscheduled tobeheldatthefollowing date,timeandplace: Date:
11/4/2025 Time: Theearliest timethesalewillbeginis10:00AM,orwithinthree(3)hoursafter thattime. Place: CollinCountyCourthouse, Texas,atthefollowing location:Thefrontstepsofthe CollinCountyCourthouse locatedat2100Bloomdale Road, McKinney, Texas 75071 Orifthepreceding areaisnolongerthedesignated area,attheareamostrecently designated bytheCountyCommissioners Court,pursuanttosection51.002ofthe TexasProperty Code. Property ToBeSold-Thepropertytobesoldisdescribed asfollows: Lot3,BlockH,PRESTON LAKESADDITION, PHASEIII,anAddition totheCityofFrisco,CollinCounty,Texas, accordingtotheplatthereofrecordedinCabinetI,Slide490,oftheMapRecordsofCollinCounty,Texas. Commonly knownas:8201WHARF STFRISCO, TX75035 Instrument tobeForeclosed— Theinstrument tobeforeclosed istheDeedofTrustdated7/15/2020andrecorded in theofficeoftheCountyClerkofCollinCounty, Texas, recordedon7/15/2020underCountyClerk'sFileNo 20200715001102710, inBook-- andPage—
oftheRealPropertyRecordsofCollinCounty,Texas. G.rantor( s):
JeffreyPaulGonzales, anunmarried man Original Trustee:

JeffreyE.Bode Substitute Trustee:
NestorSolutions, LLC,Auction. com,LLC,XomeInc.,TejasCorporate Services, LLC,DonnaStockman, Brenda Wiggs, DavidStockman, Michelle Schwartz, GuyWiggs,KathyArrington, JanetPinder,Brandy Bacon, Abstracts/ Trustees ofTexas,LLC,JimMills,SusanMills, Andrew Mills-Middlebrook, George Hawthorne, EdHenderson, David Collar,AshleyHammons, RussellStockman, Francesca Ortolani, ShelleyOrtolani, MaryMancuso, LizHach,MicheleHreha,Carol Dunmon, PaytonHreha,JamieDworsky, AngelaCooper, JeffBenton, BrianHooper, MikeJansta,MikeHayward, JayJacobs,Stockman Foreclosure Services inc. Original Mortgagee: Mortgage Electronic Registration Systems, Inc.,asBeneficiary, as nominee forMidAmerica Mortgage, Inc.,itssuccessors andassigns Current Mortgagee: Freedom Mortgage CorporationT.S.#: 2025-17508- TX Mortgage Servicer:
Freedom Mortgage Corporation TheMortgage Servicerisauthorized torepresent theMortgagee byvirtueofaservicing agreement withthe Mortgagee. PursuanttotheServicingAgreement andTexasPropertyCode §51.0025, theMortgageServiceris authorized tocollectthedebtandtoadminister anyresultingforeclosure ofthereferenced propertysecuringtheabove referenced loan. TermsofSale-Thesalewillbeconducted asapublicauctiontothehighestbidderforcash,subjecttotheprovisions ofthedeedoftrustpermitting themortgagee thereunder tohavethebidcreditedtothenoteuptotheamountofthe unpaiddebtsecuredbythedeedoftrustatthetimeofsale. Thosedesiringtopurchasethepropertywillneedtodemonstrate theirabilitytopaycashonthedaythepropertyis sold. Thesalewillbemadeexpresslysubjecttoanytitlematterssetforthinthedeedoftrust,butprospective biddersare remindedthatbylawthesalewillnecessarily bemadesubjecttoallpriormattersofrecordaffectingtheproperty,if any,totheextentthattheyremaininforceandeffectandhavenotbeensubordinated tothedeedoftrust. Prospective biddersarestronglyurgedtoexaminetheapplicable propertyrecordstodeterminethenatureandextentofsuch matters,ifany. Pursuant totheDeedofTrust, themortgagee hastherighttodirecttheTrusteetoselltheproperty inoneormore parcelsand/ortosellalloronlypartoftheproperty. Pursuanttosection51.009oftheTexasPropertyCode, the propertywillbesoldin "asis, whereis" condition, withoutanyexpressorimpliedwarranties, exceptastothe warranties oftitle (ifany) providedforunderthedeedoftrust. Prospective biddersareadvisedtoconductan independent investigation ofthenatureandphysicalconditionoftheproperty. Pursuanttosection51.0075ofthe TexasPropertyCode,thetrusteereservestherighttosetfurtherreasonable conditions forconducting thesale.Any suchfurtherconditions shallbeannounced beforebiddingisopenedforthefirstsaleofthedayheldbythetrusteeor anysubstitute trustee. Obligations Secured - Thedeedoftrustprovidesthatitsecuresthepaymentoftheindebtedness andobligations therein described ( collectivelythe"Obligations") including bynotlimitedto(1)thepromissory noteintheoriginal principalamountof$264,127.00,executedbyJeffreyPaulGonzales,anunmarriedman,andpayabletotheorderof Mortgage Electronic Registration Systems, Inc., asBeneficiary, asnomineeforMidAmericaMortgage, Inc., its successors andassigns;(2)allrenewalsandextensions ofthenote;and(3)anyandallpresentandfutureindebtedness ofTrustor(s)tothecurrentholderoftheObligations tothemortgagee underthedeedoftrust. Thesalewillbemade, butwithoutcovenant orwarranty, expressed orimplied, regarding title, possession, or encumbrances, topaytheremainingprincipalsumofthenote(s)securedbytheDeedofTrust,withinterestandlate chargesthereon, asprovidedinthenote(s), advances, underthetermsoftheDeedofTrust, interestthereon, fees, chargesandexpensesoftheTrusteeforthetotalamount(atthetimeoftheinitialpublication oftheNoticeofSale) reasonably estimatedtobesetforthbelow. Theamountmaybegreateronthedayofsale. Questions concerning thesalemaybedirectedtotheundersigned ortotheMortgagee: Freedom Mortgage Corporation 11988 EXIT 5PKWY BLDG 4 FISHERS IN46037- 7939 Phone:( 855)690-5900 DefaultandRequesttoAct-Defaulthasoccurredunderthedeedoftrust,andthemortgagee hasrequested me,as Trustee,toconductthissale. Noticeisgiventhatbeforethesalethemortgagee mayappointanotherpersonsubstitute trustee toconduct thesale.T.S.#: 2025-17508- TX Dated:


9/15/25 NestorSolutions, LLC,Auction. com,LLC,XomeInc.,TejasCorporate Services, LLC,DonnaStockman, Brenda Wiggs, DavidStockman, Michelle Schwartz, GuyWiggs,KathyArrington, JanetPinder, BrandyBacon, Abstracts/ Trustees ofTexas,LLC,JimMills,SusanMills,Andrew Mills- Middlebrook, GeorgeHawthorne, EdHenderson, DavidCullar, Ashley Hammons, RussellStockman, Francesca Ortolani,ShelleyOrtolani, Mary Mancuso, LizHach,Michele Hreha,CarolDunmon, PaytonHreha,Jamie Dworsky, AngelaCooper,JeffBenton,BrianHooper,MikeJansta,Mike Hayward, JayJacobs, Stockman Foreclosure Servicesinc. c/oNestorSolutions, LLC 2145thStreet,Suite205 Huntington Beach,California 92648 Phone:( 888)403-4115 Fax:(888)345-5501 Forsaleinformation visit:https://www.xome.comorContact( 800)758-8052. SENDER OFTHISNOTICE: AFTER FILING, PLEASE RETURN TO: Nestor Solutions, LLC 2145thStreet, Suite205 Huntington Beach, California 92648