3200 W FM 455

HIGH POINT ESTATES CCL, BLK A, LOT 31

NOTICE OFSUBSTITUTE TRUSTEE SALE DeedofTrustDate:

Grantor( s)/Mortgagor( s): 6/2/2023 LOGAN BAINS ANDSAMANTHA BANS, HUSBAND AND WIFEASJOINT TENANTS Original Beneficiary/Mortgagee:


Current Beneficiary/ Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.

Citibank, N.A.,notinitsindividual capacitybutsolelyasOwner MERS") SOLELY ASANOMINEE FORNEXERA HOLDING, LLC TrusteeofBarclays Mortgage LoanTrust2024-NQM3 DBANEWFI LENDING, ITSSUCCESSORS ANDASSIGNS Recorded in:

Property County: Volume: N/A COLLIN Page: N/A Instrument No:2023000063364 Mortgage Servicer:

Mortgage Servicer' sAddress: FayServicing, LLCisrepresentingtheCurrent Beneficiary/ Mortgagee 1601LBJFreeway, under aservicingagreement withtheCurrent Beneficiary/ Mortgagee.
Farmers Branch, TX75234 DateofSale: 10/7/2025 Earliest TimeSaleWillBegin: IOam PlaceofSaleofProperty: THEFRONTSTEPSOFTHECOLLIN COUNTY COURTHOUSE LOCATED AT2100BLOOMDALE ROAD, MCKINNEY, TX75071;ORASDESIGNATED BYTHECOUNTY COMMISSIONER' SOFFICE ORINTHEAREADESIGNATED BY THECOMMISSIONER' SCOURT, PURSUANT TOSECTION 51.002OFTHETEXAS PROPERTY CODE. LegalDescription:
LOT31, INBLOCK A, OFHIGHPOINT ESTATES, ANADDITION TOTHECITYOFCELINA, COLLIN COUNTY, TEXAS, ACCORDING TOTHEPLATTHEREOF RECORDED INVOLUME M,PAGE116,MAPRECORDS OFCOLLIN COUNTY, TEXAS Inaccordance withTEX.PROP.CODE§51.0076andtheDeedofTrustreferenced above,theundersigned asattorneyforMortgagee orMortgage Servicerdoeshereby removetheoriginalTrusteeandallsuccessor substitute trusteesandappoints intheirstead,Francesca Ortolani, ShelleyOrtolani, MaryMancuso, LizHach,Michele Hreha,CarolDunmon orPayton Hreha, ColePatton, MyraHomayoun, ThuyFrazier,McCarthy& Holthus, LLP,asSubstitute Trustee, whoshallhereafter exercise all powersanddutiessetasidetothesaidoriginalTrusteeundertheresaidDeedofTrust;and,further,doesherebyrequest,authorize, andinstructsaidSubstitute Trustee toconductanddirecttheexecution ofremedies setasidetothebeneficiary therein TheSubstitute Trusteewillsellthepropertybypublicauctiontothehighestbidderforcashattheplaceanddatespecified.
Thesalewillbeginattheearliesttime statedaboveorwithinthree(3)hoursafterthattime. ThePropertywillbesold"ASIS,"withoutanyexpressorimpliedwarranties,exceptastowarrantiesoftitle,andatthepurchaser'sownrisk,pursuanttothetermsof TEX.PROP.CODE§51.002and§51.009.Prospective biddersareadvisedtoconductanindependent investigation ofthenatureandphysicalconditionoftheProperty. Substitute Trusteereservestherighttosetfurtherreasonable conditions forconducting thepublicauction. Anysuchfurtherconditions shallbeannounced before biddingisopenedforthefirstsaleofthedayheldbySubstitute Trustee. THISINSTRUMENT APPOINTS THESUBSTITUTE TRUSTEE( S) IDENTIFIED TOSELLTHEPROPERTY DESCRIBED INTHESECURITY INSTRUMENT IDENTIFIED INTHISNOTICE OFSALE.THEPERSON SIGNING THISNOTICE ISTHEATTORNEY ORAUTHORIZED AGENT OFTHEMORTGAGEE ORMORTGAGE SERVICER NOTICE PURSUANT TOTEX.PROP.CODE§ 51.002(1): ASSERT ANDPROTECT YOURRIGHTS ASMEMBER OFTHEARMED FORCES OFTHE UNITED STATES. IFYOUORYOURSPOUSE ARESERVING ONACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTYASA MEMBER OFTHETEXASNATIONAL ORTHENATIONAL GUARD OFANOTHER STATEORASAMEMBER OFARESERVE COMPONENT OF THEARMED FORCES OFTHEUNITED STATES, PLEASE SENDWRITTEN NOTICE OFTHEACTIVE DUTYMILITARY SERVICE TOTHE SENDER OFTHISNOTICE IMMEDIATELY.


Dated: 8/19/2025 Dated Pnn erneLeZUR. 101-‘ t-t"-- s1 ThuyFrazier,AttorneySubstitute Trustee McCarthy& Holthus, LLP coTejasTrustee 1255West15thStreet, Suite1060 1255West15thStreet, Suite1060CO Plano, TX75075 Plano,TX75075 Attorneys forFayServicing, LLC https://sales.tnccarthvholthus. com/ tr rnrn
; N r:i MRFileNumber:
TX-24-105237- POS LoanType:Conventional Residential