902 POST OAK TRL

OAK HOLLOW ESTATES PHASE 1 CAN, BLK D, LOT 6

767OCT38F ' 2: ! 8 TS#:
25-011945 LOAN TYPE: FHACJi,`tt
'( 1_i
'EtiFi COLLIN CC'. IiTY. TEXAS NOTICE OFTRUSTEE' SFORECLOSURE SALEgy:_ TA


_ DrpiiTV AssertandprotectyourrightsasamemberofthearmedforcesoftheUnitedStates. Ifyou areoryourspouseisservingonactivemilitaryduty, including activemilitarydutyasa member oftheTexasNational GuardortheNational Guardofanother stateorasamember ofareservecomponent ofthearmedforcesoftheUnitedStates, pleasesendwrittennoticeof theactivedutymilitary servicetothesenderofthisnoticeimmediately. 1.PropertytoBeSold. Thepropertytobesoldisdescribed asfollows: LOT6, BLOCK DOFOAKHOLLOW ESTATES PHASE I, ANADDITION TO THECITY OFANNA,
COLLIN COUNTY,
TEXAS,
ACCORDING TOTHEPLAT THEREOF RECORDED INVOLUME N,
PAGE 647,
MAP RECORDS,
COLLIN COUNTY, TEXAS. 2. Instrument tobeForeclosed. Theinstrument tobeforeclosed isthedeedoftrustrecorded on10/23/2020 asinstrument 20201023001852130, inBook , Page, oftherealproperty recordsof COLLIN County, TX. 3.Date, Time, andPlaceofSale. Thesaleisscheduled tobeheldatthefollowing date, time, andplace: Dated:

01/06/2026 Time:


Thesalewillbeginnoearlierthan10:00A.M. ornolaterthanthree hoursthereafter. Place THE FRONT STEPS OFTHE COLLIN COUNTY COURTHOUSE LOCATED AT2100BLOOMDALE ROAD, MCKINNEY,
TX75071;
ORASDESIGNATED BYTHE COUNTY COMMISSIONER' SOFFICE oranareadesignated by theCountyCommissioners Court TheDeedofTrustpermitstheMortgagee topostpone, withdraw, orreschedule thesaleforanother day. Inthatcase, thetrusteeorsubstitute trusteeundertheDeedofTrustneednotappearatthe date,
time,
andplaceofascheduled sale toannounce thepostponement,
withdrawal,
or rescheduling. Noticeofthedateofanyrescheduled foreclosure salewillberepostedandreifiedin accordance withthepostingandfilingrequirements oftheTexasPropertyCode. Thereposting or refiling maybeafterthedateoriginallyscheduled forthissale.4.TermsofSale. Thesalewillbeconducted asapublicauctiontothehighestbidderforcash, subjecttotheprovisions oftheDeedofTrustpermitting thebeneficiary thereunder tohavethebid creditedtothenoteuptotheamountoftheunpaiddebtsecuredbythedeedoftrustatthetimeof sale. Thosedesiringtopurchasethepropertywillneedtodemonstrate theirabilitytopaycashontheday thepropertyissold. ThesalewillbemadeexpresslysubjecttoanytitlematterssetforthintheDeedofTrust, but prospective biddersareremindedthatbylawthesalewillnecessarily bemadesubjecttoallprior mattersofrecordaffectingtheproperty, ifany, totheextentthattheyremaininforceandeffectand havenotbeensubordinated totheDeedofTrust. Thesaleshallnotcoveranypartoftheproperty thathasbeenreleasedofpublicrecordfromthelienofthedeedoftrust. Prospective biddersare stronglyurgedtoexaminetheapplicablepropertyrecordstodeterminethenatureandextentof suchmatters, ifany. PursuanttotheDeedofTrust, thebeneficiary hastherighttodirecttheTrusteetoselltheproperty inoneormoreparcelsand/ortosellalloronlypartoftheproperty. PursuanttoSection51.009oftheTexasPropertyCode, thepropertywillbesoldin "asis, where is" condition, withoutanyexpressorimpliedwarranties, exceptastothewarranties oftitle (ifany) providedforunderthedeedoftrust. Prospective biddersareadvisedtoconductanindependent investigation ofthenatureandphysical condition oftheproperty. PursuanttoSection51.0075oftheTexasPropertyCode, thetrusteereservestherighttosetfurther reasonable conditions forconducting thesale. Anysuchfurtherconditions shallbeannounced beforebiddingisopenedforthefirstsaleofthedayheldbythetrusteeoranysubstitute trustee. 5.


TypeofSale. Thesaleisanonjudicialdeed-of-trustlienforeclosure salebeingconducted pursuanttothepowerofsalegrantedbytheDeedofTrustexecutedby DERREK CUNNINGHAM ANDLASHIRA MCCULLY, HUSBAND ANDWIFE 6.


Obligations Secured.
TheDeedofTrustprovidesthatitsecuresthepaymentofthe indebtednesses andobligations therein described ( collectively, the"Obligations") including butnot limited to (a)thepromissorynoteintheoriginalprincipalamount of$
200,305.00, andpayableto the order ofMORTGAGE ELECTRONIC REGISTRATION SYSTEMS,
INC.,
AS BENEFICIARY, ASNOMINEE FORMOVEMENT MORTGAGE, LLC, itssuccessors and assigns; ( b) allrenewals andextensions ofthenote, ifapplicable; ( c) anyandallpresentandfuture indebtednesses owedtoMOVEMENT MORTGAGE, LLCwhoisthecurrent ownerandholder ofthe "Obligations" andisthecurrent Mortgagee under theDeedofTrust.Mortgage ServicingInformation. ServiceMac, LLC, isactingastheMortgageServicerfor MOVEMENT MORTGAGE, LLC, whoistheMortgagee oftheNoteandDeedofTrust associated withtheabovereferenced loan.
ServiceMac, LLC, asMortgage Servicer, is representing theMortgagee whoseaddressis: MOVEMENT MORTGAGE, LLCC/O ServiceMac, LLC, 9726OldBailesRoad, Suite200, IndianLand, SC29707. TheMortgage Servicer isauthorized torepresent theMortgagee byvirtueofaservicing agreement withtheMortgagee. PursuanttotheServicing Agreement andTexasPropertyCode §51.0025, the Mortgage Servicerisauthorized tocollectthedebtandadminister anyresulting foreclosure ofthe property securing theabove-reference loan. 7.


Default andRequest toAct.
Default hasoccurred undertheDeedofTrust,
andthe Mortgagee hasrequested me, asKirkSchwartz, JustinRitchie, Carson Emmons, Jeffrey Kramer,
America WestLender Services
( AWEST),
DeeAnn Gregory,
Payton Hreha, Francesca Ortolani, ShelleyOrtolani, MaryMancuso, LizHach, MicheleHrehaorCarol Dunmonto conduct thissale. NoticeisgiventhatbeforethesaletheMortgagee mayappoint anotherpersonsubstitute trusteetoconduct thesale. Date: 101Ol900-5 KirkSch artz,

tinRitchie,CarsonEmmons, JeffreyKramer, America WestLender Services ( AWEST), DeeAnn Gregory, PaytonHreha,Francesca Ortolani, ShelleyOrtolani, MaryMancuso, LizHach,Michele HrehaorCarolDunmon C/OAmerica WestLender Services 5404Cypress CenterDrive,Suite300 Tampa, FL33609 844-693-4761 Fax: 877-317-0475