410 E MONA AVE

FLAME EAST INST 3 LT0003 BLK J

NOTICE OF SUBSTITUTE TRUSTEE'S SALE
t.-Z~t
T.S. #: 2025-18097-TX
Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse
is serving on active military duty, including active military duty as a member of the Texas National Guard or
the National Guard of another state or as a member of a reserve component of the armed forces of the United
States, please send written notice of the active-duty military service to the sender of this notice immediately.
Date, Time, and Place of Sale -The sale is scheduled to be held at the following date, time and place:
Date:
Time:
Place: 12/2/2025
The earliest time the sale will begin is 10:00 AM , or within three (3) hours after
that time.
Dallas County Courthouse, Texas, at the following location: 600 Commerce St
Dallas, Tx 75202 NORTH SIDE OF THE GEORGE ALLEN COURTS
BUILDING FACING COMMERCE STREET
Or if the preceding area is no longer the designated area, at the area most recently
designated by the County Commissioners Court, pursuant to section 51.002 of the
Texas Property Code.
Property To Be Sold -The property to be sold is described as follows:
Lot 3, Block J, Flame East, Installment No. 3, an Addition to the City of Duncanville, Dallas County, Texas, according
to the map thereof recorded in Volume 201, Page 3112, Map Records, Dallas County, Texas.
Commonly known as: 410 E MONA AVE DUNCANVILLE, TX 75137
Instrument to be Foreclosed -The instrument to be foreclosed is the Deed of Trust dated 8/8/2024 and recorded in
the office of the County Clerk of Dallas County, Texas, recorded on 8/12/2024 under County Clerk's File No
202400160766, in Book --and Page --of the Real Property Records of Dallas County, Texas.
Grantor(s):
Original Trustee:
Substitute Trustee:
Original Mortgagee:
Current Mortgagee:
Mortgage Servicer: Vanessa Hayes, An Unmarried Woman
Scott R. Valby
Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate
Services, LLC, Brandy Bacon, Shelley Ortolani, Michele Hreha, Mary
Mancuso, Francesca Ortolani, Carol Dunmon, Payton Hreha, Jeff
Benton, Donna Stockman, Brenda Wiggs, David Stockman, Michelle
Schwartz, Guy Wiggs, Kathy Arrington, Janet Pinder,
Abstracts/Trustees of Texas, LLC, Jim Mills, Susan Mills, Andrew
Mills-Middlebrook, George Hawthorne, Ed Henderson, Graylin
Jackson, Russell Stockman, Jamie Dworsky, Angela Cooper, Jeff
Benton, Brian Hooper, Mike Jansta, Mike Hayward, Jay Jacobs,
Andrew Garza, Luis Terrazas, Resolve Trustee Services, LLC
Mortgage Electronic Registration Systems, Inc., as Beneficiary, as
nominee for First Western Trust Bank, its successors and assigns
Freedom Mortgage Corporation
Freedom Mortgage Corporation T.S. #: 2025-18097-TX
The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the
Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is
authorized to collect the debt and to administer any resulting foreclosure of the referenced property securing the above
referenced loan.
Terms of Sale -The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions
of the deed of trust permitting the mortgagee thereunder to have the bid credited to the note up to the amount of the
unpaid debt secured by the deed of trust at the time of sale.
Those desiring to purchase the property will need to demonstrate their ability to pay cash on the day the property is
sold.
The sale will be made expressly subject to any title matters set forth in the deed of trust, but prospective bidders are
reminded that by law the sale will necessarily be made subject to all prior matters of record affecting the property, if
any, to the extent that they remain in force and effect and have not been subordinated to the deed of trust. Prospective
bidders are strongly urged to examine the applicable property records to determine the nature and extent of such
matters, if any.
Pursuant to the Deed of Trust, the mortgagee has the right to direct the Trustee to sell the property in one or more
parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the
property will be sold in "as is, where is" condition, without any express or implied warranties, except as to the
warranties of title (if any) provided for under the deed of trust. Prospective bidders are advised to conduct an
independent investigation of the nature and physical condition of the property. Pursuant to section 51.0075 of the
Texas Property Code, the trustee reserves the right to set further reasonable conditions for conducting the sale. Any
such further conditions shall be announced before bidding is opened for the first sale of the day lield by the trustee or
any substitute trustee.
Obligations Secured -The deed of trust provides that it secures the payment of the indebtedness and obligations
therein described (collectively the "Obligations") including by not limited to (1) the promissory note in the original
principal amount of $256,000.00, executed by Vanessa Hayes, An Unmarried Woman, and payable to the order of
Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for First Western Trust Bank, its
successors and assigns; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness
ofTrustor(s) to the current holder of the Obligations to the mortgagee under the deed of trust.
The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or
encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late
charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees,
charges and expenses of the Trustee for the total amount ( at the time of the initial publication of the Notice of Sale)
reasonably estimated to be set forth below. The amount may be greater on the day of sale.
Questions concerning the sale may be directed to the undersigned or to the Mortgagee:
Freedom Mortgage Corporation
11988 EXIT 5 PKWY BLDG 4
FISHERS IN 46037-7939
Phone: (855) 690-5900 T.S. #: 2025-18097-TX
Default and Request to Act -Default has occurred under the deed of trust, and the mortgagee has requested me, as
Trustee, to conduct this sale. Notice is given that before the sale the mortgagee may appoint another person substitute
trustee to conduct the sale.
Dated: 10/13/25 Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate
Services, LLC, Brandy Bacon, Shelley Ortolani, Michele Hreha, Mary
Mancuso, Francesca Ortolani, Carol Dunmon, Payton Hreha, Jeff Benton,
Donna Stockman, Brenda Wiggs, David Stockman, Michelle Schwartz, Guy
Wiggs, Kathy Arrington, Janet Pinder, Abstracts/Trustees of Texas, LLC,
Jim Mills, Susan Mills, Andrew Mills-Middlebrook, George Hawthorne, Ed
Henderson, Graylin Jackson, Russell Stockman, Jamie Dworsky, Angela
Cooper, Jeff Benton, Brian Hooper, Mike Jansta, Mike Hayward, Jay
Jacobs, Andrew Garza, Luis Terrazas, Resolve Trustee Services, LLC r~~ ·~··~·.·~~·
c/o Nestor Solutions, LLC
214 5th Street, Suite 205
Huntington Beach, California 92648
Phone: (888) 403-4115
Fax: (888) 345-5501
For sale information visit: https://www.xome.com or Contact (800) 758-8052.
SENDER OF THIS NOTICE:
AFTER FILING, PLEASE RETURN TO:
Nestor Solutions, LLC
214 5th Street, Suite 205
Huntington Beach, California 92648