RIDGEWOOD SECOND SECTION CPL, BLK 37, LOT 46
Bedrooms
Bathrooms
Sq Ft
Year Built
NOTICE OFSUBSTITUTE TRUSTEE' SSALE
THISINSTRUMENT APPOINTS THESUBSTITUTE TRUSTEE( S)
IDENTIFIED TOSELLTHEPROPERTY DESCRIBED INTHESECURITY
INSTRUMENT IDENTIFIED INTHISNOTICE OFSALE.
THEPERSON SIGNING THISNOTICE ISTHEATTORNEY ORAUTHORIZED
AGENT OFTHEMORTGAGEE ORMORTGAGE SERVICER.
MatterNo.:
142467- TX
Date:
December 8,2025
CountywhereRealPropertyisLocated:Collin
ORIGINAL MORTGAGOR:
RUBEN E.HERNANDEZ ANDSONIA ARCEO, HUSBAND ANDWIFE
ORIGINAL MORTGAGEE:
BANCO POPULAR NORTH AMERICA
CURRENT MORTGAGEE:
CITIBANK, N.A.,ASTRUSTEE FORCMLTI ASSET TRUST
MORTGAGE SERVICER:
FAYSERVICING, LLC
DEEDOFTRUST DATED 9/10/2007,RECORDING INFORMATION: Recorded on9/13/2007, asInstrument No.
20070913001280930
SUBJECT REALPROPERTY ( LEGAL DESCRIPTION): LOT46, BLOCK 37OFRIDGEWOOD, SECOND
SECTION, ANADDITION TOTHECITYOFPLANO, COLLIN COUNTY, TEXAS, ACCORDING TO
THEPLATTHEREOF RECORDED INVOLUME 5, PAGE55, MAPRECORDS, COLLIN COUNTY,
TEXAS.
NOW, THEREFORE, NOTICE ISHEREBY GIVEN thaton2/3/2026, theforeclosure salewillbeconducted in
CollinCountyintheareadesignated bytheCommissioners Court,pursuanttoSection51.002oftheTexasProperty
Codeastheplacewheretheforeclosure salesaretotakeplace. Ifnoplaceisdesignated bytheCommissioners
Court,salewillbeconductedattheplacewheretheNoticeofTrustee'sSalewasposted. Thetrustee'ssalewillbe
conductednoearlierthan10:00AM, ornotlaterthanthree (3) hoursafterthattime, byoneoftheSubstitute
Trusteeswhowillsell, tothehighestbidderforcash, subjecttotheunpaidbalancedueandowingonanylien
indebtedness superior totheDeedofTrust.
FAYSERVICING, LLCisactingastheMortgage ServicerforCITIBANK, N.A., ASTRUSTEE, FORCMLTI
ASSET TRUST whoistheMortgagee oftheNoteandDeedofTrustassociated withtheabovereferenced loan.
FAYSERVICING, LLC,asMortgage Servicer,isrepresenting theMortgagee, whoseaddressis:
CITIBANK, N.A.,ASTRUSTEE FORCMLTI ASSET TRUST
doFAYSERVICING, LLC
1601LBJFreeway, Suite150
Farmers Branch, TX75234
TheMortgageServicerisauthorized torepresenttheMortgagee byvirtueofaservicingagreement withthe
Mortgagee.
Pursuant totheServicing Agreement andTexasProperty Code §51.0025, theMortgage Serviceris
authorized tocollectthedebtandtoadminister anyresultingforeclosure ofthepropertysecuringtheabove
referenced loan.
Page1of2
IIIIIIII11111' 111111111APNOS/SOT08212019
4860404Matter No.:
142467- TX
WHEREAS, inmycapacityasattorneyfortheMortgageeand/orItsMortgageServicer,andpursuanttoSection
51.0076oftheTexasPropertyCode,IHEREBYAPPOINT ANDDESIGNATE AGENCYSALESAND
POSTING, LLC,ALDRIDGE PITE,LLPoreitheroneofthem,asSubstitute Trustee, toact,eithersinglyor
jointly,underandbyvirtueofsaidDeedofTrustandherebyrequestsaidSubstituteTrustees,oranyoneofthemto
sellthepropertyinsaidDeedofTrustdescribedandasprovidedtherein. TheaddressfortheSubstituteTrusteeas
requiredbyTexasPropertyCode,Section51.0075(e)isAldridgePite,LLP,3333CaminoDelRioSouth,Suite225,
SanDiego, CA92108-0935,Phone:( 866)931-0036.
AssertandprotectyourrightsasamemberofthearmedforcesoftheUnitedStates. Ifyouareoryour
spouseisservingonactivemilitaryduty, including activemilitarydutyasamemberoftheTexasNational
GuardortheNationalGuardofanotherstateorasamemberofareservecomponent ofthearmedforcesof
theUnitedStates, pleasesendwrittennoticeoftheactivedutymilitaryservicetothesenderofthisnotice
immediately.
By:
HcrU.is'Hcum4.1.-to-vv
HollisRoseHamilton, Attorney
Aldridge Pite,LLP
3333Camino DelRioSouth,Suite225
SanDiego,California 92108
Return to:
ALDRIDGE PITE,LLP
3333CaminoDelRioSouth, Suite225
P.O.BOX17935
SANDIEGO, CA92108-0935
FAX#: 619-590-1385
Phone: ( 866)931-0036
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Appraised Value
$269,396
Default Amount
$107,350
Potential Savings: $162,046
Auction Date
February 3, 2026 10:00 AM
Foreclosure Type
mortgage
Current Owner
HERNANDEZ RUBEN E &
2025 We Good LLC. All Rights Reserved