1901 FOUNTAIN SPRAY DR

CASCADES THE #1 CWY, BLK A, LOT 12

TSNo.:2024-00634-TX 24-000351- 673 C.


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LENT{ COLLIN FTEXAS Notice of (Substitute( Trustee SalegY: --


Z___ITPL1TY Assertandprotectyourrightsasamember ofthearmedforcesoftheUnitedStates. Ifyouareoryourspouseis serving onactivemilitary duty, including activemilitary dutyasamember oftheTexasNational Guardorthe National Guardofanother stateorasamember ofareserve component ofthearmedforcesoftheUnitedStates, pleasesendwrittennoticeoftheactivedutymilitaryservicetothesenderofthisnoticeimmediately. 1. Date,TimeandPlaceofSale. Date:


01/06/2026 Time:

Thesalewillbeginat10:00AMornotlaterthanthreehoursafterthattime Place:

CollinCounty,Texasatthefollowing location: THEFRONT STEPSOFTHECOLLIN COUNTY COURTHOUSE LOCATED AT2100BLOOMDALE ROAD, MCKINNEY, TX75071ORAS DESIGNATED BYTHECOUNTY COMMISSIONER' SOFFICE PURSUANT TOSECTION 51.002 OFTHETEXAS PROPERTY CODE ASTHEPLACE WHERE FORECLOSURE SALES ARETO TAKE PLACE ORASDESIGNATED BYTHECOUNTY COMMISSIONERS PropertyAddress:


1901FOUNTAIN SPRAY DRIVE, WYLIE, TX75098 2. TermsofSale: Thesalewillbeconducted asapublicauctiontothehighestbidderforcash. Pursuanttothedeedof trust,themortgagee hastherighttodirecttheTrusteetosellthepropertyinoneormoreparcelsand/ortosellalloronly partoftheproperty. Pursuant tosection51.009oftheTexasPropertyCode, thepropertywillbesoldinASIS, WHERE IScondition, withoutanyexpressorimpliedwarranties, exceptastothewarranties oftitle. ifany, provided forunderthe deedoftrust.Anyconveyance ofthepropertyissubjecttoallmattersofrecordaffecting theproperty. 3. Instrument tobeForeclosed: Theinstrument toheforeclosed istheDeedofTrustorContract Liendated11/15/2005 andrecorded 11/29/2005inf3ook06054Page01786Document 2005-0166923 , realpropertyrecordsofCollinCounty. Texas, withANTONIO RICHARDSON grantor(s)andEQUIFIRST CORPORATION asLender, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. asBeneficiary. 4.Appointment ofSubstitute Trustee: Inaccordance withTexasPropertyCodeSec.51.0076, theundersigned authorized agentforthemortgage servicerhasnamedandappointed, andbythesepresentsdoesnameandappointAVT TitleServices, LLC, locatedat5177Richmond Avenue Suite1230, Houston, TX77056, Substitute Trusteetoactunder andbyvirtueofsaidDeedofTrust. 5. Obligation Secured: DeedofTrustorContract Lienexecuted byANTONIO RICHARDSON, securingthepayment oftheindebtedness intheoriginalprincipal amountof$146,700.00,andobligations thereindescribed including butnot limitedtothepromissory note; andallmodifications, renewals andextensions ofthepromissory note. U.S. BankTrust Company, National Association, astrustee,assuccessor- in-interesttoU.S. BankNational Association, asTrustee, forResidential AssetMortgage Products, Inc., Mortgage Asset-Backed Pass-Through Certificates, Series2006- EFC1isthecurrent mortgagee ofthenoteanddeedoftrustorcontract lien. Version 1.1TXNOS0217Page143TSNo.:2024-00634-TX 24-000351- 673 Noticeof (Substitute] Trustee Sale 6. Default: Adefaulthasoccurredinthepaymentofindebtedness, andthesameisnowwhollydue,andtheownerand holderhasrequested tosellsaidpropertytosatisfysaidindebtedness. 7. Propertytobesold: Thepropertytobesoldisdescribedasfollows: LOT12,BLOCK AOFTHECASCADES, PHASE I,ANADDITION TOTHECITYOFWYLIE, COLLIN COUNTY, TEXAS ACCORDING TOTHEPLATRECORDED INVOLUME N, PAGE944,MAPRECORDED, COLLIN COUNTY, TEXAS. 8. Mortgage Servicer Information: TheMortgage Servicerisauthorized torepresent theMortgagee byvirtueofa servicingagreement withtheMortgagee. Pursuant totheServicingAgreement andTexasPropertyCode§ 51.0025,the Mortgage Servicerisauthorized tocollectthedebtandtoadminister anyresulting foreclosure oftheliensecuringthe propertyreferenced above. PHHMortgage Corporation, asMortgage Servicer, isrepresenting thecurrentmortgagee, whoseaddress is: C/OPHHMortgage Corporation POBOX24605 WestPalmBeach, FL33416-4605 Phone: 877-744-2506 Version 1.1TXNOS0217Page2of3TSNo.:2024-00634-TX 24-000351-673 Noticeof ]Substitute] Trustee Sale 9. LimitationofDamages: Ifthesaleissetasideforanyreason,thePurchaseratthesaleshallbeentitledonlytoa returnofthefundspaid.ThePurchaser shallhavenofurtherrecourseagainsttheMortgagor, theMortgagee, orthe Mortgagee' sattorney. THISINSTRUMENT APPOINTS THESUBSTITUTE TRUSTEE( S)IDENTIFIED TOSELLTHEPROPERTY DESCRIBED INTHESECURITY INSTRUMENT IDENTIFIED INTHISNOTICE OFSALE.THEPERSON SIGNING THISNOTICE ISTHEATTORNEY ORAUTHORIZED AGENT OFTHEMORTGAGEE OR MORTGAGE SERVICER. Date: 11/20/2025 MarkBombick— Attorney orAuthorized AgentofTheMortgagee orMortgage Servicer CIOPowerDefaultServices, Inc. 7730MarketCenterAve,Suite100 ElPaso,TX79912 Telephone: 855-427-2204 Fax: 866-960-8298 Foradditional saleinformation visit:www.auction.comor(800)280-2832 POWER DEFAULT SERVICES, INC. MAYBEACTING ASADEBTCOLLECTOR ATTEMPTING TO COLLECT ADEBT.ANYINFORMATION OBTAINED MAYBEUSEDFORTHATPURPOSE. Certificate ofPosting IamJeffBentonwhoseaddress isc/oAVTTitleServices. LLC.5177Richmond Avenue. Suite1230. Ilouston. TX77056. Ideclare underpenalty orperjurythaton11/25/25 ItiledthisNotice ofForeclosure Saleattheoffice oftheCollinCountyClerkandcausedittobepostedatthelocationdirectedbytheCollinCountyCommissioners Court. Version 1.1TXNOS0217 Page3of3