1122 WATERFORD WAY

WATERFORD CROSSING PHASE II CAL, BLK D, LOT 16

24-263885 NoticeofSubstitute Trustee' sSale NoticeConcerning MilitaryDuty:AssertandprotectyourrightsasamemberofthearmedforcesoftheUnited States.Ifyouareoryourspouseisservingonactivemilitaryduty,including activemilitarydutyasamember oftheTexasNational Guard ortheNational Guard ofanother stateorasamember ofareserve component ofthearmedforcesoftheUnitedStates,pleasesendwrittennoticeoftheactivedutymilitaryservicetothe sender ofthisnoticeimmediately.Tex.Prop.Code§ 51.002(i) DeedofTrustDate:January16,2004 Original Mortgagor/ Grantor: FARASAT KHAWAJA SARWAT BKHAWAJA Original Beneficiary/ Mortgagee: FIRST CurrentBeneficiary/ Mortgagee: TOWDPOINT AMERICAN BANK, SSB MORTGAGE TRUST 2023-1,U.S.BANK TRUST COMPANY, NATIONAL ASSOCIATION AS INDENTURE TRUS1'EE Recorded in: Property County: COLLIN Volume: N/A Page:N/A Instrument No:2004-0011608 Mortgage Servicer: Select Portfolio ServicingMortgage Servicer' sAddress: 3217S.Decker LakeDr. SaltLakeCity,Utah84119 Themortgageservicerisauthorized torepresenttheMortgagee byvirtueofaservicingagreement withtheMortgagee. Pursuanttothe Servicing Agreement andTexasProperty Code§51.0025,theMortgage Servicerisauthorized tocollectthedebtandtoadminister anyresulting foreclosure oftheproperty securing theabovereferenced loan. Secures:Noteintheoriginalprincipal amountof$215,946.00,executed byFARASAT KHAWAJA andpayableto theorderofLender. Property Address/MailingAddress: 1122WAIERFORD WAY,ALLEN,TX75013 LegalDescription ofProperty tobeSold:LOT16,BLOCKDOFWATERFORD CROSSING, PHASEII,AN ADDITION TOTHECITYOFALLEN, COLLIN COUNTY, TEXAS, ACCORDING TOTHEPLATTHEREOF RECORDED INVOLUME 0,PAGE313,MAPRECORDS, COLLIN COUNTY, TEXAS. DateofSale:August 5,2025 Earliest timeSalewillbegin: 10:00AM PlaceofsaleofProperty: THEFRONTSTEPSOFTHECOLLIN COUNTY COURTHOUSE LOCATED AT 2100BLOOMDALE ROAD, MCKINNEY, TX75071; ORASDESIGNATED BYTHECOUNTY COMMISSIONER' SOFFICE ORINTHEAREADESIGNATED BYTHECOMMISSIONER' SCOURT, PURSUANT TOSECTION 51.002OFTHETEXAS PROPERTY CODE TheSubstitute Trusteewillsellthepropertybypublicauctiontothehighestbidderforcashattheplaceanddate specified. Thesalewillbeginattheearliest timestatedaboveorwithinthree(3)hoursafterthattime. Appointment ofSubstitute Trustee: Defaulthasoccurred inthepaymentoftheNoteandintheperformance ofthe obligations oftheDeedofTrust,thesameisnowwhollydue.Becauseofthatdefault, TOWDPOINTMORTGAGE TRUST 2023-1. U.S.BANK TRUST COMPANY, NATIONAL ASSOCIATION ASINDENTURE TRUSTEE, theowner andholderoftheNote, hasrequested Francesca Ortolan, ShelleyOrtolani, MaryMancuso, LizHaJi, Michele Hreha, CarolDunmon, orPayton Hreha whose address is14800Landmark Blvd., Suite850, Dallas,

72254, to selltheproperty. TheTrustee( s)has/havebeenappointed Substitute Trustee intheplaceoftheoriginal sti,
the fl manner authorized bythedeedoftrust.


C;'_
I


=1.34.. Terms ofSale: TheForeclosure Salewillbeconducted asapublicauction andthePropertywillb4sokl,tcjtheIN) highest bidderforcash, except thatTOWD POINT MORTGAGE TRUST 2023-1, U.S. BANK TRUST COMPANY,
=° IIIIIIIIIIIIIaIIIIIIIIIIIIIIIIIIIIi11Ii111111IIIIIIII11IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII11111111111111111111111111111111111NATIONALASSOCIATION ASINDENTURE TRUSTEEbidmaybebycreditagainsttheindebtedness securedby thelienoftheDeedofTrust. Pursuant tosection 51.009oftheTexasProperty Code, thePropertywillbesold "ASIS,"withoutanyexpressed or impliedwarranties, exceptastothewarranties( ifany)providedforundertheDeedofTrust.Prospective biddersare advisedtoconductanindependent investigation ofthenatureandphysicalconditionoftheProperty. Pursuanttosection51.0075(a) oftheTexasPropertyCode, FrancescaOrtolani, ShelleyOrtolani, MaryMancuso, LizHach, Michele Hreha, CarolDunmon, orPaytonHrehawhoseaddress is14800Landmark Blvd., Suite850, Dallas,TX75254,Trusteereservestherighttosetfurtherreasonable conditions forconducting theForeclosure Sale. Anysuchfurtherconditions shallbeannounced beforebiddingisopenedforthefirstsaleofthedayheldby Francesca Ortolani, ShelleyOrtolani, MaryMancuso, LizHach, MicheleHreha, CarolDunmon, orPaytonHreha whoseaddressis14800Landmark Blvd.,Suite850,Dallas,TX75254,Trustee. Limitation ofDamages: Ifthesaleissetasideforanyreason,thepurchaseratthesaleshallbeentitledonlytoa returnofthefundspaid.ThepurchasershallhavenofurtherrecourseagainstMortgagor, theMortgagee, orthe Mortgagee' sattorney. THISINSTRUMENT APPOINTS THESUBSTITUTE TRUSTEE( S) IDENTIFIED TOSELL THEPROPERTY DESCRIBED INTHESECURITY INSTRUMENT IDENTIFIED INTHIS NOTICE OFSALE.
THEPERSON SIGNING THISNOTICE IStHEATTORNEY OR AUTHORIZED AGENT OFTHEMORTGAGEE ORMORTGAGE SERVICER. s/MaryAkapo MaryAkapo AttorneyforSelectPortfolio Servicing, Inc. StateBarNo.:24125990 rnarakapo@ raslg.corn Robertson, Anschutz, Schneid, Crane & Partners, PLLC/AttorneyforMortgagee 5601Executive Dr, Suite400 Irving, TX75038 Telephone: 817-873-3080 Facsimile: ( 817)796-6079