8390 CAIN RIVER DR

CREEKS ON COIT PHASE III, THE CPL, BLK B, LOT 10; REPLAT

l 725OV25ri' 1l: 57 TSNo.:2023-00912-TX 18-000113- 673C COLLIN COUNTY. TEXAS Noticeof[Substitute] Trustee SaleZ12 _ PrAt'jv AssertandprotectyourrightsasamemberofthearmedforcesoftheUnitedStates.Ifvonareoryourspouseis servingonactivemilitaryduty,includingpctive militarydutyasamemberoftheTexasNationalGuardortheNationalGuardofanotherstateorasamemberofareservecomponentofthearmedforcesoftheUnitedStates, pleasesendwrittennoticeoftheactivedutymilitaryservicetothesenderofthisnoticeimmediately. 1. Date,TimeandPlaceofSale. Date:


01/06/2026 Time:

Thesalewillbeginat10:00AMornotlaterthanthreehoursafterthattime Place:

CollinCounty,Texasatthefollowinglocation:THEFRONTSTEPSOFTHECOLLINCOUNTY COURTHOUSE LOCATED AT2100BLOOMDALE ROAD,MCKINNEY, TX75071ORAS DESIGNATED BYTHECOUNTYCOMMISSIONER' SOFFICEPURSUANT TOSECTION51.002 OFTHETEXASPROPERTY CODEASTHEPLACEWHEREFORECLOSURE SALESARETO TAKEPLACEORASDESIGNATED BYT11ECOUNTYCOMMISSIONERS Property Address:


8390CainRiverDrive,Frisco,TX75035 2. TermsofSale:Thesalewillbeconductedasapublicauctiontothehighestbidderforcash. Pursuanttothedeedof trust,themortgageehastherighttodirecttheTrusteetosellthepropertyinoneormoreparcelsand/ortosellalloronlypartoftheproperty. Pursuanttosection51.009oftheTexasPropertyCode,thepropertywillbesoldinASIS,WHERE IScondition,withoutanyexpressorimpliedwarranties,exceptastothewarrantiesoftitle,ifany,providedforunderthe deedoftrust.Anyconveyanceofthepropertyissubjecttoallmattersofrecordaffectingtheproperty. 3.InstrumenttobeForeclosed:TheinstrumenttobeforeclosedistheDeedofTrustorContractLiendated12/21/2006 andrecorded01/10/2007inDocument20070110000048060, reaIpropertyrecordsofCollinCounty,Texas,withGina Ramirez,aSingleWomangrantor(s)andWMCMORTGAGE CORP.asLender, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.asBeneficiary. 4.Appointment ofSubstituteTrustee:InaccordancewithTexasPropertyCodeSec.51.0076,theundersigned authorizedagentforthemortgageservicerhasnamedandappointed,andbythesepresentsdoesnameandappointAVT TitleServices,LLC,locatedat5177RichmondAvenueSuite1230,Houston,TX77056,SubstituteTrusteetoactunder andbyvirtueofsaidDeedofTrust. 5.ObligationSecured:DeedofTrustorContractLienexecutedbyGinaRamirez,aSingleWoman,securingthe paymentoftheindebtednessintheoriginalprincipalamountof$146,400.00,andobligationsthereindescribedincludingbutnotlimitedtothepromissorynote;andallmodifications, renewalsandextensionsofthepromissorynote.DEUTSCHE BANKNATIONAL TRUSTCOMPANY, ASTRUSTEEFORTHEREGISTERED HOLDERSOF MORGANSTANLEYABSCAPITALIINC.TRUST2007-HE6MORTGAGE PASS-THROUGH CERTIFICATES, SERIES2007-HE6isthecurrentmortgageeofthenoteanddeedoftrustorcontractlien. Version 1.1TXNOS0217 Page1of3TSNo.:2023-00912-TX 18-000I13-673 Noticeof[Substitute] TrusteeSale 6.Default:Adefaulthasoccurredinthepaymentofindebtedness, andthesameisnowwhollydue,andtheownerand holderhasrequestedtosellsaidpropertytosatisfysaidindebtedness. 7.Propertytobesold:Thepropertytobesoldisdescribedasfollows: LOT10,BLOCKBOFTHECREEKSONCOITPHASEIII,ANADDITION TOTHECITYOFFRISCO, COLLINCOUNTY,TEXAS,ACCORDING TOTHEPLATTHEREOFRECORDED INVOLUME0,PAGE 263,MAPRECORDS, COLLIN COUNTY, TEXAS 8.MortgageServicerInformation: TheMortgageServicerisauthorizedtorepresenttheMortgageebyvirtueofa servicing agreement withtheMortgagee. Pursuant totheServicing Agreement andTexasProperty Code §51.0025,the MortgageServicerisauthorizedtocollectthedebtandtoadministeranyresultingforeclosureoftheliensecuringthe propertyreferencedabove.PHHMortgageCorporation, asMortgageServicer,isrepresenting thecurrentmortgagee, whoseaddress is: CIOPHHMortgage Corporation POBOX24605 WestPalmBeach,FL33416-4605 Phone: 877-744-2506 Version 1.1TXNOS02I7Page2of3TSNo.:2023-00912-TX 18-000I13-673 Noticeof[Substitute] TrusteeSale 9.LimitationofDamages:ifthesaleissetasideforanyreason,thePurchaseratthesaleshallbeentitledonlytoareturnofthefundspaid.ThePurchasershallhavenofurtherrecourseagainsttheMortgagor,theMortgagee,orthe Mortgagee' sattorney. THISINSTRUMENT APPOINTSTHESUBSTITUTE TRUSTEE(S)IDENTIFIED TOSELLTHEPROPERTY DESCRIBED INTHESECURITYINSTRUMENT IDENTIFIED INTHISNOTICEOFSALE.THEPERSON SIGNINGTHISNOTICEISTHEATTORNEY ORAUTHORIZED AGENTOFTHEMORTGAGEE OR MORTGAGE SERVICER. Date:November 24,2025 44110" Lotted"

1eryT]-u41M171, C/OPowerDef.
s,Inc.jrip7730Market C .. -
•
e,Suite100 1Paso,TX79912 Telephone: 855-427-2204 Fax: 866-960-8298 Foradditionalsaleinformation visit:www.auction.comor(800)280-2832 POWERDEFAULTSERVICES, INC.MAYBEACTINGASADEBTCOLLECTOR ATTEMPTING TO COLLECT ADEBT.ANYINFORMATION OBTAINED MAYBEUSEDFORTHATPURPOSE. Certificate ofPostingIamJeffBentonwhoseaddressisc/oAVTTitleServices,LLC,5177Richmond Avenue,Suite1230, Houston, TX77056. Ideclare underpenalty ofperjurythaton11/25/25 IfiledthisNoticeofForeclosure Saleattheoffice oftheCollinCountyClerkandcausedittobepostedatthelocationdirectedbytheCollinCountyCommissioners Court. Version 1.1TXNOS0217Paso3of3