
FRISCO HEIGHTS - PHASE 2 CFR, BLK E, LOT 15
Bedrooms
Bathrooms
Sq Ft
Year Built
ASSERTANDPROTECTYOURRIGHTSASAMEMBEROFTHEARMED FORCES OFTHEUNITED STATES.
IFYOUAREORYOURSPOUSEISSERVINGONACTIVEMILITARYDUTY, INCLUDINGACTIVEMILITARYDUTYASAMEMBEROFTHETEXASNATIONALGUARDORTHENATIONALGUARDOFANOTHERSTATEORASAMEMBEROFARESERVECOMPONENTOFTHEARMEDFORCESOFTHEUNITEDSTATES, PLEASESENDWRITTENNOTICEOFTHEACTIVEDUTYMILITARYSERVICETOTHESENDEROFTHISNOTICEIMMEDIATELY.
NOTICEOFTRUSTEE'SSALEANDAPPOINTMENT OF
SUBSTITUTE TRUSTEE
THISINSTRUMENT APPOINTSTHESUBSTITUTETRUSTEE(S) IDENTIFIEDTOSELLTHEPROPERTYDESCRIBED INTHESECURITYINSTRUMENTIDENTIFIED INTHISNOTICE OFSALE.
THEPERSON SIGNING THISNOTICE ISTHEATTORNEY ORAUTHORIZED AGENT OFTHEMORTGAGEE ORMORTGAGE SERVICER.
WHEREAS, inmycapacityastheattorneyfortheMortgageeand/oritsMortgageServicer,andpursuanttoSection51.0076oftheTexasPropertyCode, Iherebyname, appointanddesignateL.ScottHorneasSubstituteTrusteetoactunderandbyvirtueofsaidDeedofTrust, includingpostingandfilingthepublicnoticerequiredundersection51.002Texas
propertycodeasamended, andtoproceedwithaforeclosureoftheDeedofTrustIinesecuring thepayment ofthenote.
WHEREAS, defaulthasoccurredinthepaymentofsaidhereinreferencedindebtednessandthesameisnowwhollydueandtheMortgageehasrequestedthehereinafterappointed
SubstituteTrusteetosellsaidpropertytothehighestbidderforcashandtodistributeor
applytheproceedsofsaidsaleinaccordancewiththetermsofsaidDeedofTrust.
NoticeisherebygiventhatonTuesday, the6thdayofJanuary2026; theundersignedwill
conductaSubstituteTrustee'sSaleunderthetermsoftheDeedofTrustdescribedbelow.
SuchinterestsinthefollowingdescribedpropertyasaresecuredbytheDeedofTrusthereindescribedwillbesoldatpublicauctiontothehighestbidderforcash. Thesalewill
beconductedwiththeunderstandingthatthetrusteeisactinginarepresentativecapacity,andnotindividually, andthatthetrusteeshallhavenopersonalliabilitybyreasonofanymatterarisingoutofsuchsale. Theearliesttimethesalewillbeginis1:00o'clock, P.M.,
butthesalemaybeginnotlaterthanthree (3) hoursafterthattime. Thesalewilltakeplaceatthecounty courthouse ofCollinCounty,
Texas,
attheareadesignated bytheCommissioner' sCourtofsuchcountywheresuchsalesaretotakeplace. Ifnosucharea
hasbeensodesignated, theareainwhichthesalewilltakeplacearethestepsofthe
buildingnowknownastheCollinCountyCourthouselocatedat2100BloomdaleRoad,McKinney, Texas75071.
2
DateofDeedofTrust:
December 21, 2022SVX :
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PGrantor: StephenDuncanandKimDuncanakaKimberlyDuncan
OriginalTrusteenamedinDeedofTrust: BurtR. Solomons
SubstituteTrustee: L. ScottHorne
Original amount ofSecured Indebtedness: $ 346,000.00
OriginalBeneficiary named inDeedofTrust:
ThoaPham
PropertydescribedinDeedofTrust: Lot15, inBlockE, FriscoHeights-Phase2, an
additiontotheCityofFrisco, CollinCounty, Texas, accordingtotheMaporPlatthereof,recordedinVolume0, Pages471-472, MapRecords, CollinCounty, Texas.
SaidDeedofTrustisrecordedunderDocumentNo. 2022-2022000179846 intheDeedofTrustRecordsofCollinCounty, Texas.
Mortgage Servicer Information:
TheMortgageServicerisauthorized torepresenttheMortgagee byvirtue ofaservicing agreement with theMortgagee.
Pursuant totheServicing Agreement andTexasProperty Code
§ 51.0025,
theMortgage Servicer is
authorizedtocollectthedebtandtoadministeranyresultingforeclosureofthelien
securingtheproperty referenced above.
AlliedServicing.
Mortgage Servicer,
is
representingthecurrent mortgagee,
ThoaPhamandtheiraddressis :
ProvidentLoanServicing
1452HughesRd, Ste200
Grapevine, TX76051
Phone #214-937-0786
EXECU
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sayofDecember 2025
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Northwest Highway
Garland, TX75041
972-271-1700ACKNOWLEDGMENT
THESTATEOFTEXAS
§
COUNTY OFDALLAS
§
Thisinstrument \ iasacknowledged before meontheC)."
dayof3
/l62025, byTinaHill, knowntomepersonallyorbydriver'slicense, inthecapacitytherein
UEBOAcJIIIIII\YP",,,,
teoftexas
2-16-2026662115NotaryPublicinandfortheStateofTexas
AFTERRECORDING RETURN TO:
PREPARED INTHELAWOF:Horne
, Associates, PCHorne & Associates, PC
1795Northwest Highway1795Northwest HighwayGarland, Texas 75041Garland, Texas 75041
3 Bed, 2 Bath, Estimated value: $414,266 Avg ($/sqft: 235, 4 Bed , 3 Bath) # listed: 20
Appraised Value
$441,086
Default Amount
$346,000
Potential Savings: $95,086
Auction Date
January 6, 2026 1:00 PM
Foreclosure Type
mortgage
Current Owner
DUNCAN STEPHEN & KIMBERLY
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