15828 WYOMING DR

FRISCO HEIGHTS - PHASE 2 CFR, BLK E, LOT 15

ASSERT ANDPROTECT YOUR RIGHTS ASAMEMBER OFTHEARMED FORCES OFTHEUNITED STATES.
IFYOUAREORYOUR SPOUSE IS SERVING ONACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY ASAMEMBER OFTHETEXAS NATIONAL GUARD ORTHE NATIONAL GUARD OFANOTHER STATE ORASAMEMBER OFA RESERVE COMPONENT OFTHEARMED FORCES OFTHEUNITED STATES,
PLEASE SEND WRITTEN NOTICE OFTHE ACTIVE DUTY MILITARY SERVICE TOTHESENDER OFTHISNOTICE IMMEDIATELY. NOTICE OFTRUSTEE' SSALEANDAPPOINTMENT OF SUBSTITUTE TRUSTEE THISINSTRUMENT APPOINTS THESUBSTITUTE TRUSTEE( S) IDENTIFIED TOSELLTHEPROPERTY DESCRIBED INTHESECURITY INSTRUMENT IDENTIFIED INTHIS NOTICE OFSALE.
THEPERSON SIGNING THIS NOTICE ISTHE ATTORNEY ORAUTHORIZED AGENT OFTHE MORTGAGEE ORMORTGAGE SERVICER. WHEREAS, inmycapacity astheattorneyfortheMortgagee and/oritsMortgage Servicer, andpursuanttoSection51.0076oftheTexasProperty Code, Iherebyname, appointanddesignate L.ScottHorneasSubstitute Trusteetoactunderandbyvirtueof saidDeedofTrust, including postingandfilingthepublicnoticerequiredundersection 51.002Texaspropertycodeasamended, andtoproceedwithaforeclosure oftheDeedof Trustlinesecuringthepaymentofthenote. WHEREAS, defaulthasoccurredinthepaymentofsaidhereinreferenced indebtedness andthesameisnowwhollydueandtheMortgagee hasrequested thehereinafter appointed Substitute Trusteetosellsaidpropertytothehighestbidderforcashandto distribute orapplytheproceeds ofsaidsaleinaccordance withthetermsofsaidDeedof Trust. NoticeisherebygiventhatonTuesday, the2nddayofDecember 2025; theundersigned willconduct aSubstitute Trustee' sSaleunderthetermsoftheDeedofTrustdescribed below. Suchinterestsinthefollowing described propertyasaresecuredbytheDeedof Trusthereindescribed willbesoldatpublicauctiontothehighestbidderforcash. The salewillbeconducted withtheunderstanding thatthetrusteeisactinginarepresentative capacity, andnotindividually, andthatthetrusteeshallhavenopersonal liabilityby reasonofanymatterarisingoutofsuchsale. Theearliesttimethesalewillbeginis1:00 o'clock, P.M., butthesalemaybeginnotlaterthanthree (3) hoursafterthattime. The salewilltakeplaceatthecountycourthouse ofCollinCounty, Texas,
atthearea designated bytheCommissioner' sCourtofsuchcountywheresuchsalesaretotake place. Ifnosuchareahasbeensodesignated, theareainwhichthesalewilltakeplace arethestepsofthebuildingnowknownastheCollinCountyCourthouse locatedat2100 Bloomdale Road, McKinney, Texas75071. DateofDeedofTrust:
December 21, 2022Grantor: StephenDuncanandKimDuncanakaKimberly Duncan Original Trustee named inDeedofTrust: BurtR. Solomons Substitute Trustee: L. ScottHorne Original amount ofSecured Indebtedness: $ 346,000.00 Original Beneficiary named inDeedofTrust:
ThoaPham Propertydescribed inDeedofTrust: Lot15, inBlockE, FriscoHeights-Phase2, an additiontotheCityofFrisco, CollinCounty, Texas, according totheMaporPlatthereof, recordedinVolume0, Pages471-472, MapRecords, CollinCounty, Texas. SaidDeedofTrustisrecorded underDocument No. 2022-2022000179846 intheDeed ofTrustRecordsofCollinCounty, Texas. Mortgage Servicer Information:
TheMortgage Servicer isauthorized torepresent the Mortgagee byvirtueofaservicing agreement withtheMortgagee.
Pursuant tothe Servicing Agreement andTexasPropertyCode
§ 51.0025, theMortgage Servicer is authorized tocollectthedebtandtoadminister anyresulting foreclosure ofthelien securing thepropertyreferenced above.
AlliedServicing,
Mortgage Servicer,
is representing thecurrentmortgagee, ThoaPhamandtheiraddressis : Provident LoanServicing 1452Hughes Rd, Ste200 Grapevine, TX76051 Phone# 214-937-0786 1 E this dayofOctober 2025 Dc F—ALK

! 1rn 0 X 17 rney w 1795Northwest Highway Garland, TX75041 972-271-1700ACKNOWLEDGMENT THESTATE OFTEXAS


§ COUNTY OFDALLAS


§ Thisinstrument wasacknowledged before meonthe3/S•Fdayof
r


, 2025, byTinaHill, knowntomepersonally orbydriver'slicense, inthecapacitytherein stated. ESMERALDA WILSON o:NotaryPublic,StateofTexas Comm. Expires 10-08-2028NotaryPublicinandfortheStateofTexasZ;;;,;:,


NotaryID135122542 AFTER RECORDING RETURN TO:
PREPARED INTHELAWOF: Home & Associates, PC Horne & Associates, PC 1795Northwest Highway 1795Northwest Highway Garland, Texas 75041 Garland, Texas 75041

3 Bed, 2 Bath, Estimated value: $425,853 Avg ($/sqft: 241, 4 Bed , 3 Bath) # listed: 30