WATERFORD TRAILS PHASE II CAL, BLK D, LOT 13
Bedrooms
Bathrooms
Sq Ft
Year Built
2025SEP16A8: ?9TSNo.:2025-00522-TX
18-000643- 673LMii'
COLtNCOT.LUNTY.TEXASNotice of[Substitute] Trustee Sale@Y:EPlJTY
Assertandprotect yourrightsasamember ofthearmedforcesoftheUnitedStates. Ifyouareoryourspouseis
serving onactivemilitary duty,including activemilitary dutyasamember oftheTexasNational Guardorthe
National Guardofanother stateorasamember ofareserve component ofthearmedforcesoftheUnitedStates,
pleasesendwrittennoticeoftheactivedutymilitaryservicetothesenderofthisnoticeimmediately.
1. Date,TimeandPlaceofSale.
Date:
11/04/2025
Time:
Thesalewillbeginat10:00AMornotlaterthanthreehoursafterthattime
Place:
CollinCounty,Texasatthefollowing location:THEFRONTSTEPSOFTHECOLLIN COUNTY
COURTHOUSE LOCATED AT2100BLOOMDALE ROAD, MCKINNEY, TX75071ORAS
DESIGNATED BYTHECOUNTY COMMISSIONER' SOFFICE PURSUANT TOSECTION 51.002
OFTHETEXAS PROPERTY CODE ASTHEPLACE WHERE FORECLOSURE SALES ARETO
TAKEPLACE ORASDESIGNATED BYTHECOUNTY COMMISSIONERS
PropertyAddress:
1918Wilderness Way,Allen,TX75013
2. TermsofSale: Thesalewillbeconducted asapublicauctiontothehighestbidderforcash. Pursuanttothedeedof
trust,themortgagee hastherighttodirecttheTrusteetosellthepropertyinoneormoreparcelsand/ortosellalloronly
partoftheproperty. Pursuanttosection51.009oftheTexasPropertyCode,thepropertywillbesoldinASIS,WHERE
IScondition, withoutanyexpressorimpliedwarranties, exceptastothewarranties oftitle, ifany, provided forunderthe
deedoftrust.Anyconveyance ofthepropertyissubjecttoallmattersofrecordaffecting theproperty.
3. Instrument tobeForeclosed: Theinstrument tobeforeclosed istheDeedofTrustorContract Liendated10/11/2006
andrecorded 10/18/2006inDocument 20061018001496930, realpropertyrecordsofCollinCounty,Texas,withJoelK.
Muthoka andEdnaM.Reed,asjointtenantsgrantor(s)andEQUIFIRST CORPORATION asLender, MORTGAGE
ELECTRONIC REGISTRATION SYSTEMS, INC.asBeneficiary.
4.Appointment ofSubstitute Trustee: Inaccordance withTexasPropertyCodeSec.51.0076,theundersigned
authorized agentforthemortgage servicerhasnamedandappointed, andbythesepresentsdoesnameandappointAVT
TitleServices, LLC, located at5177Richmond Avenue Suite1230, Houston, TX77056, Substitute Trustee toactunder
andbyvirtueofsaidDeedofTrust.
5.Obligation Secured: DeedofTrustorContract Lienexecuted byJoelK. Muthoka andEdnaM.Reed,asjoint
tenants,securingthepaymentoftheindebtedness intheoriginalprincipal amountof$400,000.00,andobligations
thereindescribed includingbutnotlimitedtothepromissory note;andallmodifications, renewalsandextensions ofthe
promissory note.Deutsche BankNationalTrustCompany, astrusteeforSoundview HomeLoanTrust2006EQ2
Asset-Backed Certificates, Series2006-EQ2isthecurrent mortgagee ofthenoteanddeedoftrustorcontract lien.
Version 1.1TXNOS0217Page1o1'3TSNo.:2025-00522-TX
18-000643-673
Noticeof[Substitute) Trustee Sale
6. Default: Adefaulthasoccurred inthepaymentofindebtedness, andthesameisnowwhollydue,andtheov%nerand
holderhasrequested tosellsaidpropertytosatisfysaidindebtedness.
7. Property tobesold: Thepropertytobesoldisdescribed asfollows:
Lot13,BlockD,WATERFORD TRAILS, PHASE2,anAddition totheCityofAllen,COLLIN County,Texas,
according tothemaporplatthereofrecordedinVolumeP,Page428,oftheMapRecordsofCOLLIN County,
Texas.
8. Mortgage Servicer Information: TheMortgage Servicerisauthorized torepresent theMortgagee byvirtueofa
servicingagreement with theMortgagee. Pursuant totheServicingAgreement andTexasPropertyCode § 51.0025,the
Mortgage Servicerisauthorized tocollectthedebtandtoadminister anyresultingforeclosure oftheliensecuringthe
propertyreferenced above.PHHMortgage Corporation, asMortgage Servicer, isrepresenting thecurrentmortgagee,
whoseaddress is:
C/OPHHMortgage Corporation
POBOX24605
WestPalmBeach, FL33416-4605
Phone: 877-744-250606
Version 1.1TxNOS0217I'agc2of3TSNo.:2025-00522-TX
18-000643-673
Noticeof [Substitute] Trustee Sale
9. Limitation ofDamages: Ifthesaleissetasideforanyreason,thePurchaseratthesaleshallbeentitledonlytoa
returnofthefundspaid.ThePurchaser shallhavenofurtherrecourseagainsttheMortgagor, theMortgagee. orthe
Mortgagee' sattorney.
THISINSTRUMENT APPOINTS THESUBSTITUTE TRUSTEE( S)IDENTIFIED TOSELLTHEPROPERTY
DESCRIBED INTHESECURITY INSTRUMENT IDENTIFIED INTHISNOTICE OFSALE.THEPERSON
SIGNING THISNOTICE ISTHEATTORNEY ORAUTHORIZED AGENT OFTHEMORTGAGEE OR
MORTGAGE SERVIC ER.
Date:09/15/2025
9-
MarkBombick— Attorney orAuthorized AgentofTheMortgagee orMortgage Servicer
C/OPowerDefaultServices, Inc.
7730Market CenterAve,Suite100
ElPaso,TX79912
Telephone: 855-427-2204
Fax: 866-960-8298
Foradditional saleinformation visit: www.mwzmlaw. com/tx-investors
POWER DEFAULT SERVICES, INC. MAYBEACTING ASADEBTCOLLECTOR ATTEMPTING TO
COLLECT ADEBT.ANYINFORMATION OBTAINED MAYBEUSEDFORTHATPURPOSE.
Certificate ofPosting
IamJeffBenton whoseaddress isc/oAVTTitleServices, I.LC.5177Richmond Avenue. Suite1230.
llouston, TX77056 Ideclare underpenaltyofperjurythaton 9/16/25 IfiledthisNotice ofForeclosure Saleattheoffice
oftheCollinCountyClerkandcausedittobepostedatthelocationdirectedbytheCollinCountyCommissioners Court.
Version 1.1TXNUS0217 Page3of3
Appraised Value
$723,561
Default Amount
$400,000
Potential Savings: $323,561
Auction Date
November 4, 2025
Foreclosure Type
mortgage
Current Owner
MUTHOKA JOEL K &
2025 We Good LLC. All Rights Reserved