302 HIGHLAND GLEN DR

WOODBRIDGE PHASE 9 CWY, BLK D, LOT 15

1

. NOTICE OFFORECLOSURE SALE2025SEP16itt38: 28 Noticeisherebygivenofapublicnonjudicialforeclosure sale. COLLCOUN'TYCLERK INCOUNTY.TEXAS 1. PropertyToBeSold.


Thepropertytobesoldisdescribed asfollows: BY'.


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GE'PUTY LOT15, INBLOCKD. OFWOODBRIDGE PHASE9, ANADDITION TOTHECITYOF WYLIE, COLLINCOUNTY, TEXAS, ACCORDING TOTHEMAPORPLATTHEREOFRECORDED IN VOLUMEQ,PAGE372,PLATRECORDS,COLLINCOUNTY,TEXASTOGETHERWITHTHECERTIFICATEOFCORRECTION RECORDED NOVEMBER 14,2006INCLERK'SFILENO.20061628590 OFTHEOFFICIAL RECORDS OFCOLLIN COUNTY, TEXAS. 2. Date,Time, andPlaceofSale.
Thesaleisscheduledtobeheldatthefollowingdate,time, and place: Date:

October 7,2025 Time:
Thesaleshallbeginnoearlierthan10:00AMornolaterthanthreehoursthereafter. The saleshallbecompleted bynolaterthan4:00PM. Place:
COLLIN County,
thesouthwest entranceoftheJackHatchellCollinCounty Administration Building,locatedat2300BloomdaleRoad,McKinney, Texas75071,orat thelocationandaddressdesignatedbytheCommissioners Courtofsaidcounty,pursuant to51.002oftheTexasPropertyCodeasthelocationandaddresswherethesaleistobe held. ThesaleshalltakeplaceintheareadesignatedbytheCommissioners Court,pursuant toSection51.002oftheTexasPropertyCode,astheplacewhereforeclosure salesareto takeplace. IfnoplaceisdesignatedbytheCommissioners Court, salewillbeconducted attheplacewheretheNoticeofTrustee'sSalewasposted. 3. Terms ofSale:
Thesalewillbeconductedasapublicauctiontothehighestbidderforcash, subjecttotheprovisionsofthedeedoftrustpermittingthebeneficiarythereundertohavethebidcreditedtothenoteuptotheamountoftheunpaiddebtsecuredbythedeedoftrustatthetimeofsale. Thosedesiringtopurchasethepropertywillneedtodemonstratetheirabilitytopaycashonthedaythepropertyissold. Ifapurchaserdesiresto paywithcashier' schecks, 100%offundsdueattimeofsalemadepayabletothebidderorAuction.com. Thepurchase priceinasaleheldbytheundersignedhereinispayableimmediatelyonacceptanceofthebidbytheundersignedtrusteeorsubstitutetrustee. Thesalewillbemadeexpresslysubjecttoanytitlematterssetforthinthedeedoftrust,butprospectivebiddersareremindedthatbylawthesalewillnecessarilybemadesubjecttoallpriormattersofrecordaffectingtheproperty,ifany,totheextentthattheyremaininforceandeffectandhavenotbeensubordinatedtothedeedoftrust. Fortheavoidanceofdoubt,theForeclosureSalewillnotcoveranypartofthePropertythathasbeen releasedofpublicrecordfromthelienand/orsecurityinterestoftheDeedofTrust. Prospectivebiddersarestronglyurgedtoexaminetheapplicablepropertyrecordstodeterminethenatureandextentofsuchmatters,ifany.Pursuanttosection51.0075(a) oftheTexasPropertyCode, SubstituteTrusteereservestherighttosetfurtherreasonableconditionsforconductingtheForeclosureSale.
AnysuchfurtherconditionsshallbeannouncedbeforebiddingisopenedforthefirstsaleofthedayheldbySubstituteTrustee.IftheForeclosureSaleispassed,noticeofthedateof anyrescheduledforeclosuresalewillberepostedandrefiledinaccordancewiththepostingandfilingrequirements oftheDeedofTrustandtheTexasPropertyCode. 4. TheDeedofTrustmayencumber bothrealandpersonal property.
Noticeisherebygivenof Holder'selectiontoproceedagainstandsellboththerealpropertyandanypersonalpropertydescribedintheDeedofTrustinaccordancewiththeHolder'srightsandremediesundertheDeedofTrustandSection9.604oftheTexas BusinessandCommerce Code. 5.Pursuanttosection51.009oftheTexasPropertyCode,thepropertywillbesoldin"asis,whereis" condition,withoutanyexpressorimpliedwarranties, exceptastothewarrantiesoftitle (ifany)providedforunder thedeedoftrust. Prospectivebiddersareadvisedtoconductanindependentinvestigationoftheproperty. xx0714 PhilpotPursuanttosection51.0075oftheTexasPropertyCode,thetrusteereservestherighttosetfurtherreasonable conditions forconducting thesale. Anysuchfurtherconditions shallbeannounced beforebiddingisopenedforthe firstsaleofthedayheldbythetrusteeoranysubstitute trustee. 6. TypeofSale.

Thesaleisanonjudicialdeedoftrustlienandsecurityinterestforeclosure sale beingconductedpursuanttothepowerofsalegrantedbytheDeedofTrust/SecurityInstrument (" DeedofTrust") executed byMikeRyanPhilpot andMorgan Philpot(" Debtor"). SaidDeedofTrustsecuresaPromissory Note/Loan Agieeiiient, andanyrenewals, extensions ormodifications thereof,datedMarch12,2015andexecutedbyDebtorin theOriginalPrincipal Amountof$245,471.00. Thecurrentbeneficiary oftheDeedofTrustisU.S. BankNational Association, notinitsindividual capacitybutsolelyaslegaltitletrusteeforRMTPTrust,Series2021Cottage-TT-V, P.O. Box55004, Irvine, CA92619. TheDeedofTrustisdatedMarch12, 2015, designating Michael Burnsasthe OriginalTrusteeandisrecordedintheofficeoftheCountyClerkofCOLLIN County,Texas,underInstrument No. 20150313000273330, oftheRealProperty Records ofCOLLIN County,Texas.
Theforeclosure ofthismortgage is beingadministered byamortgage servicerrepresenting themortgagee under aservicingagreement.
Questions concerning thesalemaybedirected totheundersigned, Richard E. Anderson, 4920Westport Drive, TheColony, Texas75056,whosentthisnotice, ortothemortgage servicer, Rushmore LoanManagement Services, LLC, 15480 Laguna Canyon RoadSuite100,Irvine,CA92618. 7. Default andRequest ToAct. Defaulthasoccurred underthedeedoftrust,andthebeneficiary hasrequested me,asSubstitute Trustee, toconductthissale. Noticeisgiventhatbeforethesalethebeneficiary may appointanotherpersonsubstitute trusteetoconductthesale. 8.AssertandprotectyourrightsasamemberofthearmedforcesoftheUnitedStates. Ifyou areoryourspouseisservingonactivemilitaryduty, including activemilitarydutyasamemberoftheTexas National GuardortheNational Guardofanother stateorasamember ofareservecomponent ofthearmed forcesoftheUnitedStates, pleasesendwrittennoticeoftheactivedutymilitaryservicetothesenderofthis noticeimmediately. DATED9/16/25 gitttIf, Auction.,-"4F-
Benton, BrandyBacon, Michelle Schwartz, Guy Wiggs,
' avidStockman,
Donna Stockman,
JanetPinder,
Jamie Dworsky, AngelaCooper,DavidGarvin, RichardE.Anderson, RayVela,CesarDelaGarza 4920Westport Drive TheColony,Texas75056 214.276.1545-telephone 214.276.1546- facsimile Substitute Trustees xx0714 Philpot