236 BIRDBROOK DR

WEST CROSSING #1 CAN, BLK H, LOT 33

NOTICE OFACCELERATION ANDNOTICE OFTRUSTEE' SSALE AssertandprotectyourrightsasamemberofthearmedforcesoftheUnitedStates. Ifyouareoryour spouseisservingonactivemilitaryduty,induding activemilitarydutyasamemberoftheTexasNational GuardortheNational Guardofanother stateorasamember ofareserve component ofthearmedforces oftheUnitedStates, pleasesendwrittennoticeoftheactivedutymilitaryservicetothesenderofthis noticeimmediately. DEEDOFTRUST INFORMAATION: Date:
October 19, 2020 Grantor( s):

JeffreyL.HowardandDebbieA.Howard, Husband andWife Original Mortgage Electronic Registration Systems, Inc., asnominee forAspire Financial Mortgagee:

Inc. dbaTexaslending. com Original Principal:
$ 309,969.00 Recording20201026001866510 Information: Property County:

Collin Property:


LOT33INBLOCK HOFFINAL PLAT WEST CROSSING PHASE 1, AN ADDITION TO THE CITY OFANNA,
COLLIN COUNTY,
TEXAS, ACCORDING TOTHEMAPORPLAT THEREOF RECORDED INVOLUME 2006,PAGE 22,PLAT RECORDS COLLIN COUNTY, TEXAS PropertyAddress:

236Birdbrook Drive Anna, TX75409 MORTGAGE SERVICING INFORMATION: TheMortgage Servicer, ifnottheCurrentMortgagee, isrepresenting theCurrentMortgagee pursuant to aMortgage Servicing Agreement. CurrentMortgagee: NewRez LLCd/b/aShellpoint Mortgage Servicing Mortgage Servicer:
Shellpoint Mortgage Servicing Mortgage Servicer 75Beattie Place Address:


Greenville, SC29601 SALE INFORMATION: DateofSale:


January 6, 2026 TimeofSale:


10:00AMorwithin threehours thereafter. PlaceofSale:

ThefrontstepsoftheCollinCountyCourthouse locatedat2100Bloomdale Road, McKinney, Texas75071or,ifthepreceding areaisnolongerthedesignated area, at theareamostrecentlydesignated bytheCountyCommissioner' sCourt. Substitute AgencySalesandPosting, LLC,andPadgettLawGroup,anytoact Trustee: Substitute 546Silicon Dr., Suite103,Southlake, TX76092 Trustee Address:Alf?-
'. 1 SYX31 `,1,!? f1i 't:111'3lY1JA , 83 :IIsz tiOi
.yy0yi PLGFileNumber: 25-015672- 1 1 ZiIAPPOINTMENT OFSUBSTITUTE TRUSTEE: THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S)
IDENTIFIED TOSELL THE PROPERTY DESCRIBED INTHESECURITY INSTRUMENT IDENTIFIED INTHISNOTICE OFSALE THEPERSON SIGNING THISNOTICE ISTHEATTORNEY ORAUTHORIZED AGENT OFTHE MORTGAGEE ORMORTGAGE SERVICER. Theundersigned istheattorneyforthemortgagee and/ormortgage servicer, andinsuchcapacitydoes herebyremovetheoriginaltrusteeandallsuccessor substitute trusteesundertheabove-described DeedofTrust andappointsintheirplace, anytoact, thosesubstitute trusteesidentified intheSALEINFORMATION section ofthisnotice, whoseaddressisc/oPadgettLawGroup, 546SiliconDr., Suite103, Southlake, TX76092as Substitute Trustee, whoshallhereafter exerciseallpowersanddutiestosetasidethesaidoriginaltrusteeunder saidDeedofTrust, andfurtherdoesherebyrequest, authorize, andinstructsaidSubstitute Trusteestoconduct anddirecttheexecution ofremedies setasidetothebeneficiary therein. WHEREAS, theabove-namedGrantor(s) previously conveyed theabovedescribed propertyintrustto securepaymentoftheNotesetforthintheabove-described DeedofTrust; and WHEREAS, adefaultundertheNoteandDeedofTrustwasdeclared, suchdefaultwasreported tonot havebeencured, andallsumssecuredbysuchDeedofTrustaredeclaredimmediately dueandpayable. WHEREAS, theoriginalTrusteeandanypreviously appointed Substitute TrusteeundersaidDeedof Trusthasbeenherebyremovedandthehereindescribed Substitute Trustees, havebeenappointed asSubstitute Trusteesandauthorized bytheMortgage ServicertoenforcethepowerofsalegrantedintheDeedofTrust; and WHEREAS, theundersigned lawfirmhasbeenrequested toprovidethesenoticesonbehalfofthe Current Mortgagee, Mortgage Servicer andSubstitute Trustees; NOW,THEREFORE, NOTICE ISHEREBY GIVENoftheforegoing mattersandthat: 1.
ThematurityoftheNoteisherebyaccelerated, andallsumssecuredbytheDeedofTrustare declaredtobeimmediately dueandpayable. 2.
Thehereinappointed Substitute Trustees, anytoact, asSubstitute TrusteewillsellthePropertyto thehighestbidderforcashonthedate, attheplace, andnoearlierthanthetimesetforthabovein theSaleInformation sectionofthisnotice.Thesalewillbeginwithinthreehoursafterthattime. 3.
Thissaleshallbesubjecttoanylegalimpediments tothesaleofthePropertytoanyexceptions referenced intheDeedofTrustorappearing ofrecordtotheextentthesamearestillineffectand shallnotcoveranypropertythathasbeenreleasedfromthelienimposedbytheDeedofTrust. 4.
Nowarranties,
expressorimplied,
including butnotlimitedtotheimpliedwarranties of merchantability andfitnessfortheparticular purposeshallbeconveyed atthesale, saveandexcept theGrantor'swarranties specifically authorized bytheGrantorintheDeedofTrust. Theproperty shallbesold " AS-IS", purchaser' swillbuytheproperty " atthepurchaser' sownrisk" and "athis peril" andnorepresentation ismadeconcerning thequalityornatureoftitletobeacquired. Purchasers willreceivewhatever interestGrantorandGrantor'sassignshaveintheproperty, subjecttoanyliensorinterestofanykindthatmaysurvivethesale. Interested personsare encouraged toconsultcounseloftheirchoicepriortoparticipating inthesaleoftheproperty. 5.
Ifthesaleissetasideforanyreason, thePurchaser atthesaleshallbeentitledonlytoareturnof thefundspaid. ThePurchaser shallhavenofurtherrecourseagainsttheMortgagor, theMortgagee, theMortgagee' sAttorney, orthedulyappointed Substitute Trustee. Michael J. Burns/ Jonathan Smith/ Gabrielle A. Davis/ PaigeJones PLGFileNumber: 25-015672- 1 2CERTIFICATE OFPOSTING MynameisJeffBentonandmyaddressisdoPadgettLawGroup, 546 Silicon Dr., Suite103, Southlake, TX76092. Ideclare underpenaltyofperjurythaton11/25/25I filedattheofficeoftheCollinCountyClerktobepostedattheCollinCountycourthouse thisnoticeofsale. Declarant'sName: JeffBenton Date: 11/25/25 PadgettLawGroup 546Silicon Dr., Suite103, Southlake, TX76092 850)422-2520 WITNESS MYHAND this25dayofNov 2025 JeffBenton PLGFileNumber: 25-015672- 1 3

4 Bed, 2 Bath, Estimated value: $352,065 Avg ($/sqft: 179, 4 Bed , 2 Bath) # listed: 32