
WEST CROSSING #1 CAN, BLK J, LOT 11
Bedrooms
Bathrooms
Sq Ft
Year Built
NOTICE OFSUBSTITUTE TRUSTEE SALE
DeedofTrustDate:
Grantor( s)/Mortgagor( s):
5/24/2023THOMAS EARLPOWELL JR.ANDLAURA POWELL,
HUSBAND AND WIFE
Original Beneficiary/ Mortgagee:
Current Beneficiary/ Mortgagee:
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.
Lakeview LoanServicing, LLC
MERS") SOLELY ASANOMINEE FORPRIMELENDING A
PLAINSCAPITAL COMPANY LENDER ITSSUCCESSORS AND
ASSIGNS
Recorded in:
Property County:
Volume: N/A COLLIN
Page: N/A
Instrument No:2023000057730
Mortgage Servicer:
Mortgage Servicer' sAddress:
M&TBankisrepresentingtheCurrentBeneficiary/ Mortgagee under a 1Fountain Plaza,
servicing agreement withtheCurrentBeneficiary/ Mortgagee.
Buffalo, NY14203
DateofSale: 2/3/2026 Earliest TimeSaleWillBegin: loam
PlaceofSaleofProperty:CollinCountyCourthouse, 2100BloomdaleRoad,McKinney, TX75071ORINTHEAREADESIGNATED BY
THECOMMISSIONER' SCOURT, PURSUANT TOSECTION 51.002OFTHETEXASPROPERTY CODE.
LegalDescription: BEINGLOT11,INBLOCKJ,OFWESTCROSSING PHASE1,ANADDITION TOTHECITYOFANNA,COLLINCOUNTY, TEXAS,
ACCORDING TOTHEMAPORPLATTHEREOF RECORDED INCLERK'SFILENO.20060123010000130( VOLUME 2006,PAGE22),PLATRECORDS,
COLLIN COUNTY, TEXAS.
InaccordancewithTEx.PROP.CODE§51.0076andtheDeedofTrustreferencedabove,theundersignedasattorneyforMortgageeorMortgageServicerdoeshereby
removetheoriginalTrusteeandallsuccessorsubstitutetrusteesandappointsintheirstead,PhillipPierceall,DouglasRodgers,TerryWaters,BruceMiller,Ashlee
Luna, JoshuaSanders, RamiroCuevas, ShawnSchiller, LaurenGuy, ConradWallace, PatrickZwiers, AngieUselton, LisaBruno,MistyMcMillan, DanielHart,
Auction.comLLC,PaytonHreha,Francesca Ortolani,ShelleyOrtolani,MaryMancuso, LizHach,MicheleHrehaorCarolDunmon, ColePatton,MyraHomayoun,
ThuyFrazier,McCarthy& Holthus,LLP,asSubstitute Trustee,whoshallhereafterexerciseallpowersanddutiessetasidetothesaidoriginalTrusteeundertheresaid
DeedofTrust; and, further, doesherebyrequest, authorize, andinstructsaidSubstitute Trusteetoconductanddirecttheexecution ofremedies setasidetothe
beneficiary therein
TheSubstituteTrusteewillsellthepropertybypublicauctiontothehighestbidderforcashattheplaceanddatespecified.
Thesalewillbeginattheearliesttime
statedaboveorwithinthree(3)hoursafterthattime.
ThePropertywillbesold"ASIS,"withoutanyexpressorimpliedwarranties, exceptastowarrantiesoftitle,andatthepurchaser'sownrisk,pursuanttothetermsof
TEx.PROP.CODE§51.002and§51.009.Prospectivebiddersareadvisedtoconductanindependentinvestigation ofthenatureandphysicalconditionoftheProperty.
Substitute Trusteereservestherighttosetfurtherreasonable conditions forconducting thepublicauction. Anysuchfurtherconditions shallbeannounced before
biddingisopenedforthefirstsaleofthedayheldbySubstitute Trustee.
THISINSTRUMENT APPOINTS THESUBSTITUTE TRUSTEE( S) IDENTIFIED TOSELLTHEPROPERTY DESCRIBED INTHESECURITY
INSTRUMENT IDENTIFIED INTHISNOTICE OFSALE.THEPERSON SIGNING THISNOTICE ISTHEATTORNEY ORAUTHORIZED AGENT
OFTHEMORTGAGEE ORMORTGAGE SERVICER.
NOTICE PURSUANT TOTEX.PROP.CODE§51.002(1): ASSERTANDPROTECT YOURRIGHTSASMEMBER OFTHEARMEDFORCES OFTHE
UNITED STATES. IFYOUORYOURSPOUSE ARESERVING ONACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTYASA
MEMBER OFTHETEXASNATIONAL ORTHENATIONAL GUARDOFANOTHER STATEORASAMEMBER OFARESERVE COMPONENT OF
THEARMED FORCES OFTHEUNITED STATES, PLEASE SENDWRITTEN NOTICE OFTHEACTIVE DUTYMILITARY SERVICE TOTHE
SENDER OFTHISNOTICE IMMEDIATELY.
Dated:12/5/2025 Dated:
1atDOt_ ,
d[Name:,
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ejipyi-dEn,
ThuyFrazier, Attorney Substitute TrusteeNMcCarthy& Holthus, LLP c/oAuction. com cn
1255West15thStreet, Suite1060 1255West15thStreet,Suite1060
Plano,TX75075 Plano,TX75075
Attorneys forM&TBank https:// sales. mccarthvhoithus. com!tita
13 t )
MRFileNumber:
TX-25-124841- POS
LoanType:FHA
4 Bed, 2.5 Bath, Estimated value: $385,741 Avg ($/sqft: 175, 4 Bed , 2 Bath) # listed: 53
Appraised Value
$397,863
Default Amount
$0
Potential Savings: $397,863
Auction Date
February 3, 2026
Foreclosure Type
mortgage
Current Owner
POWELL THOMAS EARL JR & LAURA
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