5712 BROKEN SPUR

SADDLE CLUB AT MCKINNEY RANCH PHASE 1 CMC, BLK A, LOT 10

C&MNo. 44-25-03673/FILENOS NOTICE OFTRUSTEE' SSALE AssertandprotectyourrightsasamemberofthearmedforcesoftheUnitedStates. Ifyouareor yourspouseisservingonactivemilitaryduty, includingactivemilitarydutyasamemberofthe TexasNational GuardortheNational Guardofanotherstateorasamemberofareserve component ofthearmedforcesoftheUnitedStates, pleasesendwrittennoticeoftheactiveduty military service tothesender ofthis notice immediately. Sender is:
Codilis & Moody, P.C., 20405 StateHighway 249, Suite170, Houston, TX77070 INSTRUMENT BEINGFORECLOSED ANDMORTGAGE SERVICER INFORMATION DeedofTrustdatedMay16,2019andrecordedunderClerk'sFileNo. 20190521000572160, intherealpropertyrecordsof COLLINCountyTexas,withEslamMohamedandKubraZafer, husbandandwifeasGrantor(s) andMortgageElectronic Registration Systems, Inc., asbeneficiary, asnomineeforEverettFinancial. Inc, D/B/ASupremeLending, itssuccessors andassignsasOriginal Mortgagee. DeedofTrustexecutedbyEslamMohamedandKubraZafer, husbandandwifesecuringpaymentoftheindebtedness in theoriginalprincipalamountof$260,174.00andobligationthereindescribedincludingbutnotlimitedtothepromissory noteandallmodifications, renewal and extensions ofthepromissorynote ( the "Note") executed byEslamMohamed. Lakeview LoanServicing,LLCisthecurrent mortgagee( the"Mortgagee") oftheNoteandDeedofTrustorContract Lien. TheMortgageServicerisauthorizedtorepresenttheMortgagee byvirtueofaservicingagreementwiththeMortgagee. PursuanttotheServicingAgreementandTexasPropertyCode51.0025,theMortgageServicerisauthorizedtocollectthe debtandtoadminister anyresultingforeclosure oftheproperty securingtheabovereferenced loan. M & TBankisacting astheMortgage Servicer fortheMortgagee. M&TBank, isrepresenting theMortgagee, whoseaddressis: OneFountain Plaza,Buffalo, NY14203. LegalDescription: LOT10, BLOCKA, SADDLECLUBATMCKINNEY RANCHPHASE1, ANADDITION TOTHECITYOF MCKINNEY, COLLINCOUNTY, TEXAS, ACCORDING TOTHEMAPORPLATTHEREOF RECORDED IN VOLUME 2006,PAGE152,OFTHEPLATRECORDS OFCOLLIN COUNTY, TEXAS SALEINFORMATION c i DateofSale: 01/06/2026 Earliest TimeSaleWillBegin: 10:00AM Location ofSale:
Theplaceofthesaleshallbe: COLLIN County Courthouse, Texas atthefollowinglocation: c11 4 2100Bloomdale Road,McKinney, Texas 75071, oriftheprecedingareaisnolonger thedesignated area, attheareamost7,

I recentlydesignated bytheCountyCommissioner' sCourtrn u
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TERMS OFSALE cr) Adefaulthasoccurredinthepaymentofsaidhereinreferencedindebtedness, andthesameisnowwhollydue, andthe Mortgagee and/orMortgage Servicerhasrequestedthehereinafter appointed Substitute Trusteetosellsaidpropertytothe highestbidderforcashandtodistributeorapplytheproceedsofsaidsaleinaccordancewiththetermsofsaidDeedof Trust. TheSalewillbeconductedasapublicauctiontothehighestbidderforcash,exceptthatMortgagee'sbidmaybebycredit againsttheindebtedness securedbythelienoftheDeedofTrust.
PursuanttotheDeedofTrust, themortgageehasthe righttodirecttheTrusteetosellthepropertyinoneormoreparcelsand/ortosellalloronlypartoftheproperty. Pursuant toSection 51.009oftheTexasPropertyCode, thePropertywillbesoldin"ASIS,""WHERE IS"condition, without nayQxpreesorimpliedwarranties, exceptustothewarranties oftitle,ifany,providedforundertheDeedofTrust_ 44-25-03COLLIN673 1111111111111111 IIII 4859351Thesalewillbeginattheearliesttimestatedabove,orwithinthree(3)hoursafterthattime. Ifthesaleissetasideforany reason, thePurchaseratthesaleshallbeentitledonlytoareturnofthefundspaid. ThePurchasershallhavenofurther recourseagainsttheMortgagor, theMortgagee ortheMortgagee' sattorney. TheaddressfortheSubstituteTrusteeforpurposesofSection51.0075(e)oftheTexasPropertyCodeis: Codilis& Moody,P.C. 20405StateHighway 249,Suite170 Houston, TX77070 281)925-5200 LbLA:CtIlt CarolDunmon, Mary cuso,MicheleHreha,ShelleyOrtolani,Francesca Ortolan, GuyWiggs, DavidStoc
.• I,BrendaWiggs,DonnaStockman, JanetPinder,Brandy Bacon,MichelleSchwartz, JamieDworsky, AngelaBrown,PaytonHreha,JeffBenton, Auction. com,LLC, orCodilis& Moody,P.C.,asSubstitute Trustee