540 HARDING LN

HERITAGE EAST A PHASE 1 ADDITION CLA, BLK L, LOT 25

540HARDING LN00000010495695 LAVON, TX75166 NOTICE OF[SUBSTITUTE' TRUSTEE' SSALE Assert andprotect your rights asamember ofthearmed forces oftheUnited States.
Ifyouareoryourspouse is serving on active military duty,
including activemilitary dutyasamember oftheTexasNational Guard orthe National Guardofanotherstateorasamember ofareservecomponent ofthearmedforcesoftheUnitedStates, pleasesendwrittennoticeoftheactivedutymilitary servicetothesenderofthisnoticeimmediately. 1.
Date,Time,andPlaceofSale. Date:

November 04,2025 Time:

Thesalewillbeginat10:00AMornotlaterthanthreehoursafterthattime. Place:

THE FRONT STEPS OFTHE COLLIN COUNTY COURTHOUSE LOCATED AT2100 BLOOMDALE ROAD,
MCKINNEY,
TX75071;
ORASDESIGNATED BYTHECOUNTY COMMISSIONER' SOFFICE or asdesignated bythecountycommissioners. 2.
Terms ofSale. Cash. 3.
Instrument tobeForeclosed.
TheInstrument tobeforeclosed istheDeedofTrustorContract LiendatedNovember 21,
2016 andrecorded inDocument INSTRUMENT NO.
20161123001596870;
ASAFFECTED BYINSTRUMENT NO. 20170613000763300 realpropertyrecordsofCOLLINCounty, Texas, withMEGANAHURDANDBRANDON THURD, grantor(s)andMORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.(" MERS") ASNOMINEE, mortgagee. 4.
Obligations Secured.
DeedofTrustorContract Lienexecuted byMEGAN AHURDANDBRANDON THURD, securingthepaymentoftheindebtednesses intheoriginal principalamount of
$220,924.00,
andobligations therein described includingbutnotlimitedtothepromissory noteandallmodifications, renewalsandextensions ofthepromissory note.
FIRSTUNITED BANKANDTRUST COMPANY isthecurrentmortgagee ofthenoteandDeedofTrustorContract Lien. 5.
PropertytoBeSold. Thepropertytobesoldisdescribed intheattachedExhibitA. 6.
Mortgage Servicer Information.

TheMortgage Servicer isauthorized torepresent theMortgagee byvirtueofa servicing agreement with theMortgagee.
Pursuant totheServicing Agreement andTexas Property Code
§
51.0025,
the Mortgage Servicer isauthorized tocollectthedebtandtoadminister anyresulting foreclosure oftheliensecuring the Property referenced above.
FIRST UNITED BANK AND TRUST COMPANY,
asMortgage Servicer,
isrepresenting the currentmortgagee, whoseaddress is: doFIRSTUNITED BANKANDTRUST COMPANY 3930DALLAS PARKWAY PLANO, TX75093 r—n,,,

2 rn t r yj IIIIIII11111IIIIIIIIIIII11111IIIIIIII1IIIII111111111111IIIII11111IIIIIIIIIIIIIIIIIIIIII FCTX_NTSS. rpt(11/17/202o)-Syer•03 NTSS00000010495695Page1of3I1I 540HARDING LN00000010495695 LAVON, TX75166 THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S)
IDENTIFIED TOSELL THE PROPERTY DESCRIBED INTHE SECURITY INSTRUMENT IDENTIFIED INTHIS NOTICE OFSALE THE PERSON SIGNING THIS NOTICE ISTHE ATTORNEY ORAUTHORIZED AGENT OFTHE MORTGAGEE OR MORTGAGE SERVICER. Theundersigned asattorneyforthemortgagee ormortgageservicerdoesherbyremovetheoriginaltrusteeandallsuccessor substitute trustees andappoints intheirsteed FRANCESCA ORTOLANI,
SHELLEY ORTOLANI,
MARY MANCUSO,
LIZ HACH,
MICHELE HREHA,
CAROL DUNMON,
JANE KLINE,
PAYTON HREHA,
CHASITY LEWALLEN,
GUY WIGGS,
DAVID STOCKMAN,
BRENDA WIGGS, BRIAN HOOPER,
MIKE JANSTA,
MIKE HAYWARD,
ANGELA ANDERSON,
AND JAYJACOBS,
DONNA STOCKMAN,
KATHY ARRINGTON,
JANET PINDER,
BRANDY BACON, MICHELLE SCHWARTZ ORJAMIE DWORSKY whoseaddress isdoBARRETT DAFFIN FRAPPIER TURNER
& ENGEL,
LLP,
4004 BeltLineRoad,
Suite 100,
Addison,
Texas 75001- 4320 asSubstitute Trustee,
whoshallhereafter exercise allpowersandduties setaside tothesaidoriginal trustee under thesaidDeed ofTrust;
and, furtherdoeshereby request,
authorize,
andinstruct saidSubstitute Trustee toconduct anddirecttheexecution ofremedies setasidetothe beneficiary therein. RyanBourgeois Certificate ofPosting Myname isJeffBentonandmyaddressisdo4004BeltLineRoad,
Suite100, Addison, Texas 75001- 4320.
Ideclare underpenaltyofperjurythat on7/31/25 1filedattheoffice oftheCOLLINCountyClerkandcausedtobepostedattheCOLLINCountycourthouse thisnoticeofsale. Igig, DeclarantsName:JeffBenton Date:7/31/25 FCTX_NTSS. rpt(11/I7/2020)-SVer-03 Page2of3540HARDING LN 00000010495695 LAVON, TX75166 00000010495695 COLLIN rizootwito LOT25, BLOCK L, HERITAGE EAST ' A', PHASE IADDITION, ANADDITION TOTHECITY OFLAVON, COLLIN COUNTY, TEXAS, ACCORDING TOTHEMAPORPLAT THEREOF RECORDED INVOLUME 2006, PAGE(S) 323, OFTHEMAPAND/OR PLATRECORDS OFCOLLIN COUNTY, TEXAS. FCTX_NTSS. rpt(I1/17/2020)-SVer-03Page3of3