1905 RUSTIC CREEK DR

CREEKSIDE ESTATES BLK 1 LT 23

NOTICE OF FORECLOSURE SALE
Notice is hereby given of a public non-judicial foreclosure sale. 2025
1. IO PN ?! n 1 Property To Be Sold. The property to be sold is described as follows: • • ·-· ·' }
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LOT 23, BLOCK 1, CREEKSIDE ESTATES AN ADDITION TO THE CITY OF GARLAND}1\'' Ci',~;i~,:'
DALLAS COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN,V.OLUME\S .. c..;.y,;,,
2002247, PAGE 44 OF THE MAP RECORDS OF DALLAS COUNTY, TEXAS b' --··
place: 2. Date, Time, and Place of Sale. The sale is scheduled to be held at the following date, time, and
Date: December 2, 2025
Time: The sale shall begin no earlier than 11:00 AM or no later than three hours thereafter. The
sale shall be completed by no later than 4:00 PM.
Place: DALLAS County, on the north side of the George Allen Courts Building facing Commerce
Street below the overhang in Dallas, TX, or at the location and address designated by the
Commissioners Court of said county, pursuant to 51.002 of the Texas Property Code as the
location and address where the sale is to be held. The sale shall take place in the area
designated by the Commissioners Court, pursuant to Section 51.002 of the Texas Property
Code, as the place where foreclosure sales are to take place. If no place is designated by
the Commissioners Court, sale will be conducted at the place where the Notice of Trustee's
Sale was posted.
3. Terms of Sale: The sale will be conducted as a public auction to the highest bidder for cash,
subject to the provisions of the deed of trust permitting the beneficiary thereunder to have the bid credited to the note
up to the amount of the unpaid debt secured by the deed of trust at the time of sale. Those desiring to purchase the
property will need to demonstrate their ability to pay cash on the day the property is sold. If a purchaser desires to
pay with cashier's checks, they should be made payable to Anderson Vela, L.L.P. or endorsed in accordance with the
instructions by the Trustee. The purchase price in a sale held by the undersigned herein is payable immediately on
acceptance of the bid by the undersigned trustee or substitute trustee. The sale will be made expressly subject to any
title matters set forth in the deed of trust, but prospective bidders are reminded that by law the sale will necessarily be
made subject to all prior matters of record affecting the property, if any, to the extent that they remain in force and
effect and have not been subordinated to the deed of trust. For the avoidance of doubt, the Foreclosure Sale will not
cover any part of the Property that has been released of public record from the lien and/or security interest of the Deed
of Trust. Prospective bidders are strongly urged to examine the applicable property records to determine the nature
and extent of such matters, if any. Pursuant to section 51.0075(a) of the Texas Property Code, Substitute Trustee
reserves the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further conditions
shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee. If the Foreclosure
Sale is passed, notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with
the posting and filing requirements of the Deed of Trust and the Texas Property Code.
4. The Deed of Trust may encumber both real and personal property. Notice is hereby given of
Holder's election to proceed against and sell both the real property and any personal property described in the Deed
of Trust in accordance with the Holder's rights and remedies under the Deed of Trust and Section 9.604 of the Texas
Business and Commerce Code.
5. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in "as is, where is"
condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under
the deed of trust. Prospective bidders are advised to conduct an independent investigation of the property.
Pursuant to section 51.0075 of the Texas Property Code, the trustee reserves the right to set further reasonable
xx4702 Charles conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the
first sale of the day held by the trustee or any substitute trustee.
6. Type of Sale. The sale is a non-judicial deed of trust lien and security interest foreclosure sale
being conducted pursuant to the power of sale granted by the Deed of Trust/Security Instrument ("Deed of Trust")
executed by Natalio Charles ("Debtor") and Nancy Narvaez Macias ("Pro Forma"). Said Deed of Trust secures a
Promissory Note/Loan Agreement, and any renewals, extensions or modifications thereof, dated November 22, 202 I
and executed by Debtor in the Original Principal Amount of$3 I 5,000.00. The current beneficiary of the Deed of Trust
is U.S. Bank Trust National Association, as Trustee of Tiki Series V Trust, 323 5th Street, Eureka, CA 95501. The
Deed of Trust is dated November 22, 2021, designating Steven J. Kubik as the Original Trustee and is recorded in the
office of the County Clerk of DALLAS County, Texas, under Instrument No. 202 l -202100353902, of the Real
Property Records of DALLAS County, Texas. The foreclosure of this mortgage is being administered by a mortgage
servicer representing the mortgagee under a servicing agreement. Questions concerning the sale may be directed to
the undersigned, Richard E. Anderson, 4920 Westport Drive, The Colony, Texas 75056, who sent this notice, or to
the mortgage servicer, SN Servicing Corporation, 323 5th Street, Eureka, CA 95501.
7. Default and Request To Act. Default has occurred under the deed of trust, and the beneficiary
has requested me, as Substitute Trustee, to conduct this sale. Notice is given that before the sale the beneficiary may
appoint another person substitute trustee to conduct the sale.
8. Assert and protect your rights as a member of the armed forces of the United States. If you
are or your spouse is serving on active military duty, including active military duty as a member of the Texas
National Guard or the National Guard of another state or as a member of a reserve component of the armed
forces of the United States, please send written notice of the active duty military service to the sender of this
notice immediately.
DATED November 10, 2025
xx4702 Charles David Garvin, Jeff Benton, Brandy Bacon, Michelle Schwartz, Guy
Wiggs, David Stockman, Donna Stockman, Janet Pinder, Jamie
Dworsky, Angela Cooper Brown, Kelly Goddard,
Richard E. Anderson, Ray Vela, Cesar DelaGarza
4920 Westport Drive
The Colony, Texas 75056
214.276.1545 -telephone
214.276.1546 -facsimile
Substitute Trustees