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4738 DUCK CREEK DR

GARLAND (DALLAS CO), TX 75043
active
ID: 26229700040180000
4738 DUCK CREEK DR
active
Property image 2
Legal Description

GATEWOOD 2 3RD SEC PH B BLK D LOT 18

;
Property Overview
3

Bedrooms

Bathrooms

1,468

Sq Ft

1981

Year Built

Foreclosure Description

4738 DUCK CREEK DR
GARLAND, TX 75043 00000009985375
NOTICE OF [SUBSTITUTE] TRUSTEE'S SALE
Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is
serving on active military duty, including active military duty as a member of the Texas National Guard or the
National Guard of another state or as a member of a reserve component of the armed forces of the United States,
please send written notice of the active duty military service to the sender of this notice immediately.
I. Date, Time, and Place of Sale.
Date: August 05, 2025
Time: The sale will begin at 10:00 AM or not later than three hours after that time.
Place: THE AREA OUTSIDE ON THE NORTHSIDE OF THE GEORGE
COMMERCE STREET BELOW THE OVERHANG OR AS
COMMISSIONERS or as designated by the county commissioners. ALLEN COURTS BUILDING FACING
DESIGNATED BY THE COUNTY
2. Terms of Sale. Cash.
3. Instrument to be Foreclosed. The Instrument to be foreclosed is the Deed of Trust or Contract Lien dated December
20, 2021 and recorded in Document CLERK'S FILE NO. 202100383436 real property records of DALLAS County, Texas,
with EARNEST JAY WILLIAMS, A SINGLE MAN, grantor(s) and MORTGAGE ELECTRONIC REGISTRATION
SYSTEMS, INC., AS BENEFICIARY, AS NOMINEE FOR ASPIRE FINANCIAL, INC. DBA TEXASLENDING.COM,
ITS SUCCESSORS AND ASSIGNS, mortgagee.
4. Obligations Secured. Deed of Trust or Contract Lien executed by EARNEST JAY WILLIAMS, A SINGLE MAN,
securing the payment of the indebtednesses in the original principal amount of $249,951.00, and obligations therein
described including but not limited to the promissory note and all modifications, renewals and extensions of the promissory
note. PENNYMAC LOAN SERVICES, LLC is the current mortgagee of the note and Deed of Trust or Contract Lien.
5. Property to Be Sold. The property to be sold is described in the attached Exhibit A.
6. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a
servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51.0025, the
Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the lien securing the
Property referenced above. PENNYMAC LOAN SERVICES, LLC, as Mortgage Servicer, i~ . representing...:i the current
\._".[} ,,::::::J mortgagee, whose address is: -< E~
c/o PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
SUITE200
WESTLAKE VILLAGE, CA 91361
FCTX_NTSS.rpt (I 1/17/2020)-S Ver-03 llll 1111111111111111111111111111 11111 111111111111111 111111111111111 IIIII IIIII IIIII IIHI 11111111
NTSS00000009985375 ::r::
N
I.O
Page 1 of3 4738 DUCK CREEK DR
GARLAND, TX 75043 00000009985375
THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY
DESCRIBED IN THE SECURITY INSTRUME_NT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON
SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR
MORTGAGE SERVICER.
The undersigned as attorney for the mortgagee or mortgage servicer does herby remove the original trustee and all successor
substitute trustees and appoints in their steed ROBERT FORSTER, JEFF FLEMING, ISRAEL SAUCEDO OR RYAN
BOURGEOIS whose address is c/o BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP, 4004 Belt Line Road, Suite
100, Addison, Texas 75001-4320 as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the
said original trustee under the said Deed of Trust; and, further does hereby request, authorize, and instruct said Substitute
Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein.
Israel Saucedo
Certificate of Posting
My name is Donna Stockman , and my address is c/o 4004 Belt Line Road, Suite 100,
Addison, Texas 75001-4320. I declare under penalty of perjury that on 5/29/25 I filed at the office
of the DALLAS County Clerk and caused to be posted at the DALLAS County courthouse this notice of sale.
Declarants Name: Donna Stockman
Date: 5/29/25
FCTX _ NTSS.rpt ( 11/17/2020)-S Ver-03 Page2 of3 4738 DUCK CREEK DR
_ GARLAND, TX 75043
00000009985375 00000009985375
DALLAS
LOT EIGHTEEN (18), IN BLOCK "D", OF GATEWOOD NO. TWO (2), THIRD (3RD) SECTION, PHASE "B", AN ADDITION TO
THE CITY OF -GARLAND, IN DALLAS COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF, RECORDED IN
VOLUME 78030, PAGE 2226, OF THE MAP RECORDS OF DALLAS COUNTY, TEXAS
FCTX _NTSS.rpt (1 l/17 /2020)-S Ver-03 Page 3 of3

Property Details
Property ID:26229700040180000
Owner Name:WILLIAMS EARNEST JAY
County:Dallas County
Year Built:1981
Living Area:1,468 sq ft
Bedrooms:3
Status:
active
Images Available:Yes
Coordinates:32.8546215,-96.61354156279069
Pricing Information

Appraised Value

$315,260

Default Amount

$249,951

Potential Savings: $65,309

Auction Information

Auction Date

August 5, 2025

Foreclosure Type

mortgage

Owner Information

Current Owner

WILLIAMS EARNEST JAY

Location & County Info

Coordinates

32.8546215,-96.61354156279069

View on Google MapsCounty Property Record
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