1609 CALDWELL DR

LEWIS TERRACE BLK B LOT 23

1609 CALDWELL DRIVE
GARLAND, TX 75041
NOTICE OF [SUBSTITUTE[ TRUSTl:E'S SALE 00000010589521
Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is
serving on active militarv duty, including active military duty as a member of the Texas National Guard or the
National Guard of another state or as a member of a reserve component of the armed forces of the United States,
please send written notice of the active duty military service to the sender of this notice immediately .
I. Date, Time, and Place of Sale.
Date: November 04, 2025
Time: The sale will begin at 10:00 AM or not later than three hours after that time.
Place: THE AREA OUTSIDE ON THE NORTHSIDE OF THE GEORGE ALLEN COURTS BUILDrNG FACfNG
COMME RCE STREET BELOW THE OVERHA G OR AS DESIGNATED BY THE COU TY
COMMJSS IO ERS or as designated by the county commissioners.
2. Terms of Sale. Cash.
3. Instrument to be Foreclosed. The Instrument to be foreclosed is the Deed of Trust or Contract Lien dated August 31,
2007 and recorded in Document INSTRUMENT NO. 20070326 128 real property records of DALLAS County, Texas, with
JUAN DAVID RAMIREZ AND SPOUSE DORA M RAMIREZ, grantor(s) and MORTGAGE ELECTRON IC
REGISTRAT ION SYSTEMS, I C. ("MERS") AS NOM[NEE , mortgagee.
4. Obligations Secured. Deed of Trust or Contract Lien executed by JUAN DAVID RAMIREZ AND SPOUSE DORA M
RAMIREZ , securing the payment of the indebtednesses in the original principal amount of $92,150.00, and obligations
therein described including but not limited to the promissory note and all modifications , renewals and extensions of the
promissory note. CJTJMORTGAGE , INC. is the current mortgagee of the note and Deed of Trust or Contract Lien.
5. Property to Be Sold. The property to be sold is described in the attached Exhibit A.
6. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a
servicing agreement with the Mortgagee. Pursuant to the Servicing Agreeme nt and Texas Property Code § 5 l.0025, the
Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the lien securing the
Property referenced above. CENLAR FSB, as Mortgage Servicer, is representing the current mortgagee , whose address is:
c/o CE LAR FSB
425 PHILLIPS BLVD
EWING, NJ 08618
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GARLAND, TX 75041 00000010589521
THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) JDENTI.FIED TO SELL THE PROPERTY
DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON
SIGNING THlS NOTICE IS THE ATTORNEY OR AUTHORlZED AGENT OF THE MORTGAGEE OR
MORTGAGE SERVICER.
The undersigned as attorney for the mortgagee or mortgage servicer does herby remove the original trustee and all successor
substitute trustees and appoints in their steed ROBERT FORSTER , JEFF FLEMING , ISRAEL SAUCEDO OR RYAN
BOURGEOIS whose address is c/o BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP, 4004 Belt Line Road, Suite
100, Addison, Texas 75001-4320 as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the
said original trustee under the said Deed of Trust; and, further does hereby request, authorize, and instruct said Substitute
Trustee to conduct and direct the execution of remedies set aside to the beneficia ry therein.
Israel Saucedo
Certificate of Posting
My name is Donna Stockman , and my address is c/o 4004 Belt Line Road, Suite I 00,
Addison, Texas 75001-4320. I declare under penalty of perjury that on 10/13/25 l filed at the office
of the DALLAS County Clerk and caused to be posted at the DALLAS County courthouse this notice of sale.
Declarants Name: Donna Stockman ----------------- Date: 10/13/25
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GARLAND , TX 75041
00000010589521
I EXHIBIT ''A'' I 00000010589521
DALLAS
LOT 23, BLOCK B, OF LEWIS TERRACE ADDlTlO , AN ADDITlON TO THE CITY OF GARLAND, DALLAS COUNTY,
TEXAS, ACCORDfNG TO THE PLAT THEREOF RECORDED fN VOLUME 23, PAGE 227, OF THE MAP RECORDS OF DALLAS
COUNTY, TEXAS.
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