1610 DOVE DR

QUAIL CREEK 4 BLK 17 LOT 8

Notice of Foreclosure Sale
December 15, 2025 FILED
20250EC I 6 ·AH 8: 09
· . • • J~HN F. WARR&N
Deed of Trust ("Deed of Trust"):· coutnY CLERK
. · DALLAS COUNTY
Dated:
Grantor:
Trustee:
Lender:
Recorded in: June 4, 2018 · ~t~PUTY BY--~-tJ.
Jose Bricio Zuniga Cruz and Olga Belen Ortega
J. Mark Riebe
Texas Bank Financial dba Texas Bank Mortgage Co.
Instrument No. 201800149286 of the real· property records of
Dallas County, Texas
Legal Description: Being Lot 8, in Block 17, of QUAIL CREEK NO. 4, an Addition
to the City of Garland, Dallas County, Texas, according to the Map ·
thereof recorded in Volume 73123, Page 1005, of the Map Records
of Dallas County, Texas
Property Address: 1610 Dove Drive, Garland, TX 75040
Secures: Promissory Note ("Note") in the original principal amount of
$156,600.00, executed by Jose Bricio Zuniga Cruz and Olga Belen
Ortega ("Borrower") and payable to the order of Lender
Substitute Trustee: Craig C. Lesok
Substitute Trustee's
Address: 226 Bailey Ave, Ste 101, Fort Worth, TX, 76107
Nominee for Lender/
Beneficiary: Mortgage Electronic Registration Systems, Inc. ("MERS")
Nominee for Lender/
Beneficiary's Address: P.O. Box 2026, Flint, MI, 48501
Foreclosure Sale:
Date:
Time:· Tuesday, January 6, 2026
The sale of the Property will be held between the hours of 10:00
A.M. and 4:00 P.M. local time; the earliest time at which the
Foreclosure Sale will begin is 11 :00 A.M. and not later than three
Notice of Foreclosure Sale (Cruz)-Page 1 Place:
Terms of Sale: hours thereafter.
On the north side of the George Allen Courts Building facing
Commerce Street below the overhang,· or if the preceding area is
no longer the designated area, at the area most recently designated
by the County Commissioner's Court
The Foreclosure Sale will be conducted as a public auction and the
Property will be sold to the highest bidder for cash, except that
Texas Bank Financial dba Texas Bank Mortgage Co.'s bid may be
by credit against the indebtedness secured by the lien of the Deed
of Trust.
Default has occurred in the payment of the Note and in the performance of the
obligations of the Deed of Trust. Because of that default, Texas Bank Financial dba Texas Bank
Mortgage Co., the owner and holder of the Note, has requested Substitute Trustee to sell the
Property.
The Deed of Trust may encumber both real and personal property. Formal notice is
hereby given of Texas Bank Financial dba Texas Bank Mortgage Co.'s election to proceed
against and sell both the real property and any personal property described in the Deed of Trust
in a.ccordance with Texas Bank Financial dba Texas Bank Mortgage Co.'s rights and remedies
under the Deed of Trust and section 9.604(a) of the Texas Business and Commerce Code.
Therefore, notice is given that on and at the Date, Time, and Place for the Foreclosure
Sale described above, Substitute Trustee will sell the Property in accordance with the Terms of
Sale described above, the Deed of Trust, and applicable Texas law. •
If Texas Bank Financial dba Texas Bank Mortgage Co. passes the Foreclosure Sale,
notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance
with the posting and filing requirements of the Deed of Trust and the Texas Property Code.
The Foreclosure Sale will be made expressly subject to any title matters set forth in the
Deed of Trust, but prospective bidders are reminded that by law the Foreclosure Sale will
necessarily be made subject to all prior matters of record affecting the Property, if any, to the
extent that they remain in force and effect and have not been subordinated to the Deed of Trust.
For the avoidance of doubt, the Foreclosure Sale will not cover any part of the Property that has
been released of public record from the lien and/or security interest of the Deed of Trust by
Texas Bank Financial dba Texas Bank Mortgage Co. Prospective bidders are strongly urged to
examine the applicable property records to determin~ the nature and extent of such matters, if
any.
Pursuant to section 51.009 of the Texas Property Code, the Property will be sold "AS
IS," without any expressed or implied warranties, except as to the warranties (if any)
provided for · under the Deed of Trust. Prospective bidders • are advised to· conduct an
independent investigation of the nature and physical condition of the Property.
Notice of Foreclosure Sale (Cruz)-Page 2 Pursuant to section 51.0075(a) of the Texas Property Code, Substitute Trustee reserves
the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such
further conditions shall be announced before bidding is opened for the first sale of the day· held
• by Substitute Trustee: •
Assert and protect your rights as a member of the armed forces of the
United States. If you are or your spouse is serving on active. military duty, •
including active military duty as a member of the Texas National .Guard or·
the National Guard of another state or as_ a member of a reserve component of
the armed forces of the United States, please send written notice of the active
duty military service to the sender of this notice immediately.
THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED
TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT •
IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGJ~JNG .THIS NOTICE IS •
THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR
MORTGAGE SERVICER.
• Notice of Foreclosure Sale (Cruz)-Page 3 • Craig C. Lesok
Attorney for Lender
SBOT No. 24027446
Craig C. Lesok
226 Bailey Ave, Ste 101
Fort Worth, TX 76107
Telephone (817) 882-9991
Telecopier (817) 882-9993
E-mail: [email protected]