VILLAGES OF VALLEY CREEK 5 BLK 3 LOT 28
Bedrooms
Bathrooms
Sq Ft
Year Built
Notice of Substitute Trustee's Sale
Notice is hereby given that a public sale at auction of the Property (as the term is defined
and described below) will be held at the date, time and place specified in this notice.
Certain Terms and Information
Date of Sale: Tuesday, October 7, 2025.
Time of Sale: The earliest time at which the sale shall occur is 10:00 a.m. t9 1 :00 pm or
1 :00 pm to 4:00 pm, Texas time.
The sale shall begin at that time or not later than three hours after that
time.
Place of Sale: Outside the George Allen, Jr. Dallas County Courthouse, at 600
Commerce, Dallas, Texas or IN THE AREA DESIGNATED BY THE
COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF
THE TEXAS PROPERTY CODE.
Information Regarding the Deed of Trust Lien That Is the Subject of this ~ale: .. , c~ !
Name of Document:
Date:
Grantor: Deed of Trust (Wraparound Financing)
May 21, 2021
CAROLYN DENISE DEVEREAUX
Beneficiary: Caladium Trust
Trustee: PAULMUNDHEIM, TRUSTEE r
MICHAEL W. EATON, SUBSTITUTE TRUSTEE (J7
Recording Information: Document Number 20240168219 of Official Records of Dallas
County, Texas dated September 13, 2024
Property Description:
That certain Property commonly known as 2901 Caladium Ct, Garland, TX
75040, and more specifically described as: Lot 28, Block 3, of Villages of
Valley Creek No.5, an Addition to the City of Garland, Dallas County, Texas,
according to the Plat thereofrecorded in Volume 88131, Page 6417, of the Map
Records of Dallas County, Texas. Indebtedness Secured:
Name of Document:
Date:
Face Amount:
Maker/s:
Lender: Promissory Note
May 21, 2021
$205,000.00
CAROLYN DENISE DEVEREAUX
CALADIUM TRUST
Current Owner and Holder of Note: CALADIUM TRUST
Postponement Rights
The Deed of Trust permits the Lender to postpone, withdraw or reschedule the sale for
another day. In that case, the Trustee, or, if appropriate, the Substitute Trustee, under the Deed
of Trust need not appear at the date, time and place of a scheduled sale to announce the
postponement, withdrawal or rescheduling. Notice of the date of any rescheduled foreclosure
sale will be reposted and refiled in accordance with the posting and filing requirement of the
Texas Property Code. The reposting or refiling may be after the date originally scheduled for
this sale.
Terms of Sale
The sale will be conducted as a public auction to the highest bidder for cash, subject to the
provisions of the Deed of Trust permitting the Lender thereunder to have the bid credited to the
amount of the unpaid debt secured by the Deed of Trust at the time of sale.
Those desiring to purchase the Property will need to demonstrate his, her, its or their ability
to pay cash on the day the Property is sold.
The sale will be made expressly subject to any liens, security interests, encumbrances and
other title matters set for in the Deed of Trust, so prospective bidders are reminded that by law
the sale will necessarily be made subject to all liens, security interests, encumbrances and other
prior matters of record affecting the Property, if any to the extent that they remain in full force
and effect and have not been subordinated to the Deed of Trust.
The sale shall not cover any of the Property that has been released of public record from
the lien of the Deed of Trust. Prospective bidders are strongly urged to examine the applicable
property records to determine the nature and extent of such matters, if any.
Pursuant to the Deed of Trust, the Current Owner and Holder of the Note has the right to
direct the Trustee, or, if appropriate, the Substitute Trustee, to sell the Property in one or more
parcels and/or to sell all or only part of the Property. Pursuant to section 51.009 of the Texas Property Code, the Property will be sold in its "as
is, and where is" condition, without any express or implied warranties, except as to the warranties
of title (if any) provided for under the Deed of Trust. Prospective bidders are advised to conduct
an independent investigation of the nature and physical condition of the Property.
Pursuant to section 51.0075 of the Texas Property Code, the Trustee, or if appropriate,
Substitute Trustee reserves the right to set further reasonable conditions for conducting the sale.
Any such further conditions shall be announced before bidding is opened for the first sale of the
day held by the Trustee or if appropriate Substitute Trustee.
Type of Sale
The sale is a nonjudicial deed-of-trust lien and security interest foreclosure sale being
conducted pursuant to the power of sale granted by the Deed of Trust executed by Grantor.
The real property and personal property encumbered by the Deed of Trust will be sold at
the sale in accordance with the provisions of the Deed of Trust and as permitted by section
9.604(a) of the Texas Business and Commerce Code.
Default in Indebtedness Secured
Default has occurred in the payment of the Indebtedness Secured by the Deed of Trust and
in the performance of the covenants, agreements and conditions set forth in the Deed of Trust.
The maturity of the Indebtedness Secured by the Deed of Trust has been accelerated and such
Indebtedness Secured is now wholly due and payable.
Request to Act and Conduct Sale
Therefore, at the date, time and place set forth above, the undersigned, as Trustee, will sell
the Property to the highest bidder pursuant to the terms of the Deed of Trust.
Questions concerning the sale may be directed to the undersigned at 11816 Inwood Road
#1267 Dallas, TX 75244.
Notice is also given that before the sale the Lender may appoint another person as Trustee
to conduct the sale.
Assert and protect your rights as a member of the armed forces of the United States.
If you are or your spouse is serving, or within the last nine (9} months have served, on active
military duty, including active military duty as a member of the Texas National Guard or
the National Guard of another state or as a member of a reserve component of the armed
forces of the United States, please send written notice of the active duty military service to
the sender of this notice immediately. IN WITNESS WHEREOF, the Substitute Trustee has signed this notice as of September
14, 2025.
STATE OF TEXAS
COUNTY OF DENTON §
§
§ Substitute Trustee
This instrument was ACKNOWLEDGED before me on September 14, 2025, by
MICHAEL W. EATON, in the capacity therein stated. __j_-(/4 V_,I-- Notary Public in and for
the State of Texas
CERTIFICATE OF POSTING
My name is Michael Eaton, and my office address is 11816 Inwood Road, Suite
1267, Dallas, TX 75244. I declare under the penalty of perjury that on September 14,
2025 I filed at the Office of Dallas County Clerk and caused to be posted at the
Dallas County courthouse this notice of sale.
Date: September 14, 2025
Appraised Value
$302,030
Default Amount
$205,000
Potential Savings: $97,030
Auction Date
October 7, 2025
Foreclosure Type
mortgage
Current Owner
DEVEREAUX CAROLYN DENISE
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