10113 BRIDGEWATER DR

VALOR POINTE - THE RESERVE AT WESTRIDGE PHASE 11 CMC, BLK U, LOT 10

NOTICE OFSUBSTITUTE TRUSTEE SALE DeedofTrustDate:
Grantor( s)/Mortgagor( s): 12/26/2013 KANU KALOLA ANDDAXA KALOLA, HUSBAND AND WIFE OriginalBeneficiary/ Mortgagee:

CurrentBeneficiary/ Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.

WellsFargoBank,N.A. MERS") SOLELY ASANOMINEE FORDHIMORTGAGE COMPANY LTD,ITSSUCCESSORS ANDASSIGNS Recorded in:
Property County: Volume: N/A COLLIN Page: N/A Instrument No:20131227001684210 Mortgage Servicer.
Mortgage Servicer' sAddress: WellsFargo Bank, N.A. isrepresentingtheCurrentBeneficiary/ Mortgagee 1HomeCampus, MAC2301-04C, under aservicing agreement withtheCurrentBeneficiary/ Mortgagee.
WestDesMoines, IA50328 DateofSale: 10/7/2025 Earliest TimeSaleWillBegin: 10am PlaceofSaleofProperty: CollinCountyCourthouse, 2100Bloomdale Road,McKinney, TX75071ORINTHEAREADESIGNATED BY THECOMMISSIONER' SCOURT, PURSUANT TOSECTION 51.002OFTHETEXAS PROPERTY CODE. LegalDescription: LOT10,BLOCK"U",VALORPOINTE-PHASE11OFTHERESERVE ATWESTRIDGE, ANADDITION TOTHECITYOFMCKINNEY, COLLINCOUNTY, TEXAS,ACCORDING TOTHEMAPORPLATTHEREOF, RECORDED INVOLUME 2013,PAGES161-162OFTHEREPLATRECORDS OFCOLLIN COUNTY, TEXAS. InaccordancewithTEX.PROP.CODE§51.0076andtheDeedofTrustreferencedabove,theundersigned asattorneyforMortgageeorMortgageServicerdoeshereby removetheoriginalTrusteeandallsuccessorsubstitutetrusteesandappointsintheirstead, PhillipPierceall,DouglasRodgers,TerryWaters,BruceMiller,Ashlee Luna,JoshuaSanders,RamiroCuevas, ShawnSchiller, LaurenGuy, ConradWallace,PatrickZwiers, AngieUsclton, LisaBruno,MistyMcMillan,DanielHart, Auction.comLLC,Francesca Ortolani, ShelleyOrtolani, MaryMancuso, LizHach,MicheleHreha,CarolDunmon orPaytonHreha,ColePatton,MyraHomayoun, ThuyFrazier,McCarthy& Holthus,LLP,asSubstitute Trustee,whoshallhereafterexerciseallpowersanddutiessetasidetothesaidoriginalTrusteeundertheresaid DeedofTrustand,further,doesherebyrequest, authorize, andinstructsaidSubstitute Trusteetoconductanddirecttheexecution ofremedies setasidetothe beneficiary therein TheSubstituteTrusteewillsellthepropertybypublicauctiontothehighestbidderforcashattheplaceanddatespecified.
Thesalewillbeginattheearliesttime statedaboveorwithinthree(3)hoursafterthattime. ThePropertywillbesold"ASIS,"withoutanyexpressorimpliedwarranties,exceptastowarrantiesoftitle,andatthepurchaser'sownrisk,pursuanttothetermsof TEx.PROP.CODE§51.002and§51.009.Prospective biddersareadvisedtoconductanindependent investigation ofthenatureandphysicalconditionoftheProperty. SubstituteTrusteereservestherighttosetfurtherreasonableconditionsforconducting thepublicauction.Anysuchfurtherconditionsshallbeannouncedbefore biddingisopenedforthefirstsateofthedayheldbySubstituteTrustee. THISINSTRUMENT APPOINTS THESUBSTITUTE TRUSTEE( S) IDENTIFIED TOSELLTHEPROPERTY DESCRIBED INTHESECURITY INSTRUMENT IDENTIFIED INTHISNOTICE OFSALE.THEPERSON SIGNING THISNOTICE ISTHEATTORNEY ORAUTHORIZED AGENT OFTHEMORTGAGEE ORMORTGAGE SERVICER. NOTICE PURSUANT TOTEX.PROP.CODE§ 51.002(I): ASSERT ANDPROTECT YOURRIGHTS ASMEMBER OFTHEARMED FORCES OFTHE UNITED STATES. IFYOUORYOURSPOUSE ARESERVING ONACTIVE MILITARY DUTY,INCLUDING ACTIVE MILITARY DUTYASA MEMBER OFTHETEXASNATIONAL ORTHENATIONAL GUARDOFANOTHER STATEORASAMEMBER OFARESERVE COMPONENT OF THEARMEDFORCES OFTHEUNITED STATES, PLEASE SENDWRITTEN NOTICE OFTHEACTIVE DUTYMILITARY SERVICE TOTHE SENDER OFTHISNOTICE IMMEDIATELY.
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'Dated: 7/28/2025 Dated: AyA P Name: lt1 ThuyFrazier, Attorney Substitute Trustee I iV McCarthy Holthus, LLPt O NY c%Auction. com 1255West15thStreet, Suite1060 1255West15thStreet, Suite1060r- Plano, TX75075Plano, TX75075 ncn L

gAttorneys forWellsFargoBank,N.A. https:// sales. mccarthvholthus. com/
O uU F 6'i, lV CO MHFileNumber:
TX-25-121760- POS Loan Type: FHA